In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 2,316.7 | 2,319.8 | 1,698.5 | 1,714.4 | |
| Other Income | 95.7 | 49.1 | 34.0 | 30.8 | |
| Total Income | 2,412.4 | 2,368.9 | 1,732.5 | 1,745.2 | |
| Expenses | |||||
| + Employee Benefit Expense | 431.2 | 573.2 | 616.9 | 618.3 | |
| + Finance Costs | 790.8 | 843.9 | 538.7 | 539.7 | |
| + Depreciation & Amortisation | 9.0 | 11.7 | 9.6 | 8.9 | |
| + Other Expenses | 153.2 | 203.7 | 205.0 | 200.7 | |
| Total Expenses | 1,749.2 | 3,501.9 | 1,795.4 | 1,653.5 | |
| EBITDA | 1,367.4 | -326.6 | 451.4 | 609.5 | |
| EBIT | 1,358.4 | -338.3 | 441.8 | 600.6 | |
| Profit | |||||
| PBT before Exceptional Items | 663.3 | -1,133.0 | -62.9 | 91.7 | |
| Pretax Income | 663.3 | -1,133.0 | -62.9 | 91.7 | |
| + Current Tax | 172.3 | 0.0 | 0.0 | 0.0 | |
| + Deferred Tax | -14.3 | 91.5 | -76.8 | -76.8 | |
| Tax Expense | 158.0 | 91.5 | -76.8 | -76.8 | |
| Net Income | 505.3 | -1,224.5 | 13.9 | 168.5 | |
| + Net Income — Continuing Ops | 505.3 | -1,224.5 | 13.9 | 168.5 | |
| + Other Comprehensive Income | 1.2 | 1.3 | -2.3 | -7.5 | |
| Total Comprehensive Income | 506.5 | -1,223.3 | 11.6 | 161.0 | |
| Per Share | |||||
| Basic EPS | 50.30 | -111.41 | 1.01 | 10.28 | |
| Diluted EPS | 50.11 | -111.41 | 1.01 | 10.27 | |
| Revenue Detail — as filed | |||||
| + Fees & Commission Income | 41.7 | 15.1 | 15.8 | 23.8 | |
| + Net Gain on Fair Value Changes | 52.9 | 81.3 | 30.4 | 43.1 | |
| + Net Gain on Derecognition — Amortised Cost | 130.3 | 89.1 | 57.2 | 69.9 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 364.9 | 1,869.5 | 425.2 | 286.0 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 1.2 | 1.3 | -2.3 | -7.5 | |
| + Items NOT to be Reclassified to P&L | 1.6 | 1.3 | 3.1 | -1.0 | |
| + Tax on Items NOT to be Reclassified | — | 0.0 | 0.8 | 0.8 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.4 | — | — | — | |
| + Items to be Reclassified to P&L | — | — | -2.9 | -4.0 | |
| + Tax on Items to be Reclassified | — | — | 1.6 | 1.6 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 50.30 | -111.41 | 1.01 | 10.28 | |
| Diluted EPS — Continuing Operations | 50.11 | -111.41 | 1.01 | 10.27 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 2,316.7 | 2,319.8 | 1,698.5 | 1,714.4 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 663.3 | -1,133.0 | -62.9 | 91.7 | |
| Net Income Adj (tax-effected) | 505.3 | -1,224.5 | 13.9 | 168.5 | |
| EPS Adj | 50.30 | -111.41 | 1.01 | 10.28 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 0.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.03 | — | 0.02 | 0.02 | |
| Interest Earned | 2,091.9 | 2,134.2 | 1,532.5 | 1,498.4 | |
| Paid Up Equity Capital | 100.6 | 100.7 | 161.5 | 161.6 | |