Satin Creditcare Network financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹929cr+17.2% on Q2 FY26
Net interest income
₹420cr+51.8% on Q2 FY26
Net profit
₹176cr+230.9% on Q2 FY26
EPS
₹15.98+230.8% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income929793+17.2%
Net interest income420276+51.8%
Net profit17653.2+230.9%
EPS₹15.98₹4.83+230.8%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹929 crNet profit₹176 crNet interest margin10.5%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
2,764————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
3,3693,1612,6022,2411,559
—+21.5%+16.1%+43.7%—
1,4581,1511,254981632
—−8.2%+27.9%+55.1%—
8.9%8.9%11.4%10.7%8.2%
49.9%49.9%51.3%45.2%56.1%
4.7%4.7%5.6%2.0%7.0%
5333321864364.8
—+78.5%−57.3%+8,957.3%—
₹48.39₹30.19₹16.91₹39.62₹0.44
—+78.5%−57.3%+8,957.3%—
12.3%12.3%7.5%21.6%0.3%
2.6%2.6%1.7%4.8%0.1%
Balance sheet
12,67411,3989,8448,9086,329
—+15.8%+10.5%+40.8%—
10,99110,9918,7917,9155,911
3.83×3.83×3.46×3.30×3.63×
5.02×5.02×4.56×4.37×4.82×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

SATIN₹251.18

Satin Creditcare Network Limited

· Banking & Finance
₹ CrorePeersSPANDANAFUSIONMUTHOOTMFMcap ₹2,764 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————2,764.1
Total Income1,559.02,240.52,601.93,160.93,369.2
Growth %, YoY—+43.7+16.1+21.5—
Net Interest Income632.2980.71,254.21,151.11,457.7
Growth %, YoY—+55.1+27.9-8.2—
NIM %, on assets8.1610.7011.368.868.86
Cost to Income %56.1445.2351.3249.8849.88
Credit Cost %, on avg loans7.011.985.554.664.66
Net Income4.8435.9186.1332.2532.5
Growth %, YoY—+8,957.3-57.3+78.5—
EPS, Adj (current shares)0.4439.6216.9130.1948.39
Growth %, YoY—+8,957.3-57.3+78.5—
ROE %0.3021.647.5312.2912.29
ROA %0.064.751.692.562.56
Balance Sheet
Loans6,328.98,908.19,843.611,397.612,673.7
Growth %, YoY—+40.8+10.5+15.8—
Total Borrowings5,911.27,914.98,791.410,991.510,991.5
Debt/Equity ×3.633.303.463.833.83
Leverage (Assets/Equity) ×4.824.374.565.025.02
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Satin Creditcare Network financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Satin Creditcare Network (NSE: SATIN) had a market capitalisation of ₹2,631 crore at the 30 October 2026 close (₹238.91 a share), a PE ratio of 4.9 on the last four quarters' profit and a price-to-book ratio of 0.83. In FY26 its consolidated net profit was ₹332 crore on revenue of ₹3,143 crore; in Q2 FY27 (July–September 2026) it was ₹176 crore, up 230.9% year on year. Promoters held 36.17% of the shares on 30 September 2026.

Share price used
₹238.91 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Satin Creditcare Network at a glance · consolidated

Market cap
₹2,631 Crat ₹238.91 · 30 Oct close
PE ratio (last 4 quarters)
4.97.9 on FY26 profit
Price to book (PB)
0.83book value ₹288.14 a share
ROE (FY26)
12.3%
Debt to equity
3.78net debt ₹9,526 Cr
Promoter holding
36.17%unchanged vs 30 Jun 202630 September 2026

Questions

What is the Satin Creditcare Network PE ratio today?

Satin Creditcare Network's PE ratio is 4.9 at the 30 October 2026 close (₹238.91 a share): a market capitalisation of ₹2,631 crore divided by consolidated net profit of ₹533 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹332 crore) it is 7.9.

