Repco Home Finance financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹468cr+6.2% on Q1 FY26
Net interest income
₹206cr+13.2% on Q1 FY26
Net profit
₹122cr+5.6% on Q1 FY26
EPS
₹19.44+5.7% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income468441+6.2%
Net interest income206182+13.2%
Net profit122115+5.6%
EPS₹19.44₹18.40+5.7%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹468 crNet profit₹122 crNet interest margin5.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
1,908————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,8211,7941,7211,5411,299
—+4.3%+11.7%+18.6%—
788766682650556
—+12.3%+4.9%+17.0%—
4.9%4.9%4.8%4.9%4.5%
31.9%31.9%27.7%24.6%24.4%
−0.2%−0.2%−0.3%0.0%0.4%
482475461416316
—+3.0%+10.9%+31.6%—
₹77.03₹75.99₹73.77₹66.55₹50.56
—+3.0%+10.9%+31.6%—
12.7%12.7%14.4%14.9%13.0%
3.1%3.1%3.2%3.2%2.6%
Balance sheet
15,60015,60014,10913,03711,962
—+10.6%+8.2%+9.0%—
12,20612,20611,13910,7019,924
3.02×3.02×3.25×3.58×3.83×
4.07×4.07×4.29×4.62×4.87×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

REPCOHOME₹305.05

Repco Home Finance Limited

· Banking & Finance
₹ CrorePeersGICHSGFINSRGHFLMcap ₹1,908 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————1,908.4
Total Income1,299.21,540.81,720.81,793.91,821.1
Growth %, YoY—+18.6+11.7+4.3—
Net Interest Income555.9650.4682.3766.0788.4
Growth %, YoY—+17.0+4.9+12.3—
NIM %, on assets4.514.934.794.924.92
Cost to Income %24.3724.6027.6631.9331.93
Credit Cost %, on avg loans0.440.00-0.28-0.21-0.21
Net Income316.3416.3461.5475.4481.9
Growth %, YoY—+31.6+10.9+3.0—
EPS, Adj (current shares)50.5666.5573.7775.9977.03
Growth %, YoY—+31.6+10.9+3.0—
ROE %12.9614.9414.3912.7312.73
ROA %2.573.153.243.053.05
Balance Sheet
Loans11,962.213,037.114,109.215,600.015,600.0
Growth %, YoY—+9.0+8.2+10.6—
Total Borrowings9,924.110,701.011,139.112,206.012,206.0
Debt/Equity ×3.833.583.253.023.02
Leverage (Assets/Equity) ×4.874.624.294.074.07
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Repco Home Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Repco Home Finance (NSE: REPCOHOME) had a market capitalisation of ₹1,952 crore at the 30 October 2026 close (₹312.00 a share), a PE ratio of 4.1 on the last four quarters' profit and a price-to-book ratio of 0.48. In FY26 its consolidated net profit was ₹475 crore on revenue of ₹1,792 crore; in Q1 FY27 (April–June 2026) it was ₹122 crore, up 5.6% year on year. Promoters held 37.13% of the shares on 30 September 2026.

Share price used
₹312.00 · 30 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Repco Home Finance at a glance · consolidated

Market cap
₹1,952 Crat ₹312.00 · 30 Oct close
PE ratio (last 4 quarters)
4.14.1 on FY26 profit
Price to book (PB)
0.48book value ₹645.90 a share
ROE (FY26)
12.7%
Debt to equity
3.02net debt ₹11,914 Cr
Promoter holding
37.13%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.60%₹5 a share in 12 months
Net worth
₹4,041 Cr+17.9% vs 31 Mar 202531 March 2026
EPS (FY26)
₹75.99

Questions

What is the Repco Home Finance PE ratio today?

Repco Home Finance's PE ratio is 4.1 at the 30 October 2026 close (₹312.00 a share): a market capitalisation of ₹1,952 crore divided by consolidated net profit of ₹482 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹475 crore) it is 4.1.

What is the Repco Home Finance debt to equity ratio?

Repco Home Finance's debt-to-equity ratio was 3.02 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹12,206 crore against total equity of ₹4,041 crore. A year earlier, on 31 March 2025, it was 3.25.

