| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 12.7% | 12.7% | 14.4% | 14.9% | 13.0% | ||
| 3.1% | 3.1% | 3.2% | 3.2% | 2.6% | ||
Margins & efficiency | ||||||
| 4.9% | 4.9% | 4.8% | 4.9% | 4.5% | ||
| 31.9% | 31.9% | 27.7% | 24.6% | 24.4% | ||
| −0.2% | −0.2% | −0.3% | 0.0% | 0.4% | ||
| 26.5% | 26.5% | 27.4% | 27.3% | 24.6% | ||
Leverage | ||||||
| 4.07× | 4.07× | 4.29× | 4.62× | 4.87× | ||
| 3.02× | 3.02× | 3.25× | 3.58× | 3.83× | ||
Additional | ||||||
| 22.0% | 22.9% | 25.4% | 24.8% | 26.1% | ||
| — | 11.2% | 4.1% | 4.1% | 4.9% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 12.96 | 14.94 | 14.39 | 12.73 | 12.73 | |
| Return on Assets | 2.57 | 3.15 | 3.24 | 3.05 | 3.05 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 4.51 | 4.93 | 4.79 | 4.92 | 4.92 | |
| Cost to Income | 24.37 | 24.60 | 27.66 | 31.93 | 31.93 | |
| Credit Cost (impairment / avg loans) | 0.44 | 0.00 | -0.28 | -0.21 | -0.21 | |
| Net Income Margin | 24.64 | 27.31 | 27.38 | 26.53 | 26.49 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 4.87 | 4.62 | 4.29 | 4.07 | 4.07 | |
| Total Debt/Equity | 3.83 | 3.58 | 3.25 | 3.02 | 3.02 | |
| Additional | ||||||
| Effective Tax Rate | 26.12 | 24.78 | 25.36 | 22.89 | 22.01 | |
| Dvd Payout Ratio | 4.94 | 4.06 | 4.07 | 11.19 | — | |