Punjab & Sind Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income3,7473,373+11.1%
Net interest income1,161950+22.2%
Operating profit617505+22.3%
Net profit412295+39.9%
EPS₹0.58₹0.42+38.1%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
2,4912,3492,1782,1982,1492,0562,3312,1041,8981,8251,7681,785
863847827828835819812801799813694683
5.65.23.74.23.44.74.66.23.82.55.86.3
35.211.821.311.811.331.812.219.237.912.341317.5
3,3943,2133,0303,0422,9992,9113,1592,9312,7392,6522,8812,491
2,2342,1752,0552,0562,0492,0102,0371,9921,8661,8021,7921,752
1,1611,0399759869509001,1229398738501,089739
35233242750737446967733835919413.4362
3,7473,5463,4573,5493,3733,3793,8363,2693,0982,8462,8942,853
Operating
499495496560489524642493493460513548
396330364339330305340300281267253276
895826860899819829982793774727766824
617545542594505540816484458317336277
52.194.0−73.213814821737410915110311096.3
Profit
565451615456357323442375307213227181
15312019412062.953.913092.767.731.787.466.4
412332422336295269313282240182139114
412332422336295269313282240182139114
Per share
₹0.58₹0.47₹0.59₹0.47₹0.42₹0.38₹0.46₹0.42₹0.35₹0.27₹0.21₹0.17
₹0.58₹0.47₹0.59₹0.47₹0.42₹0.38₹0.46₹0.42₹0.35₹0.27₹0.21₹0.67
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹0.58₹0.47₹0.59₹0.47₹0.42₹0.38₹0.46₹0.42₹0.35₹0.27₹0.21₹0.17
₹0.58₹0.47₹0.59₹0.47₹0.42₹0.38₹0.46₹0.42₹0.35₹0.27₹0.21₹0.67
Regulatory disclosures — filed alongside, not part of the P&L
0.3—0.7—0.6—0.6—————
0.9%0.9%——————————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

PSB₹18.98

Punjab & Sind Bank

· Banking & Finance
AnnualQuarterly₹ CrorePeersUCOBANKCENTRALBKIOBPRUDENTRELIGARESHAREINDIAMAHSCOOTERKTKBANKMcap ₹13,467 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills1,784.51,767.81,824.51,898.32,104.42,330.52,055.62,148.82,198.32,177.92,349.22,490.8
+ Income on Investments682.7694.2813.0798.9801.4811.7818.5835.4827.7827.0847.2862.9
+ Interest on RBI / Interbank6.35.82.53.86.24.64.73.44.23.75.25.6
+ Other Interest17.5413.012.337.919.212.231.811.311.821.311.835.2
Interest Earned2,491.02,880.82,652.32,739.02,931.13,158.92,910.72,998.93,042.03,030.03,213.43,394.5
Interest Expended1,751.81,792.01,802.21,866.11,992.42,036.92,010.32,048.82,055.82,055.22,174.72,233.6
Net Interest Income739.31,088.8850.0872.9938.81,122.0900.4950.0986.2974.81,038.71,160.9
Other Income361.713.4193.8358.9338.2676.8468.7374.4507.3427.4332.4352.0
Total Income2,852.72,894.22,846.03,097.93,269.43,835.73,379.43,373.33,549.33,457.43,545.73,746.5
Operating
+ Employee Cost547.7512.9460.2493.3492.8642.2523.8489.4559.8496.3495.1499.1
+ Other Operating Expenses276.3253.0266.9280.5300.3340.2305.3330.0339.4363.5330.5396.4
Operating Expenses824.0765.9727.2773.8793.0982.4829.0819.4899.2859.9825.6895.5
Operating Profit (PPOP)277.0336.4316.6458.0484.0816.4540.1505.1594.3542.3545.5617.5
Provisions & Contingencies96.3109.6103.4150.6109.3374.0217.1147.7137.8-73.294.052.1
Profit
Pretax Income180.7226.8213.2307.3374.7442.4323.0357.4456.5615.5451.5565.3
Tax Expense66.487.431.767.792.7129.653.962.9120.1193.6120.0153.4
Net Income114.3139.4181.5239.6282.0312.8269.2294.5336.4421.8331.5412.0
Net Income to Common114.3139.4181.5239.6282.0312.8269.2294.5336.4421.8331.5412.0
Per Share
Basic EPS0.170.210.270.350.420.460.380.420.470.590.470.58
Diluted EPS0.670.210.270.350.420.460.380.420.470.590.470.58
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items0.170.210.270.350.420.460.380.420.470.590.470.58
Diluted EPS before Extraordinary Items0.670.210.270.350.420.460.380.420.470.590.470.58
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————0.6—0.6—0.7—0.3
Government of India Shareholding %——————————0.940.94
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio0.140.150.150.150.140.160.160.150.150.160.170.15
Expenditure Ex Provisions2,575.72,557.92,529.42,639.92,785.43,019.32,839.32,868.22,955.02,915.13,000.23,129.1
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.000.000.010.010.010.010.010.010.010.010.010.01
Gnpa Pct0.060.050.050.040.040.030.030.030.030.020.020.02
Gross Npa4,759.24,665.44,144.93,835.43,675.83,370.13,339.33,081.92,870.82,830.82,637.02,636.2
Net Npa1,443.81,350.51,350.31,293.91,168.9937.1882.7854.1795.9919.2765.9750.8
Nnpa Pct0.020.020.020.010.010.010.010.010.010.010.010.01
Paid Up Equity Capital6,777.86,777.86,777.86,777.86,777.87,095.67,095.67,095.67,095.67,095.67,095.67,095.6
Pat Ordinary114.3139.4181.5239.6282.0312.8269.2294.5336.4421.8331.5412.0
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Punjab & Sind Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Saturday, 17 October 2026 at 6:41 pm IST