What is the Repco Home Finance dividend yield?

Repco Home Finance's dividend yield is 1.60% at the 30 October 2026 close: dividends of ₹5 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹312.00. They were ₹3 on 22 September 2026 and ₹2 on 12 February 2026 (interim).

What is the Repco Home Finance PB ratio (price to book value)?

Repco Home Finance's price-to-book (PB) ratio is 0.48 at the 30 October 2026 close: a market capitalisation of ₹1,952 crore divided by shareholders' equity (book value) of ₹4,041 crore on 31 March 2026. That is a book value of ₹645.90 per share against a share price of ₹312.00.

What is the Repco Home Finance net worth?

Repco Home Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹4,041 crore on 31 March 2026, up 17.9% from ₹3,427 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,952 crore at the 30 October 2026 close.

What is the Repco Home Finance book value per share?

Repco Home Finance's book value per share was ₹645.90 on 31 March 2026: shareholders' equity of ₹4,041 crore divided by the 6.26 crore shares in issue, up 17.9% from ₹547.80 a year earlier. The share price at the 30 October 2026 close was ₹312.00.

What is the Repco Home Finance market cap?

Repco Home Finance's market capitalisation was ₹1,952 crore at the 30 October 2026 close: 6.26 crore shares at ₹312.00 each.

What is the Repco Home Finance ROE?

In FY26, Repco Home Finance's return on equity (ROE) was 12.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Repco Home Finance EPS?

Repco Home Finance's basic earnings per share (EPS) were ₹75.99 in FY26, against ₹73.76 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹77.03.

What is the Repco Home Finance dividend in 2026 and its record date?

In 2026, Repco Home Finance has declared two dividends totalling ₹5 a share: ₹2 (interim) with record date 12 February 2026 and ₹3 with record date 22 September 2026.

What is the Repco Home Finance promoter holding?

Promoters held 37.13% of Repco Home Finance on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

What are the Repco Home Finance latest quarterly results?

Repco Home Finance's latest results are for Q1 FY27 (April–June 2026), filed on 11 August 2026: consolidated net profit ₹122 crore, up 5.6% from ₹115 crore in Q1 FY26; revenue from operations ₹468 crore, up 7.4% year on year.

What is the Repco Home Finance shareholding pattern?

On 30 September 2026, Repco Home Finance's shares were held by promoters 37.13%, foreign portfolio investors (FII/FPI) 11.09%, domestic institutions (DII) 26.34% (including mutual funds at 25.47%) and retail and other non-institutional investors 25.44%. Over the year, FII holding was down 0.82 percentage points from 11.91% and DII holding was up 3.64 percentage points from 22.70%.

How does the Repco Home Finance PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, Repco Home Finance's PE ratio is 4.1, the lowest of the three: GIC Housing Finance 4.2 and SRG Housing Finance 4.8, a peer average of 4.5. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Repco Home Finance vs GIC Housing Finance: how do they compare?

In FY26, Repco Home Finance earned net profit of ₹475 crore on revenue of ₹1,792 crore, against ₹155 crore on ₹1,082 crore for GIC Housing Finance. At the 30 October 2026 close, Repco Home Finance's market capitalisation was ₹1,952 crore against ₹650 crore for GIC Housing Finance, and its PE ratio on FY26 profit 4.1 against 4.2.

What is the Repco Home Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Repco Home Finance's consolidated net profit was ₹475 crore, up 3.0% from ₹461 crore in FY25, on revenue from operations of ₹1,792 crore (up 6.3%). Over three years, from FY23, net profit was up 50.3%.

When are the Repco Home Finance next results?

Repco Home Finance will announce its Q2 FY27 results (July–September 2026) on Thursday, 5 November 2026, the date of the board meeting it has notified to the exchanges.

How does Repco Home Finance compare with its peers?

On FY26 consolidated figures, against GIC Housing Finance and SRG Housing Finance: Repco Home Finance's return on equity of 12.7% is the highest of the three (GIC Housing Finance 7.6%, SRG Housing Finance 11.6%; peer average 9.6%).

Where do these Repco Home Finance figures come from?

From Repco Home Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.