Housing & Urban Development Corporation financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹3,737cr+26.9% on Q1 FY26
Net interest income
₹1,149cr+21.1% on Q1 FY26
Net profit
₹851cr+35.0% on Q1 FY26
EPS
₹4.25+34.9% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income3,7372,945+26.9%
Net interest income1,149948+21.1%
Net profit851630+35.0%
EPS₹4.25₹3.15+34.9%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹3,737 crNet profit₹851 crNet interest margin2.8%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
29,392————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
14,11913,32710,3487,9487,086
—+28.8%+30.2%+12.2%—
4,3664,1663,453—2,476
—+20.6%———
2.8%2.8%3.1%—3.1%
9.7%9.7%10.3%4.8%14.0%
−0.1%−0.1%−0.3%—−0.1%
4,2554,0342,7092,1171,701
—+48.9%+28.0%+24.4%—
₹21.26₹20.15₹13.53₹10.57₹8.50
—+48.9%+28.0%+24.4%—
20.2%20.2%15.7%13.2%11.4%
2.7%2.7%2.4%2.4%2.1%
Balance sheet
1,60,5471,60,5471,24,341—79,237
—+29.1%———
1,41,6771,41,6771,07,29731,85062,905
6.45×6.45×5.97×1.92×4.07×
7.59×7.59×7.15×5.62×5.24×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

HUDCO₹146.82

Housing & Urban Development Corporation Ltd.

· Banking & Finance
₹ CrorePeersIRFCPFCRECLTDGROWWICICIAMCIREDAABCAPITAL360ONEMcap ₹29,392 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————29,391.9
Total Income7,086.27,948.110,348.413,327.114,119.2
Growth %, YoY—+12.2+30.2+28.8—
Net Interest Income2,476.4—3,452.94,165.64,366.1
Growth %, YoY———+20.6—
NIM %, on assets3.10—3.112.822.82
Cost to Income %14.014.8210.339.709.70
Credit Cost %, on avg loans-0.09—-0.33-0.13-0.13
Net Income1,701.42,116.72,709.14,034.44,255.3
Growth %, YoY—+24.4+28.0+48.9—
EPS, Adj (current shares)8.5010.5713.5320.1521.26
Growth %, YoY—+24.4+28.0+48.9—
ROE %11.3813.2115.6720.2020.20
ROA %2.132.432.442.732.73
Balance Sheet
Loans79,237.0—1,24,340.71,60,547.21,60,547.2
Growth %, YoY———+29.1—
Total Borrowings62,905.131,849.61,07,296.81,41,677.01,41,677.0
Debt/Equity ×4.071.925.976.456.45
Leverage (Assets/Equity) ×5.245.627.157.597.59
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

HUDCO financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Housing & Urban Development Corporation (NSE: HUDCO) had a market capitalisation of ₹29,554 crore at the 29 October 2026 close (₹147.63 a share), a PE ratio of 6.9 on the last four quarters' profit and a price-to-book ratio of 1.34. In FY26 its consolidated net profit was ₹4,034 crore on revenue of ₹13,150 crore; in Q1 FY27 (April–June 2026) it was ₹851 crore, up 35.0% year on year. Promoters held 75.00% of the shares on 30 September 2026.

Share price used
₹147.63 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

HUDCO at a glance · consolidated

Market cap
₹29,554 Crat ₹147.63 · 29 Oct close
PE ratio (last 4 quarters)
6.97.3 on FY26 profit
Price to book (PB)
1.34book value ₹109.77 a share
ROE (FY26)
20.2%
Debt to equity
6.45net debt ₹1,41,451 Cr
Promoter holding
75.00%unchanged vs 30 Jun 202630 September 2026
Dividend yield
4.17%₹6.15 a share in 12 months
Net worth
₹21,975 Cr+22.3% vs 31 Mar 202531 March 2026
EPS (FY26)
₹20.15

Questions

What is the HUDCO PE ratio today?

HUDCO's PE ratio is 6.9 at the 29 October 2026 close (₹147.63 a share): a market capitalisation of ₹29,554 crore divided by consolidated net profit of ₹4,255 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹4,034 crore) it is 7.3.

What is the HUDCO net worth?

HUDCO's net worth — shareholders' equity in its consolidated balance sheet — was ₹21,975 crore on 31 March 2026, up 22.3% from ₹17,968 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹29,554 crore at the 29 October 2026 close.

What is the HUDCO book value per share?

