In ₹ Crore except Per Share Latest Annual	SRGHFL FY26	GICHSGFIN FY26	REPCOHOME FY26	Peer Average
Valuation — at last close
P/E	4.92×	4.38×	◆ 4.01×	4.20× +17%
P/B	0.54×	◆ 0.32×	0.47×	0.40× +36%
Market Cap	₹160 Cr	₹678 Cr	₹1,908 Cr	₹1,293 Cr -88%
Growth
Revenue CAGR 3Y	—	-0.99%	◆ 11.76%	5.38%
Revenue CAGR 5Y	—	—	5.46%	5.46%
Net Income CAGR 3Y	—	-10.12%	◆ 14.55%	2.22%
Revenue YoY (latest Q)	◆ 29.32%	0.53%	7.39%	3.96% +640%
Net Income YoY (latest Q)	24.93%	◆ 35.85%	5.63%	20.74% +20%
Profitability
NIM (banks)	◆ 9.62%	3.41%	4.92%	4.17% +131%
Net Income Margin	16.30%	14.31%	◆ 26.53%	20.42% -20%
Return on Common Equity	11.59%	7.61%	◆ 12.73%	10.17% +14%
Return on Assets	◆ 3.18%	1.40%	3.05%	2.22% +43%
Credit & Quality
Total Debt/Equity	◆ 2.89×	4.30×	3.02×	3.66× -21%
Cost/Income (banks)	64.51%	42.21%	◆ 31.93%	37.07% +74%
Scale — latest FY
Revenue / Total Income	₹199 Cr	₹1,082 Cr	₹1,792 Cr	₹1,437 Cr -86%
Net Income	₹32.5 Cr	₹155 Cr	₹475 Cr	₹315 Cr -90%
Total Assets	₹1,175 Cr	₹11,299 Cr	₹16,444 Cr	₹13,872 Cr -92%
EPS	₹20.71	₹28.75	₹75.99	₹52.37 -60%
Book Value per Share	₹189.1	₹391.16	₹645.9	₹518.53 -64%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.