L&T Finance quarterly results

Q2 FY27 · Jul–Sep 2026

₹ crore	Q2 FY27	Q2 FY26	Change
Total income	5,484	4,336	+26.5%
Net interest income	3,187	2,403	+32.6%
Net profit	973	735	+32.4%
EPS	₹3.89	₹2.94	+32.3%

Every quarter

₹ crore except per share

Tap a line for its trend	Q2 FY27Sep 2026	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	5,158	4,895	4,424	4,240	4,037	3,915	3,750	3,806	3,654	3,453	3,323	3,306
	0.0	0.0	0.0	0.2	0.0	0.0	0.0	0.6	0.4	0.0	0.0	0.0
	326	318	347	338	289	259	260	238	289	291	348	228
	0.0	0.0	0.0	0.0	9.1	86.1	13.1	52.9	75.5	41.1	1.5	0.0
	0.1	30.4	—	—	—	—	—	—	—	—	—	—
	5,484	5,243	4,771	4,578	4,336	4,260	4,023	4,098	4,019	3,785	3,672	3,534
	0.0	0.0	0.1	3.2	0.0	0.0	4.3	7.6	4.7	0.0	5.6	47.3
	5,484	5,243	4,771	4,581	4,336	4,260	4,027	4,105	4,024	3,785	3,677	3,581
	1,970	1,970	1,747	1,703	1,634	1,636	1,600	1,569	1,476	1,351	1,335	1,353
	74.1	53.9	19.4	11.6	0.0	0.0	0.0	0.0	0.0	0.0	266	19.8
	125	134	183	150	139	89.7	94.8	−74.8	99.9	155	150	158
	629	583	546	590	506	542	524	729	551	390	251	337
	737	698	660	650	593	552	569	579	549	519	501	451
	71.7	62.7	60.4	57.7	51.0	40.7	41.0	36.2	33.3	28.4	27.7	29.2
	559	506	481	399	424	456	393	442	376	418	452	410
	4,165	4,007	3,697	3,561	3,347	3,316	3,222	3,281	3,084	2,862	2,983	2,757
	3,187	2,925	2,677	2,537	2,403	2,279	2,150	2,237	2,178	2,101	1,988	1,953
	1,948	1,819	1,620	1,611	1,494	1,486	1,329	1,553	1,490	1,312	945	1,161
Profit
	1,319	1,236	1,074	1,021	989	943	806	824	940	922	694	824
	0.0	0.0	0.0	−28.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	1,319	1,236	1,074	992	989	943	806	824	940	922	694	824
	472	402	311	298	205	256	80.8	202	240	243	267	150
	−126	−81.8	−46.6	−44.1	49.0	−13.7	88.9	−3.7	3.2	−6.3	−126	34.8
	346	320	265	254	254	242	170	198	243	237	141	185
	973	916	809	738	735	701	636	626	697	685	553	639
	973	916	809	738	735	701	636	626	697	685	553	639
	75.5	−1.0	43.7	−14.7	11.4	−30.0	8.3	4.6	0.0	6.4	5.9	−0.2
	1,048	915	853	723	746	671	644	630	697	692	559	639
	975	902	850	739	735	701	636	626	696	686	560	640
	−2.3	13.5	2.5	−0.6	0.0	−0.3	−0.3	−0.8	1.1	−0.3	−0.9	−0.8
Per share
	₹3.89	₹3.60	₹3.22	₹2.95	₹2.94	₹2.81	₹2.55	₹2.51	₹2.79	₹2.75	₹2.23	₹2.57
	₹3.88	₹3.59	₹3.21	₹2.94	₹2.93	₹2.80	₹2.54	₹2.50	₹2.78	₹2.74	₹2.22	₹2.57
Other comprehensive income — detail
	75.5	−1.0	43.7	−14.7	11.4	−30.0	8.3	4.6	0.0	6.4	5.9	−0.2
	−0.1	−1.6	−2.0	5.7	0.5	−16.2	2.3	−0.1	—	−5.7	2.4	1.1
	0.0	0.0	0.0	1.4	0.1	−4.1	0.6	—	—	—	—	—
	—	—	—	—	—	—	—	−0.0	—	−1.4	0.0	0.0
	75.6	0.6	45.6	−25.2	26.4	−35.7	−4.6	11.3	—	10.9	3.5	−1.3
	0.0	0.0	0.0	−6.3	15.3	−17.8	−11.1	—	—	—	—	—
	—	—	—	—	—	—	—	6.6	—	0.2	0.0	0.0
	75.5	−1.0	—	724	—	671	—	—	—	692	—	640
	—	—	—	−0.6	—	−0.3	—	—	—	−0.3	—	−0.8
Per share — as-filed variants
	₹3.89	₹3.60	₹3.22	₹2.95	₹2.94	₹2.81	₹2.55	₹2.51	₹2.79	₹2.75	₹2.23	₹2.57
	₹3.88	₹3.59	₹3.21	₹2.94	₹2.93	₹2.80	₹2.54	₹2.50	₹2.78	₹2.74	₹2.22	₹2.57
Adjusted (ex-exceptional items) — derived
	1,319	1,236	1,074	1,021	989	943	806	824	940	922	694	824
	0.0	0.0	0.0	−28.5	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
	973	916	809	759	735	701	636	626	697	685	553	639
	₹3.89	₹3.60	₹3.22	₹3.03	₹2.94	₹2.81	₹2.55	₹2.51	₹2.79	₹2.75	₹2.23	₹2.57

