L&T Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹5,484cr+26.5% on Q2 FY26
Net interest income
₹3,187cr+32.6% on Q2 FY26
Net profit
₹973cr+32.4% on Q2 FY26
EPS
₹3.89+32.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income5,4844,336+26.5%
Net interest income3,1872,403+32.6%
Net profit973735+32.4%
EPS₹3.89₹2.94+32.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹5,484 crNet profit₹973 crNet interest margin8.1%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
61,733————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
20,08017,91715,94114,05513,302
—+12.4%+13.4%+5.7%—
11,3269,8968,6677,5376,768
—+14.2%+15.0%+11.4%—
7.5%7.5%7.8%7.2%6.4%
39.5%39.5%40.1%40.4%37.8%
2.1%2.1%2.5%1.7%2.0%
3,4362,9832,6432,3171,536
—+12.8%+14.1%+50.8%—
₹13.84₹11.95₹10.56₹9.29₹6.48
—+13.2%+13.6%+43.3%—
11.2%11.2%10.8%10.4%7.8%
2.3%2.3%2.4%2.2%1.4%
Balance sheet
1,32,1741,17,82193,77381,35975,155
—+25.6%+15.3%+8.3%—
1,09,8881,09,88892,24776,54183,043
3.92×3.92×3.60×3.25×3.84×
5.07×5.07×4.70×4.37×4.92×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

LTF₹246.50

L&T Finance Ltd.

· Banking & Finance
₹ CrorePeersCHOLAFINSHRIRAMFINMANAPPURAMM&MFINMOTILALOFSIREDAICICIAMCTATAINVESTMcap ₹61,733 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————61,733.2
Total Income13,301.714,055.115,941.017,917.020,080.1
Growth %, YoY—+5.7+13.4+12.4—
Net Interest Income6,767.97,536.78,666.59,895.911,326.3
Growth %, YoY—+11.4+15.0+14.2—
NIM %, on assets6.357.217.777.547.54
Cost to Income %37.7640.4240.0739.5139.51
Credit Cost %, on avg loans1.981.692.502.062.06
Net Income1,536.52,317.12,643.42,982.93,435.9
Growth %, YoY—+50.8+14.1+12.8—
EPS, Adj (current shares)6.489.2910.5611.9513.84
Growth %, YoY—+43.3+13.6+13.2—
ROE %7.8310.3510.7911.1711.17
ROA %1.442.222.372.272.27
Balance Sheet
Loans75,154.681,359.493,773.11,17,821.01,32,173.8
Growth %, YoY—+8.3+15.3+25.6—
Total Borrowings83,043.576,540.992,246.91,09,887.71,09,887.7
Debt/Equity ×3.843.253.603.923.92
Leverage (Assets/Equity) ×4.924.374.705.075.07
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

L&T Finance financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

L&T Finance (NSE: LTF) had a market capitalisation of ₹62,922 crore at the 29 October 2026 close (₹251.05 a share), a PE ratio of 18.2 on the last four quarters' profit and a price-to-book ratio of 2.15. In FY26 its consolidated net profit attributable to shareholders was ₹2,992 crore on revenue of ₹17,914 crore; in Q2 FY27 (July–September 2026) it was ₹975 crore, up 32.7% year on year. Promoters held 65.93% of the shares on 30 September 2026.

L&T Finance Q2 FY27 results
filed 15 October 2026
Share price used
₹251.05 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

L&T Finance at a glance · consolidated

Market cap
₹62,922 Crat ₹251.05 · 29 Oct close
PE ratio (last 4 quarters)
18.221.0 on FY26 profit
Price to book (PB)
2.15book value ₹116.77 a share
ROE (FY26)
11.2%+0.4 pts vs FY25
Debt to equity
4.21net debt ₹1,14,404 Cr
Promoter holding
65.93%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.10%₹2.75 a share in 12 months
Net worth
₹29,267 Cr+11.0% vs 30 Sep 202530 September 2026
EPS (FY26)
₹11.92

Questions

What is the L&T Finance PE ratio today?

L&T Finance's PE ratio is 18.2 at the 29 October 2026 close (₹251.05 a share): a market capitalisation of ₹62,922 crore divided by consolidated net profit attributable to shareholders of ₹3,466 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹2,992 crore) it is 21.0.

What is the L&T Finance PB ratio (price to book value)?

