SRG Housing Finance financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹54.0cr+26.5% on Q1 FY26
Net interest income
₹27.0cr+32.7% on Q1 FY26
Net profit
₹8.5cr+24.9% on Q1 FY26
EPS
₹5.39+24.5% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income54.042.7+26.5%
Net interest income27.020.4+32.7%
Net profit8.56.8+24.9%
EPS₹5.39₹4.33+24.5%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹54.0 crNet profit₹8.5 crNet interest margin9.2%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
155———
211200155127
—+29.2%+22.0%—
10398.372.358.7
—+35.9%+23.2%—
9.6%9.6%9.4%8.8%
64.5%64.5%65.8%63.8%
0.4%0.4%0.2%0.2%
34.232.524.421.1
—+33.2%+15.8%—
₹21.77₹20.69₹15.54₹13.41
—+33.2%+15.8%—
11.6%11.6%11.5%13.2%
3.2%3.2%3.2%3.1%
Balance sheet
1,0271,027747590
—+37.5%+26.6%—
857857584491
2.89×2.89×2.21×3.08×
3.96×3.96×3.29×4.20×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SRGHFL₹99.00

SRG Housing Finance Limited

· Banking & Finance
₹ CrorePeersGICHSGFINREPCOHOMEMcap ₹155 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———155.4
Total Income126.7154.5199.7211.1
Growth %, YoY—+22.0+29.2—
Net Interest Income58.772.398.3102.7
Growth %, YoY—+23.2+35.9—
NIM %, on assets8.759.409.629.62
Cost to Income %63.7565.7764.5164.51
Credit Cost %, on avg loans0.240.240.350.35
Net Income21.124.432.534.2
Growth %, YoY—+15.8+33.2—
EPS, Adj (current shares)13.4115.5420.6921.77
Growth %, YoY—+15.8+33.2—
ROE %13.1911.5211.5911.59
ROA %3.143.173.183.18
Balance Sheet
Loans589.9747.01,027.11,027.1
Growth %, YoY—+26.6+37.5—
Total Borrowings491.3584.3856.9856.9
Debt/Equity ×3.082.212.892.89
Leverage (Assets/Equity) ×4.203.293.963.96
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

SRG Housing Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

SRG Housing Finance (NSE: SRGHFL) had a market capitalisation of ₹155 crore at the 30 October 2026 close (₹98.39 a share), a PE ratio of 4.5 on the last four quarters' profit and a price-to-book ratio of 0.52. In FY26 its consolidated net profit was ₹32.5 crore on revenue of ₹199 crore; in Q1 FY27 (April–June 2026) it was ₹8.5 crore, up 24.9% year on year. Promoters held 59.97% of the shares on 30 September 2026.

Share price used
₹98.39 · 30 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

SRG Housing Finance at a glance · consolidated

Market cap
₹155 Crat ₹98.39 · 30 Oct close
PE ratio (last 4 quarters)
4.54.8 on FY26 profit
Price to book (PB)
0.52book value ₹189.04 a share
ROE (FY26)
11.6%
Debt to equity
2.89net debt ₹839 Cr
Promoter holding
59.97%+0.9 pts vs 30 Jun 202630 September 2026

Questions

What is the SRG Housing Finance PE ratio today?

SRG Housing Finance's PE ratio is 4.5 at the 30 October 2026 close (₹98.39 a share): a market capitalisation of ₹155 crore divided by consolidated net profit of ₹34.2 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹32.5 crore) it is 4.8.

What is the SRG Housing Finance PB ratio (price to book value)?

SRG Housing Finance's price-to-book (PB) ratio is 0.52 at the 30 October 2026 close: a market capitalisation of ₹155 crore divided by shareholders' equity (book value) of ₹297 crore on 31 March 2026. That is a book value of ₹189.04 per share against a share price of ₹98.39.

What is the SRG Housing Finance debt to equity ratio?

SRG Housing Finance's debt-to-equity ratio was 2.89 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹857 crore against total equity of ₹297 crore. A year earlier, on 31 March 2025, it was 2.21.

What is the SRG Housing Finance market cap?

SRG Housing Finance's market capitalisation was ₹155 crore at the 30 October 2026 close: 1.57 crore shares at ₹98.39 each.

What is the SRG Housing Finance ROE?

In FY26, SRG Housing Finance's return on equity (ROE) was 11.6%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the SRG Housing Finance EPS?

SRG Housing Finance's basic earnings per share (EPS) were ₹20.71 in FY26, against ₹17.45 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹21.77.

What is the SRG Housing Finance net worth?

SRG Housing Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹297 crore on 31 March 2026, up 12.5% from ₹264 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹155 crore at the 30 October 2026 close.

What is the SRG Housing Finance book value per share?

SRG Housing Finance's book value per share was ₹189.04 on 31 March 2026: shareholders' equity of ₹297 crore divided by the 1.57 crore shares in issue, up 12.3% from ₹168.38 a year earlier. The share price at the 30 October 2026 close was ₹98.39.

What is the SRG Housing Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), SRG Housing Finance's consolidated net profit was ₹32.5 crore, up 33.2% from ₹24.4 crore in FY25, on revenue from operations of ₹199 crore (up 31.6%).

What is the SRG Housing Finance promoter holding?

Promoters held 59.97% of SRG Housing Finance on 30 September 2026, up 0.95 percentage points from 59.02% the previous quarter and up 0.86 percentage points from 59.11% a year earlier, according to the shareholding pattern filed with NSE.

What are the SRG Housing Finance latest quarterly results?

SRG Housing Finance's latest results are for Q1 FY27 (April–June 2026), filed on 5 August 2026: consolidated net profit ₹8.5 crore, up 24.9% from ₹6.8 crore in Q1 FY26; revenue from operations ₹54 crore, up 29.3% year on year.

How does SRG Housing Finance compare with its peers?

On FY26 consolidated figures, against GIC Housing Finance and Repco Home Finance: SRG Housing Finance's return on equity of 11.6% is the second highest of the three (GIC Housing Finance 7.6%, Repco Home Finance 12.7%; peer average 10.2%).

What is the SRG Housing Finance shareholding pattern?

On 30 September 2026, SRG Housing Finance's shares were held by promoters 59.97% and retail and other non-institutional investors 40.03%.

When are the SRG Housing Finance next results?

SRG Housing Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.

How does the SRG Housing Finance PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, SRG Housing Finance's PE ratio is 4.8, the highest of the three: GIC Housing Finance 4.2 and Repco Home Finance 4.1, a peer average of 4.2. Each is the company's market capitalisation at that price divided by its FY26 net profit.

SRG Housing Finance vs GIC Housing Finance: how do they compare?

In FY26, SRG Housing Finance earned net profit of ₹32.5 crore on revenue of ₹199 crore, against ₹155 crore on ₹1,082 crore for GIC Housing Finance. At the 30 October 2026 close, SRG Housing Finance's market capitalisation was ₹155 crore against ₹650 crore for GIC Housing Finance, and its PE ratio on FY26 profit 4.8 against 4.2.

Where do these SRG Housing Finance figures come from?

From SRG Housing Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.