PTC India Financial Services profit and loss

Latest FY26

Total income: ₹518cr−18.8% on FY25
Net interest income: ₹246cr−18.6% on FY25
Net profit: ₹319cr+47.1% on FY25
EPS: ₹4.97+47.0% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Expenses
Revenue from operations						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	395	471	623	751	767
	9.8	4.1	4.3	5.7	20.7
	46.1	35.7	2.1	0.0	0.0
	3.8	4.2	3.8	4.5	3.6
	454	515	633	761	791
	6.8	3.7	4.6	15.5	6.2
	461	518	638	776	797
	174	224	321	410	432
	1.9	1.3	0.4	1.1	0.9
	0.0	0.0	0.0	−0.3	5.0
	34.9	−151	−11.1	87.6	80.7
	23.8	23.0	18.5	20.6	19.6
	7.1	7.4	6.6	6.5	6.1
	19.8	20.9	24.0	34.9	20.5
	262	126	359	560	565
	220	246	302	341	335
	234	241	267	304	313
Profit
	199	392	279	216	232
	−2.4	−2.4	0.0	0.0	0.0
	197	390	279	216	232
	12.6	−0.9	50.9	52.8	75.2
	5.6	71.3	10.6	2.4	−18.7
	18.2	70.3	61.5	55.2	56.6
	179	319	217	161	176
	179	319	217	161	176
	1.5	0.3	−1.6	−0.8	0.4
	180	320	215	160	176
	—	319	—	—	—
Per share
	₹2.79	₹4.97	₹3.38	₹2.50	₹2.74
	₹2.79	₹4.97	₹3.38	₹2.50	₹2.74
Other comprehensive income — detail
	1.5	0.3	−1.6	−0.8	0.4
	0.9	0.3	−0.8	0.2	0.2
	0.2	0.0	−0.2	—	—
	—	—	—	0.0	0.0
	—	—	−1.4	—	0.4
	—	0.0	−0.4	—	—
	—	—	—	1.1	0.1
	—	319	—	—	—
Per share — as-filed variants
	₹2.79	₹4.97	₹3.38	₹2.50	₹2.74
	₹2.79	₹4.97	₹3.38	₹2.50	₹2.74
Adjusted (ex-exceptional items) — derived
	199	392	279	216	232
	−2.4	−2.4	0.0	0.0	0.0
	181	321	217	161	176
	₹2.82	₹5.00	₹3.38	₹2.50	₹2.74

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PFS₹23.84

PTC India Financial Services Limited

· Banking & Finance

Annual Quarterly₹ CrorePeersARMANFIN UGROCAP MUFIN FINKURVE CREST CIFL LAXMIINDIA MANBAMcap ₹1,531 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Revenue from Operations
+ Interest Income	766.6	750.6	623.2	470.6	394.6
+ Fees & Commission Income	20.7	5.7	4.3	4.1	9.8
+ Net Gain on Fair Value Changes	0.0	0.0	2.1	35.7	46.1
+ Sale of Services	3.6	4.5	3.8	4.2	3.8
Revenue from Operations	790.9	760.8	633.4	514.6	454.3
Other Income	6.2	15.5	4.6	3.7	6.8
Total Income	797.1	776.3	638.0	518.3	461.1
Expenses
+ Finance Costs	431.9	410.0	321.1	224.5	174.2
+ Fees & Commission Expense	0.9	1.1	0.4	1.3	1.9
+ Net Loss on Fair Value Changes	5.0	-0.3	0.0	0.0	0.0
+ Impairment on Financial Instruments	80.7	87.6	-11.1	-151.0	34.9
+ Employee Benefit Expense	19.6	20.6	18.5	23.0	23.8
+ Depreciation & Amortisation	6.1	6.5	6.6	7.4	7.1
+ Other Expenses	20.5	34.9	24.0	20.9	19.8
Total Expenses	564.7	560.3	359.5	126.1	261.7
Net Interest Income	334.7	340.6	302.2	246.1	220.5
Pre-provision Operating Profit (derived)	313.1	303.5	267.5	241.1	234.3
Profit
PBT before Exceptional Items	232.4	216.0	278.5	392.1	199.5
+ Exceptional Items	0.0	0.0	0.0	-2.4	-2.4
Pretax Income	232.4	216.0	278.5	389.7	197.0
+ Current Tax	75.2	52.8	50.9	-0.9	12.6
+ Deferred Tax	-18.7	2.4	10.6	71.3	5.6
Tax Expense	56.6	55.2	61.5	70.3	18.2
Net Income	175.8	160.7	217.1	319.4	178.9
+ Net Income — Continuing Ops	175.8	160.7	217.1	319.4	178.9
+ Other Comprehensive Income	0.4	-0.8	-1.6	0.3	1.5
Total Comprehensive Income	176.2	159.9	215.4	319.7	180.3
Net Income to Common	—	—	—	319.4	—
Per Share
Basic EPS	2.74	2.50	3.38	4.97	2.79
Diluted EPS	2.74	2.50	3.38	4.97	2.79
Other Comprehensive Income — detail
+ Other Comprehensive Income	0.4	-0.8	-1.6	0.3	1.5
+ Items NOT to be Reclassified to P&L	0.2	0.2	-0.8	0.3	0.9
+ Tax on Items NOT to be Reclassified	—	—	-0.2	0.0	0.2
+ Tax on Items NOT to be Reclassified — alt tag	0.0	0.0	—	—	—
+ Items to be Reclassified to P&L	0.4	—	-1.4	—	—
+ Tax on Items to be Reclassified	—	—	-0.4	0.0	—
+ Tax on Items to be Reclassified — alt tag	0.1	1.1	—	—	—
Comprehensive Income — Owners of Parent	—	—	—	319.4	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	2.74	2.50	3.38	4.97	2.79
Diluted EPS — Continuing Operations	2.74	2.50	3.38	4.97	2.79
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	232.4	216.0	278.5	392.1	199.5
− Exceptional Items (reconciliation)	0.0	0.0	0.0	-2.4	-2.4
Net Income Adj (tax-effected)	175.8	160.7	217.1	321.4	181.1
EPS Adj	2.74	2.50	3.38	5.00	2.82
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	2.00	2.00	103.00	0.57	0.45
Filed Dscr	2.00	2.00	—	—	—
Filed Iscr	2.00	2.00	—	—	—
Paid Up Equity Capital	642.3	642.3	642.3	642.3	642.3

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.