PFS27.58

PTC India Financial Services Limited

· Banking & Finance
₹ CrorePeersARMANFINUGROCAPMUFINFINKURVECRESTCIFLLAXMIINDIAMANBAMcap ₹1,771 Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
PFS
FY26
ARMANFIN
FY26
UGROCAP
FY26
MUFIN
FY26
Peer
Median
Valuation — at last close
P/E5.55×37.82×5.91×82.01×37.82× -85%
P/B0.58×2.30×0.44×4.64×2.30× -75%
Market Cap₹1,771 Cr₹2,144 Cr₹1,273 Cr₹2,665 Cr₹2,144 Cr -17%
Growth
Revenue CAGR 3Y-13.35%15.07%15.07% -189%
Revenue CAGR 5Y-14.57%27.60%27.60% -153%
Net Income CAGR 3Y22.02%-15.50%-15.50% +242%
Revenue YoY (latest Q)-27.20%33.63%57.10%45.37% -160%
Net Income YoY (latest Q)-70.55%409.73%345.56%377.64% -119%
Profitability
EBITDA Margin120.56%44.04%61.13%76.20%61.13% +97%
Net Income Margin62.06%8.76%9.02%13.44%9.02% +588%
Return on Common Equity10.37%6.07%6.02%4.92%6.02% +72%
Return on Assets6.44%2.02%1.24%1.39%1.39% +363%
Credit & Quality
Interest Coverage2.73×1.38×1.17×1.31×1.31× +108%
Scale — latest FY
Revenue / Total Income₹515 Cr₹646 Cr₹1,937 Cr₹210 Cr₹646 Cr -20%
Net Income₹319 Cr₹56.6 Cr₹175 Cr₹28.3 Cr₹56.6 Cr +464%
Total Assets₹4,956 Cr₹2,798 Cr₹14,075 Cr₹2,028 Cr₹2,798 Cr +77%
EPS₹4.97₹53.91₹14.08₹1.64₹14.08 -65%
Book Value per Share₹47.95₹887.8₹190.17₹29₹190.17 -75%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.