PTC India Financial Services balance sheet

As of Sep 2026

Loans: ₹3,579cr+5.2% on Sep 2025
Total debt: ₹1,421cr−37.2% on Sep 2025
Total assets: ₹4,699cr−12.2% on Sep 2025
Shareholders' equity: ₹3,164cr+6.2% on Sep 2025

₹ crore except per share

Tap a line for its trend	H1 FY27Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Non-financial assets
Financial assets						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	264	61.3	763	231	25.7
	132	980	349	1,274	564
	0.0	0.0	3.4	7.0	10.3
	4.4	0.8	0.5	0.6	4.2
	3,579	3,013	4,186	4,782	6,847
	645	832	268	122	91.3
	0.7	0.6	0.6	1.1	0.5
	4,625	4,888	5,571	6,418	7,543
	57.1	49.7	55.5	31.2	9.1
	0.0	0.0	30.2	48.0	50.1
	11.7	14.9	21.7	25.3	30.3
	0.5	0.7	1.1	0.1	0.1
	0.1	0.1	0.1	0.2	0.2
	4.1	3.0	3.3	2.3	1.4
	73.5	68.5	112	107	91.2
	4,699	4,956	5,683	6,525	7,634
Financial liabilities
	8.6	8.6	81.3	81.2	81.2
	1,404	1,749	2,764	3,824	5,041
	8.1	10.9	16.1	0.0	0.0
	61.5	60.6	57.2	76.0	64.4
	1,484	1,830	2,924	3,983	5,188
Non-financial liabilities
	4.4	4.3	3.0	2.1	2.4
	44.2	41.2	0.0	0.0	0.0
	1.7	1.0	1.3	1.0	1.2
	50.2	46.5	4.3	3.1	3.6
	1,535	1,877	2,928	—	—
Equity
	642	642	642	642	642
	2,522	2,437	2,112	1,896	1,800
	3,164	3,080	2,754	—	—
	3,164	3,080	2,754	2,539	2,443
	4,699	4,956	5,683	6,525	7,634
Trade payables — MSME split
	0.1	0.0	0.2	0.1	0.4
	2.2	1.3	5.7	2.1	1.4

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PFS₹23.84

PTC India Financial Services Limited

· Banking & Finance

₹ CrorePeersARMANFIN UGROCAP MUFIN FINKURVE CREST CIFL LAXMIINDIA MANBAMcap ₹1,531 Cr

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In ₹ Crore except Per Share As of	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Financial Assets
+ Cash & Cash Equivalents	25.7	230.8	762.5	61.3	264.0
+ Other Bank Balances	564.2	1,274.2	349.2	980.5	131.8
+ Derivative Financial Instruments	10.3	7.0	3.4	0.0	0.0
+ Trade Receivables	4.2	0.6	0.5	0.8	4.4
+ Loans	6,847.1	4,782.0	4,186.2	3,013.0	3,579.2
+ Investments	91.3	122.0	268.4	831.5	645.4
+ Other Financial Assets	0.5	1.1	0.6	0.6	0.7
Financial Assets	7,543.2	6,417.7	5,570.7	4,887.8	4,625.3
Non-financial Assets
+ Current Tax Assets (net)	9.1	31.2	55.5	49.7	57.1
+ Deferred Tax Assets (net)	50.1	48.0	30.2	0.0	0.0
+ Property, Plant & Equipment	30.3	25.3	21.7	14.9	11.7
+ Other Intangibles	0.1	0.1	1.1	0.7	0.5
+ Intangibles under Development	0.2	0.2	0.1	0.1	0.1
+ Other Non-financial Assets	1.4	2.3	3.3	3.0	4.1
Non-financial Assets	91.2	107.2	111.9	68.5	73.5
Total Assets	7,634.4	6,524.9	5,682.6	4,956.3	4,698.8
Financial Liabilities
+ Debt Securities	81.2	81.2	81.3	8.6	8.6
+ Borrowings (other than Debt Securities)	5,040.6	3,823.8	2,763.6	1,748.6	1,404.1
+ Subordinated Liabilities	0.0	0.0	16.1	10.9	8.1
+ Other Financial Liabilities	64.4	76.0	57.2	60.6	61.5
Financial Liabilities	5,188.0	3,983.1	2,924.0	1,830.0	1,484.4
Non-financial Liabilities
+ Provisions	2.4	2.1	3.0	4.3	4.4
+ Deferred Tax Liabilities (net)	0.0	0.0	0.0	41.2	44.2
+ Other Non-financial Liabilities	1.2	1.0	1.3	1.0	1.7
Non-financial Liabilities	3.6	3.1	4.3	46.5	50.2
Total Liabilities	—	—	2,928.3	1,876.5	1,534.7
Equity
+ Equity Share Capital	642.3	642.3	642.3	642.3	642.3
+ Other Equity	1,800.5	1,896.5	2,112.0	2,437.4	2,521.9
Equity — Owners of Parent	—	—	2,754.3	3,079.7	3,164.2
Total Equity	2,442.7	2,538.7	2,754.3	3,079.7	3,164.2
Total Equity & Liabilities	7,634.4	6,524.9	5,682.6	4,956.3	4,698.8
Trade Payables — MSME split
+ Dues to Micro & Small Enterprises	0.4	0.1	0.2	0.0	0.1
+ Dues to Other Creditors	1.4	2.1	5.7	1.3	2.2

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.