In ₹ Crore except Per Share Latest Annual	REPCOHOME FY26	GICHSGFIN FY26	SRGHFL FY26	Peer Average
Valuation — at last close
P/E	◆ 4.01×	4.38×	4.92×	4.65× -14%
P/B	0.47×	◆ 0.32×	0.54×	0.43× +10%
Market Cap	₹1,908 Cr	₹678 Cr	₹160 Cr	₹419 Cr +355%
Growth
Revenue CAGR 3Y	◆ 11.76%	-0.99%	—	-0.99% +1288%
Revenue CAGR 5Y	5.46%	—	—	—
Net Income CAGR 3Y	◆ 14.55%	-10.12%	—	-10.12% +244%
Revenue YoY (latest Q)	7.39%	0.53%	◆ 29.32%	14.93% -50%
Net Income YoY (latest Q)	5.63%	◆ 35.85%	24.93%	30.39% -81%
Profitability
NIM (banks)	4.92%	3.41%	◆ 9.62%	6.51% -24%
Net Income Margin	◆ 26.53%	14.31%	16.30%	15.30% +73%
Return on Common Equity	◆ 12.73%	7.61%	11.59%	9.60% +33%
Return on Assets	3.05%	1.40%	◆ 3.18%	2.29% +33%
Credit & Quality
Total Debt/Equity	3.02×	4.30×	◆ 2.89×	3.59× -16%
Cost/Income (banks)	◆ 31.93%	42.21%	64.51%	53.36% -40%
Scale — latest FY
Revenue / Total Income	₹1,792 Cr	₹1,082 Cr	₹199 Cr	₹641 Cr +180%
Net Income	₹475 Cr	₹155 Cr	₹32.5 Cr	₹93.7 Cr +408%
Total Assets	₹16,444 Cr	₹11,299 Cr	₹1,175 Cr	₹6,237 Cr +164%
EPS	₹75.99	₹28.75	₹20.71	₹24.73 +207%
Book Value per Share	₹645.9	₹391.16	₹189.1	₹290.13 +123%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.