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

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LTF₹251.05

L&T Finance Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersCHOLAFIN SHRIRAMFIN MANAPPURAM M&MFIN MOTILALOFS IREDA ICICIAMC TATAINVESTMcap ₹62,873 Cr

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In ₹ Crore except Per Share 3 Months Ending	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026	Q2 FY27 30/09/2026
Revenue from Operations
+ Interest Income	3,306.3	3,322.6	3,452.6	3,654.4	3,806.4	3,749.9	3,914.5	4,037.4	4,240.1	4,424.0	4,894.9	5,157.8
+ Dividend Income	0.0	0.0	0.0	0.4	0.6	0.0	0.0	0.0	0.2	0.0	0.0	0.0
+ Fees & Commission Income	227.6	347.7	290.7	289.1	237.7	259.9	259.0	289.3	338.0	347.0	318.0	326.3
+ Net Gain on Fair Value Changes	0.0	1.5	41.1	75.5	52.9	13.1	86.1	9.1	0.0	0.0	0.0	0.0
+ Other Operating Revenue	—	—	—	—	—	—	—	—	—	—	30.4	0.1
Revenue from Operations	3,534.0	3,671.8	3,784.6	4,019.3	4,097.6	4,022.9	4,259.6	4,335.8	4,578.3	4,771.0	5,243.3	5,484.2
Other Income	47.3	5.6	0.0	4.7	7.6	4.3	0.0	0.0	3.2	0.1	0.0	0.0
Total Income	3,581.3	3,677.3	3,784.6	4,024.0	4,105.1	4,027.2	4,259.6	4,335.8	4,581.5	4,771.1	5,243.3	5,484.2
Expenses
+ Finance Costs	1,353.4	1,335.1	1,351.4	1,476.3	1,569.2	1,599.8	1,635.7	1,634.3	1,703.0	1,747.0	1,970.1	1,970.5
+ Net Loss on Fair Value Changes	19.8	266.3	0.0	0.0	0.0	0.0	0.0	0.0	11.6	19.4	53.9	74.1
+ Net Loss on Derecognition — Amortised Cost	157.7	150.3	155.1	99.9	-74.8	94.8	89.7	139.1	149.7	183.3	133.6	124.6
+ Impairment on Financial Instruments	336.7	251.3	390.2	550.5	729.0	523.7	542.3	505.6	590.1	546.2	582.6	628.7
+ Employee Benefit Expense	450.7	500.8	519.3	548.8	579.3	569.1	552.2	593.2	649.9	659.7	697.7	737.2
+ Depreciation & Amortisation	29.2	27.7	28.4	33.3	36.2	41.0	40.7	51.0	57.7	60.4	62.7	71.7
+ Other Expenses	409.8	451.9	417.8	375.7	442.3	393.3	455.7	423.9	398.9	481.2	506.5	558.6
Total Expenses	2,757.2	2,983.3	2,862.3	3,084.5	3,281.2	3,221.7	3,316.4	3,346.9	3,560.8	3,697.2	4,007.0	4,165.4
Net Interest Income	1,952.9	1,987.5	2,101.2	2,178.1	2,237.1	2,150.1	2,278.8	2,403.1	2,537.1	2,677.0	2,924.8	3,187.4
Pre-provision Operating Profit (derived)	1,160.7	945.3	1,312.5	1,490.1	1,552.9	1,329.2	1,485.5	1,494.4	1,610.7	1,620.1	1,818.9	1,947.5
Profit
PBT before Exceptional Items	824.0	694.0	922.3	939.6	823.9	805.5	943.2	988.9	1,020.7	1,073.9	1,236.3	1,318.8
+ Exceptional Items	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-28.5	0.0	0.0	0.0
Pretax Income	824.0	694.0	922.3	939.6	823.9	805.5	943.2	988.9	992.2	1,073.9	1,236.3	1,318.8