Punjab & Sind Bank (NSE: PSB) reported its Q2 FY27 results (July–September 2026) on Saturday, 17 October 2026 at 6:41 pm IST. Standalone net profit was ₹412 crore, up 39.9% from ₹295 crore in Q2 FY26 and up 24.3% from ₹332 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹1,161 crore, up 22.2% on the year.

Q2 FY26 results (a year earlier)
16 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹412 Cr+39.9% vs Q2 FY26+24.3% vs Q1 FY27
Net interest income
₹1,161 Cr+22.2% vs Q2 FY26+11.8% vs Q1 FY27
Operating profit (before provisions)
₹617 Cr+22.3% vs Q2 FY26+13.2% vs Q1 FY27
Gross NPA
2.09%2.92% in Q2 FY262.21% in Q1 FY27₹2,636 Cr · net NPA 0.61%
Deposits
₹1,53,312 Cr+13.0% vs Q2 FY26
Advances (loans)
₹1,24,034 Cr+19.9% vs Q2 FY26

Questions

What was Punjab & Sind Bank's net profit in Q2 FY27?

Standalone net profit was ₹412 crore, up 39.9% from ₹295 crore in Q2 FY26 and up 24.3% from ₹332 crore in Q1 FY27.

What was Punjab & Sind Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹1,161 crore, up 22.2% on the year. Operating profit before provisions was ₹617 crore, and provisions were ₹52.1 crore.

How were Punjab & Sind Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 39.9% at ₹412 crore and net interest income was up 22.2% at ₹1,161 crore. Gross NPAs were 2.09% of advances, against 2.92% a year earlier. Against Q1 FY27, net profit was up 24.3% and net interest income up 11.8%.

What were Punjab & Sind Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹2,636 crore, 2.09% of gross advances, against 2.92% a year earlier and 2.21% in Q1 FY27. Net NPAs were 0.61% of net advances (0.83% a year earlier).

How much did Punjab & Sind Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹1,53,312 crore, up 13.0% from ₹1,35,706 crore a year earlier, and advances (loans) were ₹1,24,034 crore, up 19.9% from ₹1,03,472 crore a year earlier.

What was Punjab & Sind Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹743 crore, up 31.9% from ₹564 crore in the same months a year earlier. Net interest income was ₹2,200 crore, up 18.9%.

What was Punjab & Sind Bank's EPS in Q2 FY27?

Basic earnings per share were ₹0.58, against ₹0.42 in Q2 FY26.

What was Punjab & Sind Bank's net profit in FY26?

Standalone net profit was ₹1,322 crore in FY26 (April 2025–March 2026), up 30.1% from ₹1,016 crore in FY25. It was ₹595 crore in FY24 and ₹1,313 crore in FY23: up 0.7% over three years, 0.2% a year on average.

When did Punjab & Sind Bank announce its Q2 FY27 results?

On Saturday, 17 October 2026 at 6:41 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 16 October 2025.

How has Punjab & Sind Bank's profit changed over the last four quarters?

Net profit by quarter: ₹336 crore in Q3 FY26, ₹422 crore in Q4 FY26, ₹332 crore in Q1 FY27 and ₹412 crore in Q2 FY27. That is ₹1,502 crore over the four quarters, up 29.6% from ₹1,158 crore in the four quarters before. Net interest income: ₹986 crore, ₹975 crore, ₹1,039 crore and ₹1,161 crore.

What was Punjab & Sind Bank's net interest income in FY26?

Net interest income was ₹3,811 crore in FY26 (April 2025–March 2026), up 0.7% from ₹3,784 crore in FY25. It was ₹3,998 crore in FY24 and ₹2,973 crore in FY23: up 28.2% over three years, 8.6% a year on average.

When will Punjab & Sind Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Punjab & Sind Bank figures come from?

From Punjab & Sind Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 17 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.