Muthoot Microfin profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	6.2%	6.2%	−8.2%	16.0%
	1.5%	1.5%	−2.0%	3.9%
Margins & efficiency
	10.7%	10.7%	12.8%	9.5%
	55.0%	55.0%	45.4%	43.6%
	4.6%	4.6%	11.5%	1.9%
	9.9%	7.2%	−8.7%	19.8%
Leverage
	4.44×	4.44×	4.12×	4.13×
	3.34×	3.34×	3.01×	2.98×
Additional
	20.8%	18.5%	23.0%	22.7%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

MUTHOOTMF₹143.09

Muthoot Microfin Limited

· Banking & Finance

₹ CrorePeersFUSION SATIN SPANDANAMcap ₹2,401 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	16.03	-8.19	6.21	6.21
Return on Assets	3.88	-1.98	1.45	1.45
Margins & Efficiency
Net Interest Margin (on avg assets)	9.51	12.82	10.74	10.74
Cost to Income	43.59	45.36	55.01	55.01
Credit Cost (impairment / avg loans)	1.93	11.47	4.59	4.59
Net Income Margin	19.80	-8.69	7.19	9.90
Leverage
Leverage (Assets/Equity)	4.13	4.12	4.44	4.44
Total Debt/Equity	2.98	3.01	3.34	3.34
Additional
Effective Tax Rate	22.73	22.98	18.50	20.77

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.