GIC Housing Finance quarterly results

Q1 FY27 · Apr–Jun 2026

₹ crore	Q1 FY27	Q1 FY26	Change
Total income	267	265	+0.7%
Net interest income	91.3	89.3	+2.3%
Net profit	10.1	7.4	+35.8%
EPS	₹1.87	₹1.38	+35.5%

Every quarter

₹ crore except per share

Tap a line for its trend	Q1 FY27Jun 2026	Q4 FY26Mar 2026	Q3 FY26Dec 2025	Q2 FY26Sep 2025	Q1 FY26Jun 2025	Q4 FY25Mar 2025	Q3 FY25Dec 2024	Q2 FY25Sep 2024	Q1 FY25Jun 2024	Q4 FY24Mar 2024	Q3 FY24Dec 2023	Q2 FY24Sep 2023	Earlier quartersAlpha Plus

Expenses
Revenue from operations													Earlier quartersEvery year the company has filed comes with Alpha Plus.
	264	269	267	265	262	267	265	259	258	256	259	262
	0.0	0.0	0.0	0.2	0.0	0.0	0.0	0.2	0.0	0.0	0.0	0.1
	1.0	1.6	1.3	1.5	1.0	1.3	1.4	1.4	1.4	1.7	1.2	1.3
	1.5	—	—	—	—	—	—	—	—	—	—	—
	267	273	273	272	265	272	269	264	274	260	261	268
	0.6	0.8	0.0	0.2	0.1	4.2	1.0	1.7	3.3	5.5	1.8	2.6
	267	273	273	272	265	276	270	266	277	266	263	270
	173	168	173	173	173	174	179	177	174	172	176	179
	0.5	0.5	0.4	0.2	0.2	0.1	0.1	0.1	0.0	−0.0	0.1	0.1
	32.5	−4.8	−2.8	−1.8	78.0	−7.4	−1.5	1.6	23.8	−22.1	13.3	16.5
	22.9	25.1	23.4	22.3	19.5	22.0	18.3	18.0	15.9	15.8	16.9	14.3
	3.8	2.8	2.8	2.8	2.5	3.8	3.8	3.7	3.7	3.8	3.9	3.6
	17.1	18.2	21.0	14.3	12.4	15.1	14.5	17.7	12.8	16.5	10.7	15.9
	250	210	218	210	286	207	214	218	230	186	221	230
	91.3	101	94.2	92.1	89.3	93.5	86.6	82.5	83.7	83.6	82.9	82.9
	50.2	58.6	52.0	59.5	57.7	61.3	55.0	49.3	70.8	57.2	55.6	57.1
Profit
	17.7	63.4	54.9	61.3	−20.3	68.7	56.5	47.7	46.9	79.2	42.4	40.6
	0.0	0.0	0.0	0.0	0.0	−13.1	0.0	0.0	0.0	0.0	0.0	0.0
	17.7	63.4	54.9	61.3	−20.3	55.6	56.5	47.7	46.9	79.2	42.4	40.6
	8.6	10.1	9.8	8.8	9.0	17.0	6.0	9.8	11.8	13.0	8.5	12.0
	−1.0	−0.4	1.4	2.5	−36.8	3.4	0.7	1.4	−3.8	12.5	−1.8	−1.6
	7.7	9.7	11.2	11.2	−27.7	20.4	6.8	11.2	7.9	25.5	6.7	10.4
	10.1	53.7	43.7	50.0	7.4	35.2	49.7	36.5	39.0	53.7	35.7	30.2
	10.1	53.7	43.7	50.0	7.4	35.2	49.7	36.5	39.0	53.7	35.7	30.2
	0.8	10.2	0.7	−0.1	0.2	−0.3	−0.4	−0.1	0.5	0.6	1.5	0.8
	10.9	63.9	44.3	50.0	7.6	34.9	49.4	36.5	39.5	54.2	37.1	31.0
	10.1	53.7	43.7	50.0	7.4	35.2	49.7	36.5	39.0	53.7	35.7	30.2
Per share
	₹1.87	₹9.97	₹8.11	₹9.29	₹1.38	₹6.54	₹9.23	₹6.78	₹7.24	₹9.97	₹6.62	₹5.61
	₹1.87	₹9.97	₹8.11	₹9.29	₹1.38	₹6.54	₹9.23	₹6.78	₹7.24	₹9.97	₹6.62	₹5.61
Other comprehensive income — detail
	0.8	10.2	0.7	−0.1	0.2	−0.3	−0.4	−0.1	0.5	0.6	1.5	0.8
	1.1	11.5	0.9	−0.1	0.2	−0.4	−0.5	−0.1	0.7	0.8	2.0	1.1
	0.3	1.3	0.2	−0.0	0.1	−0.1	—	—	—	—	—	—
	—	—	—	—	—	—	−0.1	−0.0	0.2	0.2	0.5	0.3
	10.9	63.9	44.3	50.0	7.6	34.9	49.4	36.5	39.5	54.2	37.1	31.0
Per share — as-filed variants
	₹1.87	₹9.97	₹8.11	₹9.29	₹1.38	₹6.54	₹9.23	₹6.78	₹7.24	₹9.97	₹6.62	₹5.61
	₹1.87	₹9.97	₹8.11	₹9.29	₹1.38	₹6.54	₹9.23	₹6.78	₹7.24	₹9.97	₹6.62	₹5.61
Adjusted (ex-exceptional items) — derived
	17.7	63.4	54.9	61.3	−20.3	68.7	56.5	47.7	46.9	79.2	42.4	40.6
	0.0	0.0	0.0	0.0	0.0	−13.1	0.0	0.0	0.0	0.0	0.0	0.0
	10.1	53.7	43.7	50.0	7.4	43.5	49.7	36.5	39.0	53.7	35.7	30.2
	₹1.87	₹9.97	₹8.11	₹9.29	₹1.38	₹8.08	₹9.23	₹6.78	₹7.24	₹9.97	₹6.62	₹5.61

