In ₹ Crore except Per Share Latest Annual | PSB FY26 | UCOBANK FY26 | CENTRALBK FY26 | IOB FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 12.23× | — | ◆ 6.17× | 11.72× | 8.94× +37% | |
| P/B | 1.14× | — | 0.72× | ◆ 0.00× | 0.36× +219% | |
| Market Cap | ₹16,135 Cr | — | ₹27,924 Cr | ₹0.4 Cr | ₹13,962 Cr +16% | |
| Growth | ||||||
| Revenue CAGR 3Y | 15.49% | — | 12.63% | ◆ 16.85% | 14.74% +5% | |
| Revenue CAGR 5Y | 9.28% | — | ◆ 10.33% | — | 10.33% -10% | |
| Net Income CAGR 3Y | 0.23% | — | ◆ 40.71% | 35.27% | 37.99% -99% | |
| Revenue YoY (latest Q) | 4.92% | 16.50% | 2.92% | ◆ 23.34% | 16.50% -70% | |
| Net Income YoY (latest Q) | 23.16% | 24.09% | 5.43% | ◆ 49.25% | 24.09% -4% | |
| Profitability | ||||||
| NIM (banks) | 2.13% | — | 2.58% | ◆ 2.66% | 2.62% -19% | |
| Net Income Margin | 9.61% | — | 10.55% | ◆ 13.88% | 12.21% -21% | |
| Return on Common Equity | 9.35% | — | 11.60% | ◆ 14.65% | 13.13% -29% | |
| Return on Assets | 0.74% | — | 0.81% | ◆ 1.10% | 0.96% -23% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | 2.40% | — | 2.67% | ◆ 1.42% | 2.04% +17% | |
| Cost/Income (banks) | 60.97% | — | 58.57% | ◆ 44.94% | 51.75% +18% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹13,759 Cr | — | ₹42,498 Cr | ₹37,532 Cr | ₹40,015 Cr -66% | |
| Net Income | ₹1,322 Cr | — | ₹4,484 Cr | ₹5,208 Cr | ₹4,846 Cr -73% | |
| Total Assets | ₹1.79L Cr | — | ₹5.51L Cr | ₹4.73L Cr | ₹5.12L Cr -65% | |
| EPS | ₹1.86 | — | ₹5 | ₹2.81 | ₹3.91 -52% | |
| Book Value per Share | ₹19.92 | — | ₹43.09 | ₹27,46,974.46 | ₹13,73,508.78 -100% | |