| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 |
|---|
Returns | ||||
|---|---|---|---|---|
| 6.7% | 6.7% | 7.6% | 6.6% | |
| 1.9% | 1.9% | 2.0% | 1.7% | |
Margins & efficiency | ||||
| 5.7% | 5.7% | 7.2% | 5.8% | |
| 50.3% | 50.3% | 58.5% | 53.9% | |
| 0.6% | 0.6% | 0.6% | 0.5% | |
| 15.0% | 13.4% | 10.6% | 16.4% | |
Leverage | ||||
| 3.53× | 3.53× | 3.84× | 3.79× | |
| 2.43× | 2.43× | 2.65× | 2.62× | |
Additional | ||||
| 25.6% | 25.6% | 25.8% | 24.4% | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Returns | |||||
| Return on Common Equity | 6.58 | 7.63 | 6.70 | 6.70 | |
| Return on Assets | 1.74 | 1.96 | 1.85 | 1.85 | |
| Margins & Efficiency | |||||
| Net Interest Margin (on avg assets) | 5.75 | 7.15 | 5.68 | 5.68 | |
| Cost to Income | 53.88 | 58.49 | 50.32 | 50.32 | |
| Credit Cost (impairment / avg loans) | 0.51 | 0.61 | 0.60 | 0.60 | |
| Net Income Margin | 16.42 | 10.61 | 13.44 | 15.02 | |
| Leverage | |||||
| Leverage (Assets/Equity) | 3.79 | 3.84 | 3.53 | 3.53 | |
| Total Debt/Equity | 2.62 | 2.65 | 2.43 | 2.43 | |
| Additional | |||||
| Effective Tax Rate | 24.35 | 25.79 | 25.58 | 25.60 | |