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

GICHSGFIN₹122.43

GIC Housing Finance Limited

· Banking & Finance

Annual Quarterly₹ CrorePeersSRGHFL REPCOHOMEMcap ₹659 Cr

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In ₹ Crore except Per Share 3 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Revenue from Operations
+ Interest Income	262.2	258.6	255.9	257.7	259.4	265.1	267.0	262.4	264.6	267.2	269.1	264.3
+ Dividend Income	0.1	0.0	0.0	0.0	0.2	0.0	0.0	0.0	0.2	0.0	0.0	0.0
+ Fees & Commission Income	1.3	1.2	1.7	1.4	1.4	1.4	1.3	1.0	1.5	1.3	1.6	1.0
+ Other Operating Revenue	—	—	—	—	—	—	—	—	—	—	—	1.5
Revenue from Operations	267.6	261.1	260.0	273.9	264.0	269.3	271.7	265.4	271.5	272.6	272.7	266.8
Other Income	2.6	1.8	5.5	3.3	1.7	1.0	4.2	0.1	0.2	0.0	0.8	0.6
Total Income	270.2	262.9	265.5	277.2	265.7	270.2	275.8	265.4	271.7	272.7	273.5	267.4
Expenses
+ Finance Costs	179.3	175.7	172.3	174.0	176.9	178.6	173.6	173.1	172.6	172.9	168.4	173.0
+ Net Loss on Derecognition — Amortised Cost	0.1	0.1	-0.0	0.0	0.1	0.1	0.1	0.2	0.2	0.4	0.5	0.5
+ Impairment on Financial Instruments	16.5	13.3	-22.1	23.8	1.6	-1.5	-7.4	78.0	-1.8	-2.8	-4.8	32.5
+ Employee Benefit Expense	14.3	16.9	15.8	15.9	18.0	18.3	22.0	19.5	22.3	23.4	25.1	22.9
+ Depreciation & Amortisation	3.6	3.9	3.8	3.7	3.7	3.8	3.8	2.5	2.8	2.8	2.8	3.8
+ Other Expenses	15.9	10.7	16.5	12.8	17.7	14.5	15.1	12.4	14.3	21.0	18.2	17.1
Total Expenses	229.6	220.5	186.3	230.3	218.0	213.8	207.2	285.8	210.5	217.8	210.1	249.6
Net Interest Income	82.9	82.9	83.6	83.7	82.5	86.6	93.5	89.3	92.1	94.2	100.7	91.3
Pre-provision Operating Profit (derived)	57.1	55.6	57.2	70.8	49.3	55.0	61.3	57.7	59.5	52.0	58.6	50.2
Profit
PBT before Exceptional Items	40.6	42.4	79.2	46.9	47.7	56.5	68.7	-20.3	61.3	54.9	63.4	17.7
+ Exceptional Items	0.0	0.0	0.0	0.0	0.0	0.0	-13.1	0.0	0.0	0.0	0.0	0.0
Pretax Income	40.6	42.4	79.2	46.9	47.7	56.5	55.6	-20.3	61.3	54.9	63.4	17.7
+ Current Tax	12.0	8.5	13.0	11.8	9.8	6.0	17.0	9.0	8.8	9.8	10.1	8.6