L&T Finance's price-to-book (PB) ratio is 2.15 at the 29 October 2026 close: a market capitalisation of ₹62,922 crore divided by shareholders' equity (book value) of ₹29,267 crore on 30 September 2026. That is a book value of ₹116.77 per share against a share price of ₹251.05.

What is the L&T Finance net worth?

L&T Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹29,267 crore on 30 September 2026, up 11.0% from ₹26,358 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹62,922 crore at the 29 October 2026 close.

What is the L&T Finance market cap?

L&T Finance's market capitalisation was ₹62,922 crore at the 29 October 2026 close: 250.64 crore shares at ₹251.05 each.

What is the L&T Finance EPS?

L&T Finance's basic earnings per share (EPS) were ₹11.92 in FY26, against ₹10.61 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹13.66.

What is the L&T Finance dividend in 2026 and its record date?

In 2026, L&T Finance has declared one dividend: ₹2.75 with record date 22 May 2026.

What is the L&T Finance debt to equity ratio?

L&T Finance's debt-to-equity ratio was 4.21 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹1,23,306 crore against total equity of ₹29,302 crore. A year earlier, on 30 September 2025, it was 3.70.

What is the L&T Finance book value per share?

L&T Finance's book value per share was ₹116.77 on 30 September 2026: shareholders' equity of ₹29,267 crore divided by the 250.64 crore shares in issue, up 10.7% from ₹105.44 a year earlier. The share price at the 29 October 2026 close was ₹251.05.

What is the L&T Finance dividend yield?

L&T Finance's dividend yield is 1.10% at the 29 October 2026 close: dividends of ₹2.75 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹251.05. They were ₹2.75 on 22 May 2026.

What is the L&T Finance ROE?

In FY26, L&T Finance's return on equity (ROE) was 11.2%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 10.8%.

What is the L&T Finance promoter holding?

Promoters held 65.93% of L&T Finance on 30 September 2026, down 0.03 percentage points from 65.96% the previous quarter and down 0.17 percentage points from 66.10% a year earlier, according to the shareholding pattern filed with NSE.

When are the L&T Finance next results?

L&T Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the L&T Finance shareholding pattern?

On 30 September 2026, L&T Finance's shares were held by promoters 65.93%, foreign portfolio investors (FII/FPI) 7.38%, domestic institutions (DII) 15.79% (including mutual funds at 12.65%) and retail and other non-institutional investors 10.89%. Over the year, FII holding was up 0.97 percentage points from 6.41% and DII holding was up 1.47 percentage points from 14.32%.

What are the L&T Finance latest quarterly results?

L&T Finance's latest results are for Q2 FY27 (July–September 2026), filed on 15 October 2026: consolidated net profit attributable to shareholders ₹975 crore, up 32.7% from ₹735 crore in Q2 FY26; revenue from operations ₹5,484 crore, up 26.5% year on year.

What is the L&T Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), L&T Finance's consolidated net profit attributable to shareholders was ₹2,992 crore, up 13.2% from ₹2,644 crore in FY25, on revenue from operations of ₹17,914 crore (up 12.5%). Over three years, from FY23, net profit was up 84.3%.

How does L&T Finance compare with its peers?

On FY26 consolidated figures, against Cholamandalam Finance, Shriram Finance and Manappuram Finance: L&T Finance's return on equity of 11.2% is the third highest of the four (Cholamandalam Finance 19.3%, Shriram Finance 16.4%, Manappuram Finance 7.1%; peer average 14.3%); its revenue growth over three years of 11.9% a year is the lowest of the four (Cholamandalam Finance 34.1% a year, Shriram Finance 16.5% a year, Manappuram Finance 12.5% a year; peer average 21.0% a year).

How does the L&T Finance PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, L&T Finance's PE ratio is 21.0, the third highest of the four: Cholamandalam Finance 26.3, Shriram Finance 19.7 and Manappuram Finance 28.3, a peer average of 24.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

L&T Finance vs Cholamandalam Finance: how do they compare?

In FY26, L&T Finance earned net profit attributable to shareholders of ₹2,992 crore on revenue of ₹17,914 crore, against ₹5,233 crore on ₹31,073 crore for Cholamandalam Finance. At the 29 October 2026 close, L&T Finance's market capitalisation was ₹62,922 crore against ₹1,37,616 crore for Cholamandalam Finance, and its PE ratio on FY26 profit 21.0 against 26.3.

Where do these L&T Finance figures come from?

From L&T Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.