MUTHOOTMF196.00

Muthoot Microfin Limited

· Banking & Finance
₹ CrorePeersFUSIONSATINSPANDANAMcap ₹3,288 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation35.442.843.1
+ Finance Costs16.0930.1874.5
+ Interest Income-0.4-0.5-0.5
+ Fair Value (Gains) / Losses-228.1-70.1-116.9
+ Share-based Payments8.15.67.0
+ Other — Cash Effects are Investing / Financing-15.7-23.7-19.3
+ Other Reconciling Items22.6-3.47.5
Changes in Working Capital
+ Trade Receivables — Current-185.3184.49.9
+ Other Financial Assets — Current-2,370.1-509.4-2,109.4
+ Other Current Assets-5.6126.725.7
+ Other Non-current Assets-10.615.4-0.7
+ Trade Payables — Current2.0-5.41.7
+ Other Financial Liabilities — Current-46.2-58.8-0.0
+ Other Current Liabilities9.3-7.51.2
+ Provisions — Current185.71,155.4449.8
Cash from Operating Activities
Profit Before Tax (per I/S)581.8-288.9208.9309.8
+ Total Adjustments (incl. Working Capital)-2,582.71,781.7-826.4
Cash from Operations (pre-tax)-2,000.81,492.8-617.5
+ Income Taxes Paid124.4110.8-37.2
Cash from Operating Activities-2,125.31,382.0-580.3
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)27.620.710.9
+ Disp of Fixed Assets0.0-0.10.3
+ Purchase of Investments (Equity / Debt)-16.64,973.84,238.8
+ Sale of Investments (Equity / Debt)0.04,690.54,202.8
+ Other Inflows / (Outflows) — Investing-214.4176.35.1
Cash from Investing Activities-225.3-127.8-41.4
Cash from Financing Activities
+ Proceeds from Issue of Shares760.00.00.0
+ Proceeds from Borrowings6,914.75,753.38,187.8
+ Repayment of Borrowings5,042.57,203.67,551.3
+ Payment of Lease Liabilities30.437.140.1
+ Other Inflows / (Outflows) — Financing-52.92.829.2
Cash from Financing Activities2,548.8-1,484.6625.6
Net Changes in Cash (pre-FX)198.2-230.43.9
Net Changes in Cash198.2-230.43.9
Closing Cash957.7
Reference Items
EBITDA1,485.1681.31,115.41,253.8
EBITDA Margin %65.4226.6047.0750.57
Free Cash Flow (CFO − Capex)-2,152.81,361.3-591.2-591.2
Free Cash Flow per Basic Share-128.3281.14-35.24-35.24
Cash Flow to Net Income-4.73-6.21-3.41
Cash Paid for Taxes124.4110.8-37.2
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.