+ Deferred Tax	-1.6	-1.8	12.5	-3.8	1.4	0.7	3.4	-36.8	2.5	1.4	-0.4	-1.0
Tax Expense	10.4	6.7	25.5	7.9	11.2	6.8	20.4	-27.7	11.2	11.2	9.7	7.7
Net Income	30.2	35.7	53.7	39.0	36.5	49.7	35.2	7.4	50.0	43.7	53.7	10.1
+ Net Income — Continuing Ops	30.2	35.7	53.7	39.0	36.5	49.7	35.2	7.4	50.0	43.7	53.7	10.1
+ Other Comprehensive Income	0.8	1.5	0.6	0.5	-0.1	-0.4	-0.3	0.2	-0.1	0.7	10.2	0.8
Total Comprehensive Income	31.0	37.1	54.2	39.5	36.5	49.4	34.9	7.6	50.0	44.3	63.9	10.9
Net Income to Common	30.2	35.7	53.7	39.0	36.5	49.7	35.2	7.4	50.0	43.7	53.7	10.1
Per Share
Basic EPS	5.61	6.62	9.97	7.24	6.78	9.23	6.54	1.38	9.29	8.11	9.97	1.87
Diluted EPS	5.61	6.62	9.97	7.24	6.78	9.23	6.54	1.38	9.29	8.11	9.97	1.87
Other Comprehensive Income — detail
+ Other Comprehensive Income	0.8	1.5	0.6	0.5	-0.1	-0.4	-0.3	0.2	-0.1	0.7	10.2	0.8
+ Items NOT to be Reclassified to P&L	1.1	2.0	0.8	0.7	-0.1	-0.5	-0.4	0.2	-0.1	0.9	11.5	1.1
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	—	-0.1	0.1	-0.0	0.2	1.3	0.3
+ Tax on Items NOT to be Reclassified — alt tag	0.3	0.5	0.2	0.2	-0.0	-0.1	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	31.0	37.1	54.2	39.5	36.5	49.4	34.9	7.6	50.0	44.3	63.9	10.9
Per Share — as-filed variants
Basic EPS — Continuing Operations	5.61	6.62	9.97	7.24	6.78	9.23	6.54	1.38	9.29	8.11	9.97	1.87
Diluted EPS — Continuing Operations	5.61	6.62	9.97	7.24	6.78	9.23	6.54	1.38	9.29	8.11	9.97	1.87
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	40.6	42.4	79.2	46.9	47.7	56.5	68.7	-20.3	61.3	54.9	63.4	17.7
− Exceptional Items (reconciliation)	0.0	0.0	0.0	0.0	0.0	0.0	-13.1	0.0	0.0	0.0	0.0	0.0
Net Income Adj (tax-effected)	30.2	35.7	53.7	39.0	36.5	49.7	43.5	7.4	50.0	43.7	53.7	10.1
EPS Adj	5.61	6.62	9.97	7.24	6.78	9.23	8.08	1.38	9.29	8.11	9.97	1.87
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	5.00	5.00	5.00	5.00	5.00	5.00	4.44	4.40	4.50	4.35	4.30	4.29
Paid Up Equity Capital	53.9	53.9	53.9	53.9	53.9	53.9	53.9	53.9	53.9	53.9	53.9	53.9

