| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 468 | 441 | +6.2% |
| Net interest income | 206 | 182 | +13.2% |
| Net profit | 122 | 115 | +5.6% |
| EPS | ₹19.44 | ₹18.40 | +5.7% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 1,908 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 1,821 | 1,794 | 1,721 | 1,541 | 1,299 | ||
| — | +4.3% | +11.7% | +18.6% | — | ||
| 788 | 766 | 682 | 650 | 556 | ||
| — | +12.3% | +4.9% | +17.0% | — | ||
| 4.9% | 4.9% | 4.8% | 4.9% | 4.5% | ||
| 31.9% | 31.9% | 27.7% | 24.6% | 24.4% | ||
| −0.2% | −0.2% | −0.3% | 0.0% | 0.4% | ||
| 482 | 475 | 461 | 416 | 316 | ||
| — | +3.0% | +10.9% | +31.6% | — | ||
| ₹77.03 | ₹75.99 | ₹73.77 | ₹66.55 | ₹50.56 | ||
| — | +3.0% | +10.9% | +31.6% | — | ||
| 12.7% | 12.7% | 14.4% | 14.9% | 13.0% | ||
| 3.1% | 3.1% | 3.2% | 3.2% | 2.6% | ||
Balance sheet | ||||||
| 15,600 | 15,600 | 14,109 | 13,037 | 11,962 | ||
| — | +10.6% | +8.2% | +9.0% | — | ||
| 12,206 | 12,206 | 11,139 | 10,701 | 9,924 | ||
| 3.02× | 3.02× | 3.25× | 3.58× | 3.83× | ||
| 4.07× | 4.07× | 4.29× | 4.62× | 4.87× | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 1,908.4 | |
| Total Income | 1,299.2 | 1,540.8 | 1,720.8 | 1,793.9 | 1,821.1 | |
| Growth %, YoY | — | +18.6 | +11.7 | +4.3 | — | |
| Net Interest Income | 555.9 | 650.4 | 682.3 | 766.0 | 788.4 | |
| Growth %, YoY | — | +17.0 | +4.9 | +12.3 | — | |
| NIM %, on assets | 4.51 | 4.93 | 4.79 | 4.92 | 4.92 | |
| Cost to Income % | 24.37 | 24.60 | 27.66 | 31.93 | 31.93 | |
| Credit Cost %, on avg loans | 0.44 | 0.00 | -0.28 | -0.21 | -0.21 | |
| Net Income | 316.3 | 416.3 | 461.5 | 475.4 | 481.9 | |
| Growth %, YoY | — | +31.6 | +10.9 | +3.0 | — | |
| EPS, Adj (current shares) | 50.56 | 66.55 | 73.77 | 75.99 | 77.03 | |
| Growth %, YoY | — | +31.6 | +10.9 | +3.0 | — | |
| ROE % | 12.96 | 14.94 | 14.39 | 12.73 | 12.73 | |
| ROA % | 2.57 | 3.15 | 3.24 | 3.05 | 3.05 | |
| Balance Sheet | ||||||
| Loans | 11,962.2 | 13,037.1 | 14,109.2 | 15,600.0 | 15,600.0 | |
| Growth %, YoY | — | +9.0 | +8.2 | +10.6 | — | |
| Total Borrowings | 9,924.1 | 10,701.0 | 11,139.1 | 12,206.0 | 12,206.0 | |
| Debt/Equity × | 3.83 | 3.58 | 3.25 | 3.02 | 3.02 | |
| Leverage (Assets/Equity) × | 4.87 | 4.62 | 4.29 | 4.07 | 4.07 | |
Prices at the previous close · figures from the company's filings with NSE
Repco Home Finance (NSE: REPCOHOME) had a market capitalisation of ₹1,908 crore at the previous close (₹305.05 a share), a PE ratio of 4.0 on the last four quarters' profit and a price-to-book ratio of 0.47. In FY26 its consolidated net profit was ₹475 crore on revenue of ₹1,792 crore; in Q1 FY27 (April–June 2026) it was ₹122 crore, up 5.6% year on year. Promoters held 37.13% of the shares on 30 September 2026.
Repco Home Finance's PE ratio is 4.0 at the previous close (₹305.05 a share): a market capitalisation of ₹1,908 crore divided by consolidated net profit of ₹482 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹475 crore) it is 4.0.
Repco Home Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹4,041 crore on 31 March 2026, up 17.9% from ₹3,427 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,908 crore at the previous close.
Repco Home Finance's dividend yield is 1.64% at the previous close: dividends of ₹5 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹305.05. They were ₹3 on 22 September 2026 and ₹2 on 12 February 2026 (interim).
Repco Home Finance's price-to-book (PB) ratio is 0.47 at the previous close: a market capitalisation of ₹1,908 crore divided by shareholders' equity (book value) of ₹4,041 crore on 31 March 2026. That is a book value of ₹645.90 per share against a share price of ₹305.05.
Repco Home Finance's debt-to-equity ratio was 3.02 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹12,206 crore against total equity of ₹4,041 crore. A year earlier, on 31 March 2025, it was 3.25.
Repco Home Finance's book value per share was ₹645.90 on 31 March 2026: shareholders' equity of ₹4,041 crore divided by the 6.26 crore shares in issue, up 17.9% from ₹547.80 a year earlier. The share price at the previous close was ₹305.05.
Repco Home Finance's market capitalisation was ₹1,908 crore at the previous close: 6.26 crore shares at ₹305.05 each.
In FY26, Repco Home Finance's return on equity (ROE) was 12.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Repco Home Finance's basic earnings per share (EPS) were ₹75.99 in FY26, against ₹73.76 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹77.03.
In 2026, Repco Home Finance has declared two dividends totalling ₹5 a share: ₹2 (interim) with record date 12 February 2026 and ₹3 with record date 22 September 2026.
Promoters held 37.13% of Repco Home Finance on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
Repco Home Finance's latest results are for Q1 FY27 (April–June 2026), filed on 11 August 2026: consolidated net profit ₹122 crore, up 5.6% from ₹115 crore in Q1 FY26; revenue from operations ₹468 crore, up 7.4% year on year.
On 30 September 2026, Repco Home Finance's shares were held by promoters 37.13%, foreign portfolio investors (FII/FPI) 11.09%, domestic institutions (DII) 26.34% (including mutual funds at 25.47%) and retail and other non-institutional investors 25.44%. Over the year, FII holding was down 0.82 percentage points from 11.91% and DII holding was up 3.64 percentage points from 22.70%.
In FY26 (April 2025–March 2026), Repco Home Finance's consolidated net profit was ₹475 crore, up 3.0% from ₹461 crore in FY25, on revenue from operations of ₹1,792 crore (up 6.3%). Over three years, from FY23, net profit was up 50.3%.
On FY26 consolidated figures, against GIC Housing Finance and SRG Housing Finance: Repco Home Finance's return on equity of 12.7% is the highest of the three (GIC Housing Finance 7.6%, SRG Housing Finance 11.6%; peer average 9.6%).
Repco Home Finance will announce its Q2 FY27 results (July–September 2026) on Thursday, 5 November 2026, the date of the board meeting it has notified to the exchanges.
In FY26, Repco Home Finance earned net profit of ₹475 crore on revenue of ₹1,792 crore, against ₹155 crore on ₹1,082 crore for GIC Housing Finance.
From Repco Home Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.