PTC India Financial Services cash flow

Latest FY26

Cash from operations: ₹1,780cr+56.3% on FY25
Cash from investing: −₹1,165cr₹776 cr in FY25
Cash from financing: −₹1,316cr−₹1,383 cr in FY25
Capital spending: ₹0.4cr−91.3% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	7.4	6.6	6.5	6.1
	—	−151	−11.1	87.6	80.7
	—	224	321	411	433
	—	−29.5	−8.2	−11.2	−5.8
	—	1.4	0.5	0.0	0.0
	—	−0.3	0.5	5.6	−4.9
	—	0.3	0.5	0.0	0.1
	—	−1.5	0.0	0.0	0.1
	—	0.0	−0.7	−1.0	−0.4
	—	1,335	612	1,925	1,143
	—	0.0	0.0	−0.9	0.0
	—	−4.5	3.7	0.3	0.1
	—	0.8	3.3	−0.9	−7.3
	—	−0.2	0.0	0.0	0.0
	—	0.0	0.0	−0.2	1.1
	—	1.7	0.2	0.0	0.1
Cash from operating activities
	197	390	279	216	232
	—	1,384	928	2,422	1,645
	—	1,773	1,207	2,638	1,878
	—	−6.7	67.4	75.0	−9.5
	—	1,780	1,139	2,563	1,887
Cash from investing activities
	—	0.3	2.9	0.6	0.4
	—	0.0	1.2	0.1	0.0
	—	0.0	0.1	0.1	0.1
	—	0.0	−0.1	0.0	0.2
	—	631	−923	712	0.0
	—	21.6	17.5	23.3	260
	—	−555	−161	0.0	0.0
	—	−1,165	776	−689	259
Cash from financing activities
	—	150	100	818	510
	—	1,235	1,157	2,008	2,488
	—	6.3	6.0	5.7	5.4
	—	225	320	409	476
	—	0.0	0.0	64.2	0.0
	—	−1,316	−1,383	−1,669	−2,459
	—	−701	532	205	−312
	—	−701	532	205	−312
	—	—	—	231	25.7
Reference items
	—	1,780	1,135	2,562	1,887
	—	462	−229	937	—
	—	₹27.71	₹17.67	₹39.89	₹29.38
	—	5.57×	5.25×	15.94×	10.73×
	—	−6.7	67.4	75.0	−9.5
	—	225	320	409	476

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PFS₹23.84

PTC India Financial Services Limited

· Banking & Finance

₹ CrorePeersARMANFIN UGROCAP MUFIN FINKURVE CREST CIFL LAXMIINDIA MANBAMcap ₹1,531 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	6.1	6.5	6.6	7.4	—
+ Impairment Loss / (Reversal)	80.7	87.6	-11.1	-151.0	—
+ Finance Costs	432.8	411.1	321.1	224.5	—
+ Fair Value (Gains) / Losses	-5.8	-11.2	-8.2	-29.5	—
+ Other Reconciling Items	0.0	0.0	0.5	1.4	—
Changes in Working Capital
+ Trade Receivables — Current	-4.9	5.6	0.5	-0.3	—
+ Other Financial Assets — Current	0.1	0.0	0.5	0.3	—
+ Other Financial Assets — Non-current	0.1	0.0	0.0	-1.5	—
+ Other Current Assets	-0.4	-1.0	-0.7	0.0	—
+ Other Non-current Assets	1,142.7	1,925.2	611.8	1,334.8	—
+ Other Bank Balances	0.0	-0.9	0.0	0.0	—
+ Trade Payables — Current	0.1	0.3	3.7	-4.5	—
+ Other Financial Liabilities — Current	-7.3	-0.9	3.3	0.8	—
+ Other Financial Liabilities — Non-current	0.0	0.0	0.0	-0.2	—
+ Other Non-current Liabilities	1.1	-0.2	0.0	0.0	—
+ Provisions — Current	0.1	0.0	0.2	1.7	—
Cash from Operating Activities
Profit Before Tax (per I/S)	232.4	216.0	278.5	389.7	197.0
+ Total Adjustments (incl. Working Capital)	1,645.4	2,422.0	928.1	1,383.7	—
Cash from Operations (pre-tax)	1,877.8	2,637.9	1,206.6	1,773.4	—
+ Income Taxes Paid	-9.5	75.0	67.4	-6.7	—
Cash from Operating Activities	1,887.3	2,563.0	1,139.2	1,780.1	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	0.4	0.6	2.9	0.3	—
+ Acq of Intangible Assets	0.0	0.1	1.2	0.0	—
+ Disp of Fixed Assets	0.1	0.1	0.1	0.0	—
+ Acq of Intangibles under Development	0.2	0.0	-0.1	0.0	—
+ Acq of Other Long-term Assets	0.0	711.7	-923.1	631.1	—
+ Disp of Other Long-term Assets	259.8	23.3	17.5	21.6	—
+ Other Inflows / (Outflows) — Investing	0.0	0.0	-161.1	-555.2	—
Cash from Investing Activities	259.5	-689.1	775.7	-1,165.1	—
Cash from Financing Activities
+ Proceeds from Borrowings	510.0	818.0	100.0	150.0	—
+ Repayment of Borrowings	2,488.0	2,008.2	1,157.1	1,235.1	—
+ Payment of Lease Liabilities	5.4	5.7	6.0	6.3	—
+ Interest Paid	475.7	408.6	320.2	224.9	—
+ Dividends Paid	0.0	64.2	0.0	0.0	—
Cash from Financing Activities	-2,459.1	-1,668.8	-1,383.2	-1,316.3	—
Net Changes in Cash (pre-FX)	-312.3	205.2	531.7	-701.2	—
Net Changes in Cash	-312.3	205.2	531.7	-701.2	—
Closing Cash	25.7	230.8	—	—	—
Reference Items
Free Cash Flow (CFO − Capex)	1,886.9	2,562.3	1,135.2	1,779.8	—
Free Cash Flow to Equity	—	936.9	-229.0	462.1	—
Free Cash Flow per Basic Share	29.38	39.89	17.67	27.71	—
Cash Flow to Net Income	10.73	15.94	5.25	5.57	—
Cash Paid for Taxes	-9.5	75.0	67.4	-6.7	—
Cash Paid for Interest	475.7	408.6	320.2	224.9	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.