SATIN217.89

Satin Creditcare Network Limited

· Banking & Finance
₹ CrorePeersSPANDANAFUSIONMUTHOOTMFMcap ₹2,398 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation22.727.330.3
+ Impairment Loss / (Reversal)150.8520.4494.9
+ Finance Costs45.159.581.7
+ Dividend Income0.0-0.10.0
+ Fair Value (Gains) / Losses-7.8-18.9-280.6
+ Share-based Payments0.00.42.5
+ Unrealised FX (Gain) / Loss9.216.8213.1
+ Other Non-cash Items-271.90.30.0
+ Other Reconciling Items0.00.01.3
Changes in Working Capital
+ Trade Receivables — Current-3.16.5-6.2
+ Other Financial Assets — Non-current-13.6-4.2-24.4
+ Other Non-current Assets0.0-15.70.7
+ Other Bank Balances9.6201.4-99.7
+ Trade Payables — Current0.013.70.0
+ Trade Payables — Non-current1.20.03.6
+ Other Financial Liabilities — Non-current-144.459.1203.5
+ Other Non-current Liabilities0.02.44.3
+ Provisions — Non-current0.80.02.9
Cash from Operating Activities
Profit Before Tax (per I/S)582.9235.8432.1535.2
+ Total Adjustments (incl. Working Capital)-201.5869.0627.8
Cash from Operations (pre-tax)381.41,104.81,059.8
+ Other Inflows / (Outflows) — Operating-2,414.9-1,588.2-2,009.5
+ Income Taxes Paid35.480.024.1
Cash from Operating Activities-2,068.9-563.4-973.8
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)12.819.524.7
+ Acq of Intangible Assets0.30.34.0
+ Disp of Fixed Assets0.70.90.6
+ Dividends Received — Investing0.00.10.0
+ Other Inflows / (Outflows) — Investing-15.9-26.6-94.9
Cash from Investing Activities-28.2-45.4-122.9
Cash from Financing Activities
+ Proceeds from Issue of Shares330.80.00.0
+ Proceeds — Change in Ownership of Subsidiaries0.00.00.4
+ Proceeds from Debentures / Notes / Bonds507.3770.1-115.9
+ Proceeds from Borrowings6,564.14,491.57,458.8
+ Repayment of Borrowings5,127.34,334.05,325.0
+ Payment of Lease Liabilities11.513.816.3
+ Other Inflows / (Outflows) — Financing0.00.0-128.5
Cash from Financing Activities2,263.5913.81,873.5
Net Changes in Cash (pre-FX)166.3305.0776.8
Net Changes in Cash166.3305.0776.8
Closing Cash424.0
Reference Items
EBITDA1,498.81,304.41,755.91,816.6
EBITDA Margin %67.1350.2755.8756.47
Free Cash Flow (CFO − Capex)-2,082.0-583.2-1,002.5-1,002.5
Free Cash Flow per Basic Share-189.19-53.00-91.10-91.10
Cash Flow to Net Income-4.75-3.03-2.93
Cash Paid for Taxes35.480.024.1
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.