| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 458 | 446 | +2.9% |
| Net interest income | 242 | 273 | −11.2% |
| Net profit | 62.4 | −92.3 | — |
| EPS | ₹3.86 | −₹7.44 | — |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 |
|---|
| 2,183 | — | — | — | — | |
| 1,745 | 1,733 | 2,369 | 2,412 | 1,800 | |
| — | −26.9% | −1.8% | +34.0% | — | |
| 959 | 994 | 1,290 | 1,301 | 957 | |
| — | −23.0% | −0.8% | +35.9% | — | |
| 12.0% | 12.0% | 12.9% | 12.3% | 10.2% | |
| 69.7% | 69.7% | 51.7% | 36.6% | 38.4% | |
| 6.4% | 6.4% | 21.7% | 4.1% | 2.5% | |
| 169 | 13.9 | −1,225 | 505 | 387 | |
| — | +101.1% | −342.3% | +30.5% | — | |
| ₹10.43 | ₹0.86 | −₹75.81 | ₹31.28 | ₹23.97 | |
| — | +101.1% | −342.3% | +30.5% | — | |
| 0.7% | 0.7% | −54.5% | 19.6% | 16.7% | |
| 0.2% | 0.2% | −12.2% | 4.8% | 4.1% | |
Balance sheet | |||||
| 6,001 | 6,001 | 7,261 | 9,948 | 8,042 | |
| — | −17.4% | −27.0% | +23.7% | — | |
| 5,571 | 5,571 | 6,402 | 8,616 | 6,778 | |
| 2.27× | 2.27× | 3.90× | 3.03× | 2.92× | |
| 3.38× | 3.38× | 5.05× | 4.13× | 4.03× | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 2,183.4 | |
| Total Income | 1,800.0 | 2,412.4 | 2,368.9 | 1,732.5 | 1,745.2 | |
| Growth %, YoY | — | +34.0 | -1.8 | -26.9 | — | |
| Net Interest Income | 957.3 | 1,301.1 | 1,290.4 | 993.8 | 958.7 | |
| Growth %, YoY | — | +35.9 | -0.8 | -23.0 | — | |
| NIM %, on assets | 10.22 | 12.31 | 12.86 | 11.98 | 11.98 | |
| Cost to Income % | 38.44 | 36.60 | 51.71 | 69.66 | 69.66 | |
| Credit Cost %, on avg loans | 2.49 | 4.06 | 21.73 | 6.41 | 6.41 | |
| Net Income | 387.1 | 505.3 | -1,224.5 | 13.9 | 168.5 | |
| Growth %, YoY | — | +30.5 | -342.3 | +101.1 | — | |
| EPS, Adj (current shares) | 23.97 | 31.28 | -75.81 | 0.86 | 10.43 | |
| Growth %, YoY | — | +30.5 | -342.3 | +101.1 | — | |
| ROE % | 16.67 | 19.55 | -54.53 | 0.68 | 0.68 | |
| ROA % | 4.13 | 4.78 | -12.20 | 0.17 | 0.17 | |
| Balance Sheet | ||||||
| Loans | 8,041.6 | 9,947.9 | 7,261.2 | 6,000.8 | 6,000.8 | |
| Growth %, YoY | — | +23.7 | -27.0 | -17.4 | — | |
| Total Borrowings | 6,778.4 | 8,615.9 | 6,402.0 | 5,570.8 | 5,570.8 | |
| Debt/Equity × | 2.92 | 3.03 | 3.90 | 2.27 | 2.27 | |
| Leverage (Assets/Equity) × | 4.03 | 4.13 | 5.05 | 3.38 | 3.38 | |
Prices at the previous close · figures from the company's filings with NSE
Fusion Finance (NSE: FUSION) had a market capitalisation of ₹2,184 crore at the previous close (₹135.18 a share), a PE ratio of 13.0 on the last four quarters' profit and a price-to-book ratio of 0.89. In FY26 its consolidated net profit was ₹13.9 crore on revenue of ₹1,699 crore; in Q1 FY27 (April–June 2026) it was ₹62.4 crore. Promoters held 51.76% of the shares on 30 September 2026.
Fusion Finance's PE ratio is 13.0 at the previous close (₹135.18 a share): a market capitalisation of ₹2,184 crore divided by consolidated net profit of ₹169 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹13.9 crore) it is 157.7.
Fusion Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹2,456 crore on 31 March 2026, up 49.4% from ₹1,643 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹2,184 crore at the previous close.
Fusion Finance's book value per share was ₹152.01 on 31 March 2026: shareholders' equity of ₹2,456 crore divided by the 16.16 crore shares in issue. The share price at the previous close was ₹135.18.
Fusion Finance's price-to-book (PB) ratio is 0.89 at the previous close: a market capitalisation of ₹2,184 crore divided by shareholders' equity (book value) of ₹2,456 crore on 31 March 2026. That is a book value of ₹152.01 per share against a share price of ₹135.18.
Fusion Finance's debt-to-equity ratio was 2.27 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹5,571 crore against total equity of ₹2,456 crore. A year earlier, on 31 March 2025, it was 3.90.
Fusion Finance's latest results are for Q1 FY27 (April–June 2026), filed on 10 August 2026: consolidated net profit ₹62.4 crore, against a loss of ₹92.3 crore in Q1 FY26; revenue from operations ₹458 crore, up 5.5% year on year.
Fusion Finance's market capitalisation was ₹2,184 crore at the previous close: 16.16 crore shares at ₹135.18 each.
In FY26, Fusion Finance's return on equity (ROE) was 0.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Fusion Finance will announce its Q2 FY27 results (July–September 2026) on Monday, 2 November 2026, the date of the board meeting it has notified to the exchanges.
Fusion Finance's basic earnings per share (EPS) were ₹1.01 in FY26.
Promoters held 51.76% of Fusion Finance on 30 September 2026, down 2.20 percentage points from 53.96% the previous quarter and down 3.19 percentage points from 54.95% a year earlier, according to the shareholding pattern filed with NSE.
In FY26, Fusion Finance earned net profit of ₹13.9 crore on revenue of ₹1,699 crore, against ₹170 crore on ₹2,370 crore for Muthoot Microfin.
On 30 September 2026, Fusion Finance's shares were held by promoters 51.76%, foreign portfolio investors (FII/FPI) 5.29%, domestic institutions (DII) 15.10% (including mutual funds at 11.27%) and retail and other non-institutional investors 27.03%. Over the year, FII holding was up 1.36 percentage points from 3.93% and DII holding was up 3.22 percentage points from 11.88%.
In FY26 (April 2025–March 2026), Fusion Finance's consolidated net profit was ₹13.9 crore, against a loss of ₹1,225 crore in FY25, on revenue from operations of ₹1,699 crore (down 26.8%). Over three years, from FY23, net profit was down 96.4%.
On FY26 consolidated figures, against Muthoot Microfin, Satin Creditcare Network and Spandana Sphoorty Financial: Fusion Finance's return on equity of 0.7% is the third highest of the four (Muthoot Microfin 6.2%, Satin Creditcare Network 12.3%, Spandana Sphoorty Financial −29.4%; peer average −3.6%).
From Fusion Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.