What is the Satin Creditcare Network debt to equity ratio?

Satin Creditcare Network's debt-to-equity ratio was 3.78 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹12,012 crore against total equity of ₹3,178 crore. A year earlier, on 30 September 2025, it was 3.68.

What is the Satin Creditcare Network book value per share?

Satin Creditcare Network's book value per share was ₹288.14 on 30 September 2026: shareholders' equity of ₹3,173 crore divided by the 11.01 crore shares in issue, up 21.0% from ₹238.20 a year earlier. The share price at the 30 October 2026 close was ₹238.91.

What is the Satin Creditcare Network PB ratio (price to book value)?

Satin Creditcare Network's price-to-book (PB) ratio is 0.83 at the 30 October 2026 close: a market capitalisation of ₹2,631 crore divided by shareholders' equity (book value) of ₹3,173 crore on 30 September 2026. That is a book value of ₹288.14 per share against a share price of ₹238.91.

What is the Satin Creditcare Network net worth?

Satin Creditcare Network's net worth — shareholders' equity in its consolidated balance sheet — was ₹3,173 crore on 30 September 2026, up 21.0% from ₹2,621 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹2,631 crore at the 30 October 2026 close.

What is the Satin Creditcare Network shareholding pattern?

On 30 September 2026, Satin Creditcare Network's shares were held by promoters 36.17%, foreign portfolio investors (FII/FPI) 4.89%, domestic institutions (DII) 6.30% (including mutual funds at 1.71%) and retail and other non-institutional investors 52.26%. Over the year, FII holding was up 0.98 percentage points from 3.91% and DII holding was up 1.12 percentage points from 5.18%.

What is the Satin Creditcare Network market cap?

Satin Creditcare Network's market capitalisation was ₹2,631 crore at the 30 October 2026 close: 11.01 crore shares at ₹238.91 each.

What is the Satin Creditcare Network ROE?

In FY26, Satin Creditcare Network's return on equity (ROE) was 12.3%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Satin Creditcare Network EPS?

Satin Creditcare Network's basic earnings per share (EPS) were ₹30.20 in FY26, against ₹16.92 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹48.40.

What is the Satin Creditcare Network promoter holding?

Promoters held 36.17% of Satin Creditcare Network on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What are the Satin Creditcare Network latest quarterly results?

Satin Creditcare Network's latest results are for Q2 FY27 (July–September 2026), filed on 28 October 2026: consolidated net profit ₹176 crore, up 230.9% from ₹53.2 crore in Q2 FY26; revenue from operations ₹926 crore, up 17.5% year on year.

What is the Satin Creditcare Network revenue and profit in FY26?

In FY26 (April 2025–March 2026), Satin Creditcare Network's consolidated net profit was ₹332 crore, up 78.5% from ₹186 crore in FY25, on revenue from operations of ₹3,143 crore (up 21.1%). Over three years, from FY23, net profit was null.

When are the Satin Creditcare Network next results?

Satin Creditcare Network has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Satin Creditcare Network compare with its peers?

On FY26 consolidated figures, against Spandana Sphoorty Financial, Fusion Finance and Muthoot Microfin: Satin Creditcare Network's return on equity of 12.3% is the highest of the four (Spandana Sphoorty Financial −29.4%, Fusion Finance 0.7%, Muthoot Microfin 6.2%; peer average −7.5%).

Satin Creditcare Network vs Spandana Sphoorty Financial: how do they compare?

In FY26, Satin Creditcare Network earned net profit of ₹332 crore on revenue of ₹3,143 crore, against ₹699 crore on ₹1,024 crore for Spandana Sphoorty Financial. At the 30 October 2026 close, Satin Creditcare Network's market capitalisation was ₹2,631 crore against ₹1,672 crore for Spandana Sphoorty Financial.

Where do these Satin Creditcare Network figures come from?

From Satin Creditcare Network's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.