In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 2,232.8 | 2,594.7 | 3,143.0 | 3,217.0 | |
| Other Income | 7.7 | 7.2 | 17.8 | 15.8 | |
| Total Income | 2,240.5 | 2,601.9 | 3,160.9 | 3,232.8 | |
| Expenses | |||||
| + Employee Benefit Expense | 447.9 | 586.3 | 686.4 | 723.3 | |
| + Finance Costs | 901.0 | 1,048.6 | 1,311.4 | 1,265.2 | |
| + Depreciation & Amortisation | 22.7 | 27.3 | 30.3 | 32.0 | |
| + Other Expenses | 135.2 | 183.5 | 205.8 | 218.9 | |
| Total Expenses | 1,657.6 | 2,366.1 | 2,728.8 | 2,697.6 | |
| EBITDA | 1,498.8 | 1,304.4 | 1,755.9 | 1,816.6 | |
| EBIT | 1,476.2 | 1,277.2 | 1,725.6 | 1,784.6 | |
| Profit | |||||
| PBT before Exceptional Items | 582.9 | 235.8 | 432.1 | 535.2 | |
| Pretax Income | 582.9 | 235.8 | 432.1 | 535.2 | |
| + Current Tax | 69.5 | 79.8 | 22.6 | 45.5 | |
| + Deferred Tax | 77.5 | -30.2 | 77.3 | 80.0 | |
| Tax Expense | 146.9 | 49.6 | 99.8 | 125.4 | |
| Net Income | 435.9 | 186.1 | 332.2 | 409.8 | |
| + Net Income — Continuing Ops | 435.9 | 186.1 | 332.2 | 409.8 | |
| + Other Comprehensive Income | 6.1 | -44.4 | -13.4 | 1.1 | |
| Total Comprehensive Income | 442.0 | 141.8 | 318.8 | 410.8 | |
| Net Income to Common | — | 186.1 | 332.2 | 409.8 | |
| Minority Interest | — | — | 0.0 | — | |
| Per Share | |||||
| Basic EPS | 44.34 | 16.92 | 30.20 | 37.25 | |
| Diluted EPS | 43.27 | 16.92 | 30.20 | 37.25 | |
| Revenue Detail — as filed | |||||
| + Rental Income | 0.4 | 0.3 | 0.4 | 0.4 | |
| + Dividend Income | 0.0 | 0.1 | 0.0 | 0.0 | |
| + Fees & Commission Income | 65.4 | 37.1 | 28.2 | 32.0 | |
| + Net Gain on Fair Value Changes | 7.8 | 18.9 | 280.6 | 187.8 | |
| + Net Gain on Derecognition — Amortised Cost | 272.9 | 233.3 | 365.5 | 410.3 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 150.8 | 520.4 | 494.9 | 458.2 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 6.1 | -44.4 | -13.4 | 1.1 | |
| + Items NOT to be Reclassified to P&L | -20.5 | -52.3 | -29.3 | -20.4 | |
| + Tax on Items NOT to be Reclassified | — | -13.2 | -7.4 | -5.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | -5.2 | — | — | — | |
| + Items to be Reclassified to P&L | 28.7 | -7.0 | 11.4 | 21.7 | |
| + Tax on Items to be Reclassified | — | -1.8 | 2.9 | 5.4 | |
| + Tax on Items to be Reclassified — alt tag | 7.2 | — | — | — | |
| Comprehensive Income — Owners of Parent | 442.0 | 141.8 | 318.8 | 410.8 | |
| Comprehensive Income — Non-controlling Interests | 0.0 | 0.0 | 0.0 | — | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 44.34 | 16.92 | 30.20 | 37.25 | |
| Diluted EPS — Continuing Operations | 43.27 | 16.92 | 30.20 | 37.25 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 2,232.8 | 2,594.7 | 3,143.0 | 3,217.0 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 582.9 | 235.8 | 432.1 | 535.2 | |
| Net Income Adj (tax-effected) | 435.9 | 186.1 | 332.2 | 409.8 | |
| EPS Adj | 44.34 | 16.92 | 30.20 | 37.25 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.03 | 0.03 | 0.04 | 0.04 | |
| Interest Earned | 1,881.8 | 2,302.8 | 2,462.6 | 2,579.6 | |
| Paid Up Equity Capital | 110.0 | 110.0 | 110.0 | 110.1 | |