Muthoot Microfin financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹671cr+20.0% on Q1 FY26
Net interest income
₹322cr+4.1% on Q1 FY26
Net profit
₹81.3cr+1,215.3% on Q1 FY26
EPS
₹4.85+1,210.8% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income671559+20.0%
Net interest income322309+4.1%
Net profit81.36.2+1,215.3%
EPS₹4.85₹0.37+1,210.8%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹671 crNet profit₹81.3 crNet interest margin10.1%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
2,401———
2,4922,3812,5642,285
—−7.2%+12.2%—
1,2771,2651,4391,102
—−12.1%+30.6%—
10.7%10.7%12.8%9.5%
55.0%55.0%45.4%43.6%
4.6%4.6%11.5%1.9%
245170−223450
—+176.5%−149.5%—
₹14.63₹10.15−₹13.26₹26.80
—+176.5%−149.5%—
6.2%6.2%−8.2%16.0%
1.5%1.5%−2.0%3.9%
Balance sheet
10,39610,3968,7409,436
—+19.0%−7.4%—
9,5479,5477,9268,359
3.34×3.34×3.01×2.98×
4.44×4.44×4.12×4.13×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

MUTHOOTMF₹143.09

Muthoot Microfin Limited

· Banking & Finance
₹ CrorePeersFUSIONSATINSPANDANAMcap ₹2,401 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———2,400.6
Total Income2,285.52,564.42,380.72,492.3
Growth %, YoY—+12.2-7.2—
Net Interest Income1,101.71,439.41,264.51,277.1
Growth %, YoY—+30.6-12.1—
NIM %, on assets9.5112.8210.7410.74
Cost to Income %43.5945.3655.0155.01
Credit Cost %, on avg loans1.9311.474.594.59
Net Income449.6-222.5170.3245.4
Growth %, YoY—-149.5+176.5—
EPS, Adj (current shares)26.80-13.2610.1514.63
Growth %, YoY—-149.5+176.5—
ROE %16.03-8.196.216.21
ROA %3.88-1.981.451.45
Balance Sheet
Loans9,435.78,740.210,396.510,396.5
Growth %, YoY—-7.4+19.0—
Total Borrowings8,359.47,926.49,547.39,547.3
Debt/Equity ×2.983.013.343.34
Leverage (Assets/Equity) ×4.134.124.444.44
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Muthoot Microfin financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Muthoot Microfin (NSE: MUTHOOTMF) had a market capitalisation of ₹2,401 crore at the previous close (₹143.09 a share), a PE ratio of 9.8 on the last four quarters' profit and a price-to-book ratio of 0.84. In FY26 its consolidated net profit was ₹170 crore on revenue of ₹2,370 crore; in Q1 FY27 (April–June 2026) it was ₹81.3 crore. Promoters held 55.47% of the shares on 30 September 2026.

Share price used
₹143.09 · previous close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Muthoot Microfin at a glance · consolidated

Market cap
₹2,401 Crat ₹143.09 · previous close
PE ratio (last 4 quarters)
9.814.1 on FY26 profit
Price to book (PB)
0.84book value ₹170.14 a share
ROE (FY26)
6.2%
Debt to equity
3.34net debt ₹8,407 Cr
Promoter holding
55.47%unchanged vs 30 Jun 202630 September 2026

Questions

What is the Muthoot Microfin PE ratio today?

Muthoot Microfin's PE ratio is 9.8 at the previous close (₹143.09 a share): a market capitalisation of ₹2,401 crore divided by consolidated net profit of ₹245 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹170 crore) it is 14.1.

What is the Muthoot Microfin PB ratio (price to book value)?

Muthoot Microfin's price-to-book (PB) ratio is 0.84 at the previous close: a market capitalisation of ₹2,401 crore divided by shareholders' equity (book value) of ₹2,854 crore on 31 March 2026. That is a book value of ₹170.14 per share against a share price of ₹143.09.

What is the Muthoot Microfin net worth?

Muthoot Microfin's net worth — shareholders' equity in its consolidated balance sheet — was ₹2,854 crore on 31 March 2026, up 8.4% from ₹2,632 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹2,401 crore at the previous close.

What is the Muthoot Microfin market cap?

Muthoot Microfin's market capitalisation was ₹2,401 crore at the previous close: 16.78 crore shares at ₹143.09 each.

What is the Muthoot Microfin ROE?

In FY26, Muthoot Microfin's return on equity (ROE) was 6.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Muthoot Microfin EPS?

Muthoot Microfin's basic earnings per share (EPS) were ₹10.16 in FY26. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹14.64.

What is the Muthoot Microfin debt to equity ratio?

Muthoot Microfin's debt-to-equity ratio was 3.34 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹9,547 crore against total equity of ₹2,854 crore. A year earlier, on 31 March 2025, it was 3.01.

What is the Muthoot Microfin book value per share?

Muthoot Microfin's book value per share was ₹170.14 on 31 March 2026: shareholders' equity of ₹2,854 crore divided by the 16.78 crore shares in issue, up 10.2% from ₹154.39 a year earlier. The share price at the previous close was ₹143.09.

What are the Muthoot Microfin latest quarterly results?

Muthoot Microfin's latest results are for Q1 FY27 (April–June 2026), filed on 6 August 2026: consolidated net profit ₹81.3 crore; revenue from operations ₹669 crore, up 19.7% year on year.

What is the Muthoot Microfin promoter holding?

Promoters held 55.47% of Muthoot Microfin on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

When are the Muthoot Microfin next results?

Muthoot Microfin will announce its Q2 FY27 results (July–September 2026) on Thursday, 5 November 2026, the date of the board meeting it has notified to the exchanges.

Muthoot Microfin vs Fusion Finance: how do they compare?

In FY26, Muthoot Microfin earned net profit of ₹170 crore on revenue of ₹2,370 crore, against ₹13.9 crore on ₹1,699 crore for Fusion Finance.

What is the Muthoot Microfin shareholding pattern?

On 30 September 2026, Muthoot Microfin's shares were held by promoters 55.47%, foreign portfolio investors (FII/FPI) 23.19%, domestic institutions (DII) 3.08% (including mutual funds at 0.00%) and retail and other non-institutional investors 16.67%. Over the year, FII holding was down 0.07 percentage points from 23.26% and DII holding was up 0.24 percentage points from 2.84%.

What is the Muthoot Microfin revenue and profit in FY26?

In FY26 (April 2025–March 2026), Muthoot Microfin's consolidated net profit was ₹170 crore, against a loss of ₹223 crore in FY25, on revenue from operations of ₹2,370 crore (down 7.5%).

How does Muthoot Microfin compare with its peers?

On FY26 consolidated figures, against Fusion Finance, Satin Creditcare Network and Spandana Sphoorty Financial: Muthoot Microfin's return on equity of 6.2% is the second highest of the four (Fusion Finance 0.7%, Satin Creditcare Network 12.3%, Spandana Sphoorty Financial −29.4%; peer average −5.5%).

Where do these Muthoot Microfin figures come from?

From Muthoot Microfin's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.