GIC Housing Finance credit ratios

Per cent unless marked ×
Tap a line for its trendLast 12Mto Jun 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
9,0509,0508,7278,5639,143
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
9,0059,0058,6688,5239,053
4.30×4.30×4.44×4.68×5.38×
4.28×4.28×4.41×4.66×5.33×
81.1%81.1%81.6%82.4%84.3%
As filed — company-reported covenants
4.29×4.30×4.44×5.00×—
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

GICHSGFIN₹125.95

GIC Housing Finance Limited

· Banking & Finance
₹ CrorePeersSRGHFLREPCOHOMEMcap ₹678 Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Total Debt9,142.78,563.38,727.39,050.59,050.5
Net Debt9,053.18,522.68,668.59,005.39,005.3
Total Debt/Equity5.384.684.444.304.30
Net Debt/Equity5.334.664.414.284.28
Total Debt/Total Capital %84.3382.4081.6281.1281.12
As Filed — company-reported covenants
Debt/Equity (as filed)—5.004.444.304.29
No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.