HUDCO's book value per share was ₹109.77 on 31 March 2026: shareholders' equity of ₹21,975 crore divided by the 200.19 crore shares in issue, up 22.3% from ₹89.75 a year earlier. The share price at the 29 October 2026 close was ₹147.63.

What is the HUDCO PB ratio (price to book value)?

HUDCO's price-to-book (PB) ratio is 1.34 at the 29 October 2026 close: a market capitalisation of ₹29,554 crore divided by shareholders' equity (book value) of ₹21,975 crore on 31 March 2026. That is a book value of ₹109.77 per share against a share price of ₹147.63.

What is the HUDCO dividend yield?

HUDCO's dividend yield is 4.17% at the 29 October 2026 close: dividends of ₹6.15 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹147.63. They were ₹1.50 on 17 August 2026, ₹1.25 on 31 July 2026 (interim), ₹1.25 on 27 March 2026 (interim), ₹1.15 on 6 February 2026 (interim) and ₹1 on 19 November 2025 (interim).

What is the HUDCO dividend in 2026 and its record date?

In 2026, HUDCO has declared four dividends totalling ₹5.15 a share: ₹1.15 (interim) with record date 7 February 2026 and ex-date 6 February 2026, ₹1.25 (interim) with record date 28 March 2026 and ex-date 27 March 2026, ₹1.25 (interim) with record date 31 July 2026 and ₹1.50 with record date 17 August 2026.

What is the HUDCO market cap?

HUDCO's market capitalisation was ₹29,554 crore at the 29 October 2026 close: 200.19 crore shares at ₹147.63 each.

What is the HUDCO ROE?

In FY26, HUDCO's return on equity (ROE) was 20.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the HUDCO EPS?

HUDCO's basic earnings per share (EPS) were ₹20.15 in FY26, against ₹13.53 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹21.26.

What is the HUDCO debt to equity ratio?

HUDCO's debt-to-equity ratio was 6.45 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹1,41,677 crore against total equity of ₹21,975 crore. A year earlier, on 31 March 2025, it was 5.97.

What is the HUDCO promoter holding?

Promoters held 75.00% of HUDCO on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What are the HUDCO latest quarterly results?

HUDCO's latest results are for Q1 FY27 (April–June 2026), filed on 27 July 2026: consolidated net profit ₹851 crore, up 35.0% from ₹630 crore in Q1 FY26; revenue from operations ₹3,717 crore, up 26.6% year on year.

What is the HUDCO shareholding pattern?

On 30 September 2026, HUDCO's shares were held by promoters 75.00%, foreign portfolio investors (FII/FPI) 2.40%, domestic institutions (DII) 9.51% (including mutual funds at 1.33%) and retail and other non-institutional investors 13.08%. Over the year, FII holding was up 0.46 percentage points from 1.94% and DII holding was down 1.41 percentage points from 10.92%.

How does HUDCO compare with its peers?

On FY26 consolidated figures, against IRFC, PFC and REC: HUDCO's return on equity of 20.2% is the second highest of the four (IRFC 12.8%, PFC 20.7%, REC 20.0%; peer average 17.8%); its revenue growth over three years of 22.9% a year is the highest of the four (IRFC 4.5% a year, PFC 14.2% a year, REC 14.7% a year; peer average 11.1% a year).

How does the HUDCO PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, HUDCO's PE ratio is 7.3, the second highest of the four: IRFC 14.1, PFC 4.1 and REC 4.8, a peer average of 7.7. Each is the company's market capitalisation at that price divided by its FY26 net profit.

What is the HUDCO revenue and profit in FY26?

In FY26 (April 2025–March 2026), HUDCO's consolidated net profit was ₹4,034 crore, up 48.9% from ₹2,709 crore in FY25, on revenue from operations of ₹13,150 crore (up 27.5%). Over three years, from FY23, net profit was up 137.1%.

When are the HUDCO next results?

HUDCO will announce its Q2 FY27 results (July–September 2026) on Wednesday, 4 November 2026, the date of the board meeting it has notified to the exchanges.

HUDCO vs IRFC: how do they compare?

In FY26, HUDCO earned net profit of ₹4,034 crore on revenue of ₹13,150 crore, against ₹7,009 crore on ₹27,285 crore for IRFC. At the 29 October 2026 close, HUDCO's market capitalisation was ₹29,554 crore against ₹98,942 crore for IRFC, and its PE ratio on FY26 profit 7.3 against 14.1.

Where do these HUDCO figures come from?

From Housing & Urban Development Corporation's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.