| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| −35.0% | −35.0% | −8.7% | 6.5% | 6.6% | ||
| −9.9% | −9.9% | −2.5% | 1.6% | 1.4% | ||
Margins & efficiency | ||||||
| −0.0% | −0.0% | 3.3% | 2.0% | 2.6% | ||
| 47.8% | 47.8% | 30.8% | 27.2% | 26.5% | ||
| 9.0% | 9.0% | 10.4% | 1.4% | 1.2% | ||
| −97.5% | −87.5% | −21.0% | 14.3% | 13.0% | ||
Leverage | ||||||
| 3.91× | 3.91× | 3.22× | 3.69× | 4.32× | ||
| 2.72× | 2.72× | 1.96× | 2.45× | 3.02× | ||
Additional | ||||||
| 18.9% | 18.7% | 23.9% | 26.2% | 29.7% | ||
| — | −0.0% | −8.0% | 4.9% | 0.1% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 6.64 | 6.54 | -8.69 | -35.01 | -35.01 | |
| Return on Assets | 1.44 | 1.64 | -2.52 | -9.89 | -9.89 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 2.60 | 2.00 | 3.33 | -0.04 | -0.04 | |
| Cost to Income | 26.53 | 27.15 | 30.81 | 47.79 | 47.79 | |
| Credit Cost (impairment / avg loans) | 1.15 | 1.41 | 10.35 | 8.96 | 8.96 | |
| Net Income Margin | 12.96 | 14.33 | -20.96 | -87.49 | -97.54 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 4.32 | 3.69 | 3.22 | 3.91 | 3.91 | |
| Total Debt/Equity | 3.02 | 2.45 | 1.96 | 2.72 | 2.72 | |
| Additional | ||||||
| Effective Tax Rate | 29.69 | 26.19 | 23.91 | 18.67 | 18.94 | |
| Dvd Payout Ratio | 0.06 | 4.85 | -8.05 | -0.00 | — | |