Punjab & Sind Bank cash flow

Latest FY26

Cash from operations: −₹1,893cr−₹2,294 cr in FY25
Cash from investing: −₹241cr−₹168 cr in FY25
Cash from financing: −₹387cr₹3,898 cr in FY25
Capital spending: ₹241cr+43.8% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	177	145	150	148
	—	115	0.0	0.0	0.0
	—	338	171	106	117
	—	429	−3,200	536	137
	—	0.2	0.2	−0.4	−2.2
	—	−20,845	−14,269	−10,138	−15,740
	—	16,431	13,187	10,842	15,298
	—	0.0	−322	−342	−149
	—	−4,414	−1,405	363	−591
Cash from operating activities
	2,089	1,752	1,338	937	1,620
	—	−3,355	−4,288	1,154	−191
	—	−1,603	−2,951	2,091	1,428
	—	−8.8	−4.5	−0.0	0.0
	—	281	−662	342	0.0
	—	−1,893	−2,294	1,749	1,428
	—	−1,893	−2,294	1,749	1,428
Cash from investing activities
	—	0.0	167	229	90.3
	—	241	0.0	0.0	0.0
	—	0.0	−0.2	0.4	2.2
	—	−0.2	0.0	0.0	0.0
	—	−241	−168	−229	−88.2
	—	−241	−168	−229	−88.2
Cash from financing activities
	—	0.0	1,219	0.0	0.0
	—	0.0	3,000	0.0	0.0
	—	0.0	0.0	0.0	1,000
	—	338	171	106	117
	—	49.7	136	325	210
	—	0.6	−14.9	−2.5	−5.0
	—	−387	3,898	−434	−1,332
	—	−387	3,898	−434	−1,332
	—	−2,521	1,437	1,086	8.5
	—	−2,521	1,437	1,086	8.5
	—	—	—	7,383	6,297
Reference items
	—	—	—	—	680
	−2,134	−2,134	−2,461	1,520	1,338
	−₹3.01	−₹3.01	−₹3.47	₹2.14	₹1.89
	—	−1.43×	−2.26×	2.94×	1.09×
	—	281	−662	342	0.0
	—	338	171	106	117

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

PSB₹18.98

Punjab & Sind Bank

· Banking & Finance

₹ CrorePeersUCOBANK CENTRALBK IOB PRUDENT RELIGARE SHAREINDIA MAHSCOOTER KTKBANKMcap ₹13,467 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	148.3	150.1	145.1	177.0	—
+ Impairment Loss / (Reversal)	0.0	0.0	0.0	114.9	—
+ Finance Costs	116.6	106.1	170.7	337.8	—
+ Other Non-cash Items	136.9	535.5	-3,199.8	429.4	—
+ Other Reconciling Items	-2.2	-0.4	0.2	0.2	—
Changes in Working Capital
+ Other Current Assets	-15,740.2	-10,137.7	-14,269.5	-20,845.2	—
+ Other Current Liabilities	15,298.4	10,842.3	13,186.5	16,430.7	—
+ Provisions	-149.4	-341.6	-321.7	0.0	—
Total Working Capital Changes	-591.2	363.1	-1,404.7	-4,414.5	—
Cash from Operating Activities
Profit Before Tax (per I/S)	1,619.8	937.0	1,337.6	1,752.3	2,088.8
+ Total Adjustments (incl. Working Capital)	-191.5	1,154.4	-4,288.5	-3,355.3	—
Cash from Operations (pre-tax)	1,428.4	2,091.4	-2,950.9	-1,603.0	—
+ Other Inflows / (Outflows) — Operating	0.0	-0.0	-4.5	-8.8	—
+ Income Taxes Paid	0.0	342.5	-661.9	281.3	—
Cash from Operating — before Extraordinary Items	1,428.4	1,748.9	-2,293.5	-1,893.1	—
Cash from Operating Activities	1,428.4	1,748.9	-2,293.5	-1,893.1	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	90.3	229.1	167.4	0.0	—
+ Acq of Intangible Assets	0.0	0.0	0.0	240.8	—
+ Disp of Fixed Assets	2.2	0.4	-0.2	0.0	—
+ Disp of Intangible Assets	0.0	0.0	0.0	-0.2	—
Cash from Investing — before Extraordinary Items	-88.2	-228.6	-167.6	-240.9	—
Cash from Investing Activities	-88.2	-228.6	-167.6	-240.9	—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)	0.0	0.0	1,219.4	0.0	—
+ Proceeds from Borrowings	0.0	0.0	3,000.0	0.0	—
+ Repayment of Borrowings	1,000.0	0.0	0.0	0.0	—
+ Interest Paid	116.6	106.1	170.7	337.8	—
+ Dividends Paid	210.1	325.3	135.6	49.7	—
+ Other Inflows / (Outflows) — Financing	-5.0	-2.5	-14.9	0.6	—
Cash from Financing — before Extraordinary Items	-1,331.7	-434.0	3,898.2	-386.8	—
Cash from Financing Activities	-1,331.7	-434.0	3,898.2	-386.8	—
Net Changes in Cash (pre-FX)	8.5	1,086.3	1,437.1	-2,520.8	—
Net Changes in Cash	8.5	1,086.3	1,437.1	-2,520.8	—
Closing Cash	6,296.7	7,383.0	—	—	—
Reference Items
EBITDA	679.9	—	—	—	—
Free Cash Flow (CFO − Capex)	1,338.1	1,519.8	-2,460.9	-2,133.9	-2,133.9
Free Cash Flow per Basic Share	1.89	2.14	-3.47	-3.01	-3.01
Cash Flow to Net Income	1.09	2.94	-2.26	-1.43	—
Cash Paid for Taxes	0.0	342.5	-661.9	281.3	—
Cash Paid for Interest	116.6	106.1	170.7	337.8	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.