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Punjab & Sind Bank

Annual Quarterly₹ CrorePeersUCOBANK CENTRALBK IOB PRUDENT RELIGARE SHAREINDIA MAHSCOOTER KTKBANKMcap ₹16,135 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Interest Income
+ Interest on Advances / Bills	6,951.2	8,157.7	8,580.6	8,874.1
+ Income on Investments	2,656.0	3,224.9	3,308.6	3,337.3
+ Interest on RBI / Interbank	22.0	17.0	16.0	16.5
+ Other Interest	1,221.5	81.6	76.3	56.2
Interest Earned	10,850.8	11,481.3	11,981.5	12,284.2
Interest Expended	6,852.9	7,697.6	8,170.1	8,334.5
Net Interest Income	3,997.8	3,783.7	3,811.4	3,949.7
Other Income	64.7	1,567.7	1,777.8	1,641.4
Total Income	10,915.5	13,049.0	13,759.3	13,925.6
Operating
+ Employee Cost	1,944.2	2,088.5	2,069.4	2,040.7
+ Other Operating Expenses	987.4	1,187.9	1,338.1	1,363.3
Operating Expenses	2,931.6	3,276.4	3,407.5	3,404.0
Operating Profit (PPOP)	1,130.9	2,074.9	2,181.7	2,187.1
Provisions & Contingencies	194.0	737.4	429.4	306.3
Profit
Pretax Income	937.0	1,337.6	1,752.3	1,880.8
Tax Expense	341.6	321.7	430.4	496.5
Net Income	595.4	1,015.8	1,321.9	1,384.3
Net Income to Common	595.4	1,015.8	1,321.9	1,384.3
Per Share
Basic EPS	0.88	1.50	1.86	1.95
Diluted EPS	0.88	1.50	1.86	1.95
Book Value per Share	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	791.3	-2,883.8	1,059.2	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	0.88	1.50	1.86	1.95
Diluted EPS before Extraordinary Items	0.88	1.50	1.86	1.95
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio	0.15	0.16	0.16	0.63
Expenditure Ex Provisions	9,784.5	10,974.0	11,577.6	11,738.5
Face Value	10.00	10.00	10.00	10.00
Filed Roa	0.00	0.01	0.01	0.03
Gnpa Pct	0.05	0.03	0.02	0.10
Gross Npa	4,665.4	3,370.1	2,830.8	11,420.5
Net Npa	1,350.5	937.1	919.2	3,335.1
Nnpa Pct	0.02	0.01	0.01	0.03
Paid Up Equity Capital	6,777.8	6,777.8	7,095.6	7,095.6
Pat Ordinary	595.4	1,015.8	1,321.9	1,384.3
Pbt Before Exceptional	—	1,337.6	1,752.3	—

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.