| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 |
|---|
Returns | |||
|---|---|---|---|
| 15.6% | 15.6% | 17.2% | |
| 2.2% | 2.2% | 2.4% | |
Margins & efficiency | |||
| 3.8% | 3.8% | 3.4% | |
| 9.3% | 9.3% | 10.5% | |
| 0.9% | 0.9% | 0.3% | |
| 22.1% | 22.6% | 25.2% | |
Leverage | |||
| 6.80× | 6.80× | 7.77× | |
| 5.65× | 5.65× | 6.31× | |
Additional | |||
| 19.8% | 19.8% | 19.3% | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|
| Returns | |||||
| Return on Common Equity | — | 17.21 | 15.58 | 15.58 | |
| Return on Assets | — | 2.39 | 2.16 | 2.16 | |
| Margins & Efficiency | |||||
| Net Interest Margin (on avg assets) | — | 3.42 | 3.78 | 3.78 | |
| Cost to Income | — | 10.47 | 9.30 | 9.30 | |
| Credit Cost (impairment / avg loans) | — | 0.31 | 0.94 | 0.94 | |
| Net Income Margin | — | 25.19 | 22.55 | 22.12 | |
| Leverage | |||||
| Leverage (Assets/Equity) | — | 7.77 | 6.80 | 6.80 | |
| Total Debt/Equity | — | 6.31 | 5.65 | 5.65 | |
| Additional | |||||
| Effective Tax Rate | — | 19.26 | 19.83 | 19.80 | |