In ₹ Crore except Per Share Latest Annual	MUFIN FY26	ARMANFIN FY26	INDOSTAR FY26	PFS FY26	Peer Average
Valuation — at last close
P/E	81.73×	26.73×	18.98×	◆ 4.80×	16.84× +385%
P/B	4.62×	1.62×	0.79×	◆ 0.50×	0.97× +377%
Market Cap	₹2,656 Cr	₹1,515 Cr	₹2,984 Cr	₹1,531 Cr	₹2,010 Cr +32%
Growth
Revenue CAGR 3Y	—	◆ 15.07%	5.86%	-13.35%	2.53%
Revenue CAGR 5Y	—	◆ 27.60%	1.71%	-14.57%	4.91%
Net Income CAGR 3Y	—	-15.50%	-14.56%	◆ 22.02%	-2.68%
Revenue YoY (latest Q)	◆ 57.10%	33.63%	7.13%	-16.42%	8.11% +604%
Net Income YoY (latest Q)	345.56%	◆ 409.73%	25.64%	-50.03%	128.45% +169%
Profitability
NIM (banks)	5.68%	◆ 14.80%	5.63%	4.63%	8.35% -32%
Net Income Margin	13.44%	8.76%	10.08%	◆ 62.06%	26.97% -50%
Return on Common Equity	6.70%	6.27%	3.79%	◆ 10.95%	7.00% -4%
Return on Assets	1.85%	2.25%	1.23%	◆ 6.00%	3.16% -41%
Credit & Quality
Total Debt/Equity	2.43×	1.90×	1.45×	◆ 0.57×	1.31× +86%
Cost/Income (banks)	50.32%	48.78%	65.49%	◆ 17.47%	43.91% +15%
Scale — latest FY
Revenue / Total Income	₹210 Cr	₹646 Cr	₹1,393 Cr	₹515 Cr	₹851 Cr -75%
Net Income	₹28.3 Cr	₹56.6 Cr	₹140 Cr	₹319 Cr	₹172 Cr -84%
Total Assets	₹2,028 Cr	₹2,798 Cr	₹9,517 Cr	₹4,956 Cr	₹5,757 Cr -65%
EPS	₹1.64	₹53.91	₹9.73	₹4.97	₹22.87 -93%
Book Value per Share	₹29	₹887.8	₹234.16	₹47.95	₹389.97 -93%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.