+ Current Tax	149.9	266.6	243.4	239.7	202.0	80.8	256.0	205.0	298.3	311.3	402.1	472.0
+ Deferred Tax	34.8	-125.6	-6.3	3.2	-3.7	88.9	-13.7	49.0	-44.1	-46.6	-81.8	-125.9
Tax Expense	184.7	141.0	237.0	242.9	198.3	169.7	242.4	254.0	254.2	264.8	320.3	346.1
Net Income	639.4	553.0	685.3	696.7	625.7	635.8	700.8	734.9	738.0	809.2	916.0	972.8
+ Net Income — Continuing Ops	639.4	553.0	685.3	696.7	625.7	635.8	700.8	734.9	738.0	809.2	916.0	972.8
+ Other Comprehensive Income	-0.2	5.9	6.4	0.0	4.6	8.3	-30.0	11.4	-14.7	43.7	-1.0	75.5
Total Comprehensive Income	639.1	558.9	691.7	696.7	630.2	644.1	670.8	746.3	723.3	852.8	915.0	1,048.3
Net Income to Common	640.2	559.8	685.5	695.6	626.4	636.2	701.1	734.8	738.6	850.3	902.5	975.1
Minority Interest	-0.8	-0.9	-0.3	1.1	-0.8	-0.3	-0.3	0.0	-0.6	2.5	13.5	-2.3
Per Share
Basic EPS	2.57	2.23	2.75	2.79	2.51	2.55	2.81	2.94	2.95	3.22	3.60	3.89
Diluted EPS	2.57	2.22	2.74	2.78	2.50	2.54	2.80	2.93	2.94	3.21	3.59	3.88
Other Comprehensive Income — detail
+ Other Comprehensive Income	-0.2	5.9	6.4	0.0	4.6	8.3	-30.0	11.4	-14.7	43.7	-1.0	75.5
+ Items NOT to be Reclassified to P&L	1.1	2.4	-5.7	—	-0.1	2.3	-16.2	0.5	5.7	-2.0	-1.6	-0.1
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	0.6	-4.1	0.1	1.4	0.0	0.0	0.0
+ Tax on Items NOT to be Reclassified — alt tag	0.0	0.0	-1.4	—	-0.0	—	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-1.3	3.5	10.9	—	11.3	-4.6	-35.7	26.4	-25.2	45.6	0.6	75.6
+ Tax on Items to be Reclassified	—	—	—	—	—	-11.1	-17.8	15.3	-6.3	0.0	0.0	0.0
+ Tax on Items to be Reclassified — alt tag	0.0	0.0	0.2	—	6.6	—	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	640.0	—	691.9	—	—	—	671.1	—	723.9	—	-1.0	75.5
Comprehensive Income — Non-controlling Interests	-0.8	—	-0.3	—	—	—	-0.3	—	-0.6	—	—	—
Per Share — as-filed variants
Basic EPS — Continuing Operations	2.57	2.23	2.75	2.79	2.51	2.55	2.81	2.94	2.95	3.22	3.60	3.89
Diluted EPS — Continuing Operations	2.57	2.22	2.74	2.78	2.50	2.54	2.80	2.93	2.94	3.21	3.59	3.88
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	824.0	694.0	922.3	939.6	823.9	805.5	943.2	988.9	1,020.7	1,073.9	1,236.3	1,318.8
− Exceptional Items (reconciliation)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-28.5	0.0	0.0	0.0
Net Income Adj (tax-effected)	639.4	553.0	685.3	696.7	625.7	635.8	700.8	734.9	759.2	809.2	916.0	972.8
EPS Adj	2.57	2.23	2.75	2.79	2.51	2.55	2.81	2.94	3.03	3.22	3.60	3.89
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	3.00	3.00	3.00	—	3.00	3.61	—	3.71	3.78	3.93	4.09	4.21
Paid Up Equity Capital	2,487.6	2,488.9	2,489.8	2,492.7	2,494.3	2,494.9	2,497.7	2,499.9	2,502.6	2,504.4	2,505.5	2,506.4

