Indian Overseas Bank profit and loss

Latest FY26
Total income
₹37,532cr+11.2% on FY25
Net interest income
₹12,574cr+15.4% on FY25
Net profit
₹5,208cr+53.4% on FY25
EPS
₹2.81+57.0% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
Interest income
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
26,31623,93520,18317,57713,151
7,8487,5187,0425,9525,850
394295183238405
82.61477353000.0
34,64031,89628,14424,06619,407
20,31719,32217,24414,22711,146
14,32312,57410,8999,839—
6,1775,6365,6075,6654,116
40,81737,53233,75029,73123,523
Operating
5,3394,6894,6696,1434,102
4,1833,4953,0872,5872,327
9,5228,1847,7568,7316,430
10,97810,0268,7506,7745,947
4,0263,7584,1773,3513,594
Profit
6,9526,2684,5733,4232,353
5101,0601,177757249
6,4425,2083,3962,6662,104
6,6625,4183,3962,6662,104
Per share
₹3.43₹2.81₹1.79₹1.40—
₹3.43₹2.81₹1.79₹1.40—
0.00.00.00.0—
Revenue detail — as filed
—2100.00.00.0
Profit build-up — alternate / pre-Ind-AS tags
—4,5884,7873,9824,493
Per share — as-filed variants
₹19.56₹16.94₹0.58₹1.40₹0.00
₹2.62₹0.00₹0.58₹1.40₹0.00
Regulatory disclosures — filed alongside, not part of the P&L
0.9%0.9%———
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

IOB₹28.94

Indian Overseas Bank

· Banking & Finance
AnnualQuarterly₹ CrorePeersCENTRALBKUCOBANKMAHABANKIFCIIDBIJMFINANCILNUVAMACREDITACCMcap ₹55,729 Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Interest Income
+ Interest on Advances / Bills13,151.417,576.720,182.823,935.326,315.9
+ Income on Investments5,850.35,951.77,042.47,518.47,847.8
+ Interest on RBI / Interbank405.3237.7183.3295.3393.9
+ Other Interest0.0299.6735.1146.782.6
Interest Earned19,407.024,065.728,143.631,895.734,640.2
Interest Expended11,146.314,226.517,244.519,322.020,317.3
Net Interest Income—9,839.210,899.212,573.614,322.9
Other Income4,116.55,665.35,606.75,636.56,177.0
Total Income23,523.429,731.033,750.337,532.240,817.1
Operating
+ Employee Cost4,102.46,143.34,669.24,688.85,338.7
+ Other Operating Expenses2,327.52,587.33,087.13,495.24,183.4
Operating Expenses6,429.88,730.57,756.38,184.09,522.1
Operating Profit (PPOP)5,947.36,773.98,749.610,026.110,977.7
Provisions & Contingencies3,594.03,351.24,177.13,758.14,025.7
Profit
Pretax Income2,353.33,422.74,572.56,268.06,952.0
Tax Expense249.3757.11,177.01,060.0509.8
Net Income2,104.02,665.73,395.55,208.06,442.2
Net Income to Common2,104.02,665.73,395.55,418.56,662.3
Per Share
Basic EPS—1.401.792.813.43
Diluted EPS—1.401.792.813.43
Book Value per Share—0.00.00.00.0
Revenue Detail — as filed
+ Share of P&L — Partnership Firms / LLPs0.00.00.0210.4—
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)4,492.93,982.04,787.04,587.8—
Per Share — as-filed variants
Basic EPS before Extraordinary Items0.001.400.5816.9419.56
Diluted EPS before Extraordinary Items0.001.400.580.002.62
Regulatory Disclosures — filed alongside, not part of the P&L
Government of India Shareholding %———0.920.92
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio—0.140.170.170.16
Expenditure Ex Provisions17,576.122,957.025,000.727,506.029,839.4
Face Value10.0010.0010.0010.0010.00
Filed Roa—0.010.010.010.02
Gnpa Pct—0.030.020.010.01
Gross Npa—6,794.45,347.74,409.74,114.4
Net Npa—1,216.9911.9637.8543.6
Nnpa Pct—0.010.000.000.00
Paid Up Equity Capital18,902.418,902.419,256.619,256.619,256.6
Pat Ordinary2,104.02,665.73,395.55,208.06,442.2
Pbt Before Exceptional——4,572.56,268.0—
Share Of Associates0.00.00.0210.4220.0
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.