In ₹ Crore except Per Share Latest Annual | IOB FY26 | CENTRALBK FY26 | UCOBANK FY26 | MAHABANK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 11.72× | ◆ 6.17× | — | 9.24× | 7.70× +52% | |
| P/B | ◆ 0.00× | 0.72× | — | 1.95× | 1.33× -100% | |
| Market Cap | ₹0.4 Cr | ₹27,924 Cr | — | ₹64,794 Cr | ₹46,359 Cr -100% | |
| Growth | ||||||
| Revenue CAGR 3Y | 16.85% | 12.63% | — | ◆ 21.77% | 17.20% -2% | |
| Revenue CAGR 5Y | — | 10.33% | — | ◆ 22.56% | 16.45% | |
| Net Income CAGR 3Y | 35.27% | ◆ 40.71% | — | 39.20% | 39.95% -12% | |
| Revenue YoY (latest Q) | ◆ 23.34% | 2.92% | 16.50% | 15.03% | 15.03% +55% | |
| Net Income YoY (latest Q) | ◆ 49.25% | 5.43% | 24.09% | 26.83% | 24.09% +104% | |
| Profitability | ||||||
| NIM (banks) | 2.66% | 2.58% | — | ◆ 3.20% | 2.89% -8% | |
| Net Income Margin | 13.88% | 10.55% | — | ◆ 21.39% | 15.97% -13% | |
| Return on Common Equity | 14.65% | 11.60% | — | ◆ 21.12% | 16.36% -10% | |
| Return on Assets | 1.10% | 0.81% | — | ◆ 1.64% | 1.23% -10% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | ◆ 1.42% | 2.67% | — | 1.45% | 2.06% -31% | |
| Cost/Income (banks) | 44.94% | 58.57% | — | ◆ 37.08% | 47.83% -6% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹37,532 Cr | ₹42,498 Cr | — | ₹32,824 Cr | ₹37,661 Cr -0% | |
| Net Income | ₹5,208 Cr | ₹4,484 Cr | — | ₹7,021 Cr | ₹5,752 Cr -9% | |
| Total Assets | ₹4.73L Cr | ₹5.51L Cr | — | ₹4.27L Cr | ₹4.89L Cr -3% | |
| EPS | ₹2.81 | ₹5 | — | ₹9.12 | ₹7.06 -60% | |
| Book Value per Share | ₹27,46,974.46 | ₹43.09 | — | ₹43.2 | ₹43.15 +6366743% | |