In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 2,270.2 | 2,561.7 | 2,369.6 | 2,479.6 | |
| Other Income | 15.3 | 2.7 | 11.1 | 10.4 | |
| Total Income | 2,285.5 | 2,564.4 | 2,380.7 | 2,489.9 | |
| Expenses | |||||
| + Employee Benefit Expense | 448.7 | 533.9 | 603.5 | 612.9 | |
| + Finance Costs | 883.2 | 930.1 | 874.5 | 911.4 | |
| + Depreciation & Amortisation | 35.4 | 42.8 | 43.1 | 43.0 | |
| + Other Expenses | 127.3 | 164.6 | 182.0 | 186.6 | |
| Total Expenses | 1,703.6 | 2,853.3 | 2,171.8 | 2,180.2 | |
| EBITDA | 1,485.1 | 681.3 | 1,115.4 | 1,253.8 | |
| EBIT | 1,449.7 | 638.5 | 1,072.2 | 1,210.8 | |
| Profit | |||||
| PBT before Exceptional Items | 581.8 | -288.9 | 208.9 | 309.8 | |
| Pretax Income | 581.8 | -288.9 | 208.9 | 309.8 | |
| + Current Tax | 145.6 | 43.7 | 7.5 | 38.3 | |
| + Deferred Tax | -13.4 | -110.1 | 31.2 | 26.0 | |
| Tax Expense | 132.3 | -66.4 | 38.6 | 64.3 | |
| Net Income | 449.6 | -222.5 | 170.3 | 245.4 | |
| + Net Income — Continuing Ops | 449.6 | -222.5 | 170.3 | 245.4 | |
| + Other Comprehensive Income | 13.7 | 41.9 | 43.3 | 44.6 | |
| Total Comprehensive Income | 463.3 | -180.6 | 213.6 | 290.0 | |
| Per Share | |||||
| Basic EPS | 30.20 | -13.29 | 10.16 | 14.64 | |
| Diluted EPS | 30.20 | -13.07 | 10.15 | 14.61 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 1.1 | 1.7 | 3.1 | 3.1 | |
| + Fees & Commission Income | 40.9 | 97.3 | 94.9 | 121.0 | |
| + Net Gain on Fair Value Changes | 227.6 | 69.5 | 113.3 | 148.7 | |
| + Net Loss on Derecognition — Amortised Cost | 0.0 | 114.2 | 7.4 | 0.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 27.2 | 25.4 | 22.0 | 20.4 | |
| + Impairment on Financial Instruments | 182.0 | 1,042.3 | 439.3 | 405.8 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 13.7 | 41.9 | 43.3 | 44.6 | |
| + Items NOT to be Reclassified to P&L | -3.6 | -1.3 | -1.5 | -4.5 | |
| + Tax on Items NOT to be Reclassified | — | -0.3 | -0.4 | -1.1 | |
| + Tax on Items NOT to be Reclassified — alt tag | -0.9 | — | — | — | |
| + Items to be Reclassified to P&L | 21.9 | 50.2 | 59.4 | 64.0 | |
| + Tax on Items to be Reclassified | — | 7.3 | 14.9 | 16.1 | |
| + Tax on Items to be Reclassified — alt tag | 5.5 | — | — | — | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 30.20 | -13.29 | 10.16 | 14.64 | |
| Diluted EPS — Continuing Operations | 30.20 | -13.07 | 10.15 | 14.61 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 2,270.2 | 2,561.7 | 2,369.6 | 2,479.6 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 581.8 | -288.9 | 208.9 | 309.8 | |
| Net Income Adj (tax-effected) | 449.6 | -222.5 | 170.3 | 245.4 | |
| EPS Adj | 30.20 | -13.29 | 10.16 | 14.64 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | 0.03 | 0.03 | 0.03 | 0.03 | |
| Filed Iscr | 0.02 | 0.00 | 0.00 | 0.00 | |
| Interest Earned | 1,984.9 | 2,369.5 | 2,139.0 | 2,188.6 | |
| Paid Up Equity Capital | 170.5 | 170.5 | 167.8 | 167.8 | |