In ₹ Crore except Per Share Latest Annual	SAMMAANCAP FY26	LICHSGFIN FY26	PNBHOUSING FY26	SBFC FY25	Peer Average
Valuation — at last close
P/E	—	◆ 5.05×	12.61×	27.12×	14.93×
P/B	0.73×	◆ 0.68×	1.50×	2.96×	1.72× -57%
Market Cap	₹13,855 Cr	₹28,291 Cr	₹28,921 Cr	₹9,447 Cr	₹22,219 Cr -38%
Growth
Revenue CAGR 3Y	-2.16%	8.28%	◆ 9.22%	—	8.75% -125%
Revenue CAGR 5Y	-3.83%	◆ 7.72%	2.26%	—	4.99% -177%
Net Income CAGR 3Y	—	24.68%	◆ 29.87%	—	27.27%
Revenue YoY (latest Q)	-31.18%	0.21%	13.88%	◆ 29.32%	14.47% -315%
Net Income YoY (latest Q)	-27.22%	11.65%	6.01%	◆ 27.52%	15.06% -281%
Profitability
NIM (banks)	-0.04%	2.65%	3.49%	◆ 9.94%	5.36% -101%
Net Income Margin	-87.49%	19.43%	◆ 26.94%	26.44%	24.27% -460%
Return on Common Equity	-35.01%	◆ 14.41%	12.70%	11.57%	12.89% -372%
Return on Assets	-9.89%	1.75%	2.60%	◆ 4.41%	2.92% -439%
Credit & Quality
Total Debt/Equity	2.72×	6.69×	3.70×	◆ 1.65×	4.01× -32%
Cost/Income (banks)	47.79%	◆ 13.88%	25.94%	40.01%	26.61% +80%
Scale — latest FY
Revenue / Total Income	₹8,166 Cr	₹28,837 Cr	₹8,505 Cr	₹1,306 Cr	₹12,883 Cr -37%
Net Income	−₹7,145 Cr	₹5,604 Cr	₹2,291 Cr	₹345 Cr	₹2,747 Cr -360%
Total Assets	₹74,243 Cr	₹3.25L Cr	₹93,512 Cr	₹8,596 Cr	₹1.42L Cr -48%
EPS	₹-87.72	₹101.87	₹88.01	₹3.21	₹64.36 -236%
Book Value per Share	₹166.04	₹752.71	₹737.64	₹29.4	₹506.58 -67%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.