In ₹ Crore except Per Share Latest Annual	IOB FY26	CENTRALBK FY26	UCOBANK FY26	MAHABANK FY26	Peer Average
Valuation — at last close
P/E	10.41×	◆ 5.84×	10.03×	8.88×	8.25× +26%
P/B	1.52×	◆ 0.68×	0.84×	1.87×	1.13× +35%
Market Cap	₹56,326 Cr	₹26,448 Cr	₹27,800 Cr	₹62,302 Cr	₹38,850 Cr +45%
Growth
Revenue CAGR 3Y	16.85%	12.63%	13.84%	◆ 21.77%	16.08% +5%
Revenue CAGR 5Y	—	10.33%	15.54%	◆ 22.56%	16.14%
Net Income CAGR 3Y	35.27%	◆ 40.71%	14.12%	39.20%	31.34% +13%
Revenue YoY (latest Q)	13.15%	14.50%	10.14%	◆ 22.09%	15.58% -16%
Net Income YoY (latest Q)	◆ 55.75%	20.96%	26.77%	41.41%	29.71% +88%
Profitability
NIM (banks)	2.90%	2.76%	2.69%	◆ 3.43%	2.96% -2%
Net Income Margin	13.88%	10.55%	9.31%	◆ 21.39%	13.75% +1%
Return on Common Equity	15.65%	11.92%	8.62%	◆ 22.66%	14.40% +9%
Return on Assets	1.20%	0.87%	0.73%	◆ 1.76%	1.12% +7%
Credit & Quality
Gross NPA (banks)	1.42%	◆ 0.03%	2.17%	1.45%	1.22% +17%
Cost/Income (banks)	44.94%	58.57%	52.92%	◆ 37.08%	49.52% -9%
Scale — latest FY
Revenue / Total Income	₹37,532 Cr	₹42,498 Cr	₹29,741 Cr	₹32,824 Cr	₹35,021 Cr +7%
Net Income	₹5,208 Cr	₹4,484 Cr	₹2,768 Cr	₹7,021 Cr	₹4,757 Cr +9%
Total Assets	₹4.73L Cr	₹5.51L Cr	₹3.96L Cr	₹4.27L Cr	₹4.58L Cr +3%
EPS	₹2.81	₹5	₹2.21	₹9.12	₹5.44 -48%
Book Value per Share	₹19.21	₹43.09	₹26.52	₹43.2	₹37.6 -49%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.