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: Q1 FY27 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

GIC Housing Finance Q2 FY27 results date

GIC Housing Finance (NSE: GICHSGFIN) will announce its Q2 FY27 results (July–September 2026) on Thursday, 12 November 2026, according to the board-meeting notice it filed on 27 October 2026. Its latest results are for Q1 FY27 (April–June 2026). Consolidated net profit was ₹10.1 crore, up 35.8% from ₹7.4 crore in Q1 FY26 and down 81.2% from ₹53.7 crore in Q4 FY26. Revenue from operations was ₹267 crore, up 0.5% year on year and down 2.2% from the previous quarter.

Board-meeting notice filed: 27 October 2026
Q2 FY26 results (a year earlier): 13 November 2025
Q1 FY27 results (the latest): 12 August 2026

Latest results: Q1 FY27 (Apr–Jun 2026) · consolidated

Q2 FY27 results date: 12 November 2026Thursday · notice filed 27 Oct
Q1 FY27 net profit: ₹10.1 Cr+35.8% vs Q1 FY26−81.2% vs Q4 FY26
Q1 FY27 revenue: ₹267 Cr+0.5% vs Q1 FY26−2.2% vs Q4 FY26
Q2 FY26 net profit (a year earlier): ₹50 CrRevenue ₹272 Cr
Q1 FY27 EPS (basic): ₹1.87

Questions

When will GIC Housing Finance announce its Q2 FY27 results?

On 12 November 2026, the date of the board meeting called to approve them (notice filed with the exchanges on 27 October 2026). Last year it reported Q2 FY26 on 13 November 2025.

What will GIC Housing Finance's Q2 FY27 results be compared with?

With the same quarter a year earlier, Q2 FY26 (July–September 2025), when consolidated net profit was ₹50 crore and revenue from operations ₹272 crore. The latest quarter, Q1 FY27, had a net profit of ₹10.1 crore and revenue of ₹267 crore.

What was GIC Housing Finance's net profit in FY26?

Consolidated net profit was ₹155 crore in FY26 (April 2025–March 2026), down 3.5% from ₹160 crore in FY25. It was ₹151 crore in FY24 and ₹213 crore in FY23: down 27.4% over three years, an average fall of 10.1% a year.

What were GIC Housing Finance's Q1 FY27 results?

Consolidated net profit was ₹10.1 crore, up 35.8% from ₹7.4 crore in Q1 FY26 and down 81.2% from ₹53.7 crore in Q4 FY26. Revenue from operations was ₹267 crore, up 0.5% year on year and down 2.2% from the previous quarter.

How has GIC Housing Finance's profit changed over the last four quarters?

Net profit by quarter: ₹50 crore in Q2 FY26, ₹43.7 crore in Q3 FY26, ₹53.7 crore in Q4 FY26 and ₹10.1 crore in Q1 FY27. That is ₹157 crore over the four quarters, up 22.2% from ₹129 crore in the four quarters before. Revenue from operations: ₹272 crore, ₹273 crore, ₹273 crore and ₹267 crore.

What was GIC Housing Finance's revenue in FY26?

Revenue from operations was ₹1,082 crore in FY26 (April 2025–March 2026), up 0.3% from ₹1,079 crore in FY25. It was ₹1,057 crore in FY24 and ₹1,115 crore in FY23: down 2.9% over three years, an average fall of 1.0% a year.

Where do these GIC Housing Finance figures come from?

From GIC Housing Finance's own consolidated results filings to NSE, in ₹ crore as filed; the date from its board-meeting notices.

Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.