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

L&T Finance Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 15 October 2026 at 7:18 pm IST

L&T Finance (NSE: LTF) reported its Q2 FY27 results (July–September 2026) on Thursday, 15 October 2026 at 7:18 pm IST. Consolidated net profit attributable to shareholders was ₹975 crore, up 32.7% from ₹735 crore in Q2 FY26 and up 8.0% from ₹902 crore in Q1 FY27. Revenue from operations was ₹5,484 crore, up 26.5% year on year and up 4.6% from the previous quarter.

Q2 FY26 results (a year earlier): 15 October 2025
Q3 FY27 results due by: 14 February 2027

Q2 FY27 at a glance · consolidated

Net profit (shareholders'): ₹975 Cr+32.7% vs Q2 FY26+8.0% vs Q1 FY27Total incl. minority interest ₹973 Cr
Revenue from operations: ₹5,484 Cr+26.5% vs Q2 FY26+4.6% vs Q1 FY27
Earnings per share (basic): ₹3.89+32.3% vs Q2 FY26+8.1% vs Q1 FY27
Net profit margin: 17.8%+0.8 pts vs Q2 FY26+0.6 pts vs Q1 FY27

Questions

What was L&T Finance's net profit in Q2 FY27?

Consolidated net profit attributable to shareholders was ₹975 crore, up 32.7% from ₹735 crore in Q2 FY26 and up 8.0% from ₹902 crore in Q1 FY27. Including the minority shareholders' share, total profit was ₹973 crore.

How were L&T Finance's Q2 FY27 results?

Both grew from a year earlier: net profit was up 32.7% at ₹975 crore and revenue was up 26.5% at ₹5,484 crore. Against Q1 FY27, net profit was up 8.0% and revenue up 4.6%.

What is L&T Finance's net profit margin?

L&T Finance's net profit margin was 17.8% in Q2 FY27 (net profit attributable to shareholders as a share of revenue from operations), against 16.9% in Q2 FY26 (up 0.8 percentage points). For FY26 as a whole it was 16.7%.

What was L&T Finance's revenue in Q2 FY27?

Revenue from operations was ₹5,484 crore, up 26.5% year on year and up 4.6% from the previous quarter.

What was L&T Finance's EPS in Q2 FY27?

Basic earnings per share were ₹3.89, against ₹2.94 in Q2 FY26.

What was L&T Finance's revenue in FY26?

Revenue from operations was ₹17,914 crore in FY26 (April 2025–March 2026), up 12.5% from ₹15,924 crore in FY25. It was ₹13,581 crore in FY24 and ₹12,775 crore in FY23: up 40.2% over three years, 11.9% a year on average.

What was L&T Finance's net profit in the first half of FY27?

Consolidated net profit attributable to shareholders for the first half of FY27 (April–September 2026) was ₹1,878 crore, up 30.8% from ₹1,436 crore in the same months a year earlier. Revenue from operations was ₹10,728 crore, up 24.8%.

What was L&T Finance's net profit in FY26?

Consolidated net profit attributable to shareholders was ₹2,992 crore in FY26 (April 2025–March 2026), up 13.2% from ₹2,644 crore in FY25. It was ₹2,326 crore in FY24 and ₹1,623 crore in FY23: up 84.3% over three years, 22.6% a year on average.

When will L&T Finance announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

How has L&T Finance's profit changed over the last four quarters?

Net profit attributable to shareholders by quarter: ₹739 crore in Q3 FY26, ₹850 crore in Q4 FY26, ₹902 crore in Q1 FY27 and ₹975 crore in Q2 FY27. That is ₹3,466 crore over the four quarters, up 28.5% from ₹2,699 crore in the four quarters before. Revenue from operations: ₹4,578 crore, ₹4,771 crore, ₹5,243 crore and ₹5,484 crore.

When did L&T Finance announce its Q2 FY27 results?

On Thursday, 15 October 2026 at 7:18 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 15 October 2025.

Where do these L&T Finance figures come from?

From L&T Finance's own consolidated results filings to NSE, in ₹ crore as filed (Q2 FY27 on 15 October 2026). Growth compares the same consolidated figures a year and a quarter earlier.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.