| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 |
|---|
Returns | ||||
|---|---|---|---|---|
| 11.6% | 11.6% | 11.5% | 13.2% | |
| 3.2% | 3.2% | 3.2% | 3.1% | |
Margins & efficiency | ||||
| 9.6% | 9.6% | 9.4% | 8.8% | |
| 64.5% | 64.5% | 65.8% | 63.8% | |
| 0.4% | 0.4% | 0.2% | 0.2% | |
| 16.3% | 16.3% | 16.1% | 16.9% | |
Leverage | ||||
| 3.96× | 3.96× | 3.29× | 4.20× | |
| 2.89× | 2.89× | 2.21× | 3.08× | |
Additional | ||||
| 19.2% | 19.1% | 18.8% | 19.3% | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Returns | |||||
| Return on Common Equity | 13.19 | 11.52 | 11.59 | 11.59 | |
| Return on Assets | 3.14 | 3.17 | 3.18 | 3.18 | |
| Margins & Efficiency | |||||
| Net Interest Margin (on avg assets) | 8.75 | 9.40 | 9.62 | 9.62 | |
| Cost to Income | 63.75 | 65.77 | 64.51 | 64.51 | |
| Credit Cost (impairment / avg loans) | 0.24 | 0.24 | 0.35 | 0.35 | |
| Net Income Margin | 16.87 | 16.10 | 16.30 | 16.32 | |
| Leverage | |||||
| Leverage (Assets/Equity) | 4.20 | 3.29 | 3.96 | 3.96 | |
| Total Debt/Equity | 3.08 | 2.21 | 2.89 | 2.89 | |
| Additional | |||||
| Effective Tax Rate | 19.31 | 18.84 | 19.07 | 19.21 | |