IOB32.93

Indian Overseas Bank

· Banking & Finance
₹ CrorePeersCENTRALBKUCOBANKMAHABANKIFCIIDBIJMFINANCILNUVAMACREDITACCMcap ₹0.4 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation1,018.7382.9617.3
+ Impairment Loss / (Reversal)2,715.73,585.32,726.5
+ Finance Costs227.7192.5207.6
+ Other — Cash Effects are Investing / Financing20.0626.3826.0
Changes in Working Capital
+ Inventories25,147.925,817.356,930.8
+ Trade Receivables-37,978.1-33,050.3-61,899.9
+ Other Current Assets-5,959.1-10,618.9-11,779.8
+ Trade Payables9,883.411,840.58,374.9
+ Other Current Liabilities1,722.4-2,466.72,841.4
Total Working Capital Changes-7,183.6-8,478.1-5,532.6
Cash from Operating Activities
Profit Before Tax (per I/S)3,422.74,572.56,268.06,614.7
+ Total Adjustments (incl. Working Capital)-3,201.6-3,691.0-944.8
Cash from Operations (pre-tax)221.1881.55,323.2
+ Other Inflows / (Outflows) — Operating-757.10.00.0
+ Income Taxes Paid583.0-1,958.1543.6
Cash from Operating — before Extraordinary Items-1,119.02,839.54,779.7
Cash from Operating Activities-1,119.02,839.54,779.7
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)365.3603.3645.9
+ Disp of Fixed Assets6.024.47.0
Cash from Investing — before Extraordinary Items-359.3-578.9-638.9
Cash from Investing Activities-359.3-578.9-638.9
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)0.01,432.80.0
+ Proceeds from Debentures / Notes / Bonds0.00.01,000.0
+ Repayment of Borrowings300.00.00.0
+ Interest Paid227.7327.3-152.3
+ Other Inflows / (Outflows) — Financing0.0-961.4-1,290.1
Cash from Financing — before Extraordinary Items-527.7144.1-137.8
Cash from Financing Activities-527.7144.1-137.8
Net Changes in Cash (pre-FX)-2,005.92,404.74,002.9
Net Changes in Cash-2,005.92,404.74,002.9
Closing Cash18,814.9
Reference Items
EBITDA-2,242.6-1,034.2631.6298.9
EBITDA Margin %0.75
Free Cash Flow (CFO − Capex)-1,484.22,236.34,133.84,133.8
Free Cash Flow per Basic Share-1,10,219.071,66,067.133,06,978.323,06,978.32
Price to Free Cash Flow0.00
Cash Flow to Net Income-0.420.840.92
Cash Paid for Taxes583.0-1,958.1543.6
Cash Paid for Interest227.7327.3-152.3
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.