In ₹ Crore except Per Share Latest Annual	IREDA FY26	PFC FY26	RECLTD FY26	ICICIAMC FY26	Peer Average
Valuation — at last close
P/E	15.04×	◆ 4.08×	4.79×	41.09×	16.66× -10%
P/B	2.06×	◆ 0.80×	0.92×	32.49×	11.40× -82%
EV/EBITDA	—	—	—	31.53×	31.53×
Market Cap	₹28,429 Cr	₹1.06L Cr	₹77,983 Cr	₹1.36L Cr	₹1.06L Cr -73%
Growth
Revenue CAGR 3Y	—	14.17%	◆ 14.71%	—	14.44%
Revenue CAGR 5Y	—	10.01%	◆ 10.88%	—	10.45%
Net Income CAGR 3Y	—	◆ 16.66%	13.45%	—	15.05%
Revenue YoY (latest Q)	◆ 14.03%	-0.04%	-1.00%	—	-0.52% +2798%
Net Income YoY (latest Q)	◆ 0.52%	0.18%	-21.23%	—	-10.53% +105%
Profitability
EBITDA Margin	—	—	—	74.49%	74.49%
NIM (banks)	◆ 3.78%	3.59%	3.45%	—	3.52% +7%
Net Income Margin	22.55%	29.13%	27.37%	◆ 57.22%	37.91% -41%
Return on Common Equity	15.58%	20.67%	19.96%	◆ 79.07%	39.90% -61%
Return on Assets	2.16%	2.78%	2.60%	◆ 65.31%	23.56% -91%
Credit & Quality
Total Debt/Equity	5.65×	5.84×	6.05×	◆ 0.00×	3.96× +43%
Interest Coverage	—	—	—	235.74×	235.74×
Cost/Income (banks)	9.30%	8.27%	◆ 5.97%	—	7.12% +31%
Scale — latest FY
Revenue / Total Income	₹8,310 Cr	₹1.15L Cr	₹59,584 Cr	₹5,765 Cr	₹60,264 Cr -86%
Net Income	₹1,874 Cr	₹33,625 Cr	₹16,308 Cr	₹3,298 Cr	₹17,744 Cr -89%
Total Assets	₹93,808 Cr	₹12.45L Cr	₹6.40L Cr	₹5,050 Cr	₹6.30L Cr -85%
EPS	₹6.73	₹78.49	₹61.81	₹66.73	₹69.01 -90%
Book Value per Share	₹49.07	₹402.6	₹323.01	₹84.39	₹270 -82%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.