GIC Housing Finance profit and loss

Latest FY26

Total income: ₹1,083cr−0.5% on FY25
Net interest income: ₹376cr+8.7% on FY25
Net profit: ₹155cr−3.5% on FY25
EPS: ₹28.75−3.5% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Expenses
Revenue from operations						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	1,065	1,063	1,049	1,043	1,099
	0.2	0.2	0.2	0.1	0.1
	5.4	5.4	5.5	5.2	5.3
	1,084	1,082	1,079	1,057	1,115
	1.6	1.1	10.0	12.5	14.0
	1,085	1,083	1,089	1,070	1,129
	687	687	703	710	702
	1.6	1.3	0.3	0.2	0.2
	23.0	68.5	16.5	18.2	17.4
	93.7	90.4	74.3	64.0	59.9
	12.2	11.0	15.0	15.0	9.9
	70.6	65.9	60.1	57.8	49.1
	888	924	869	866	839
	378	376	346	332	396
	220	228	236	222	307
Profit
	197	159	220	204	290
	0.0	0.0	−13.1	0.0	0.0
	197	159	207	204	290
	37.3	37.7	44.6	42.6	34.5
	2.5	−33.3	1.7	10.3	42.1
	39.8	4.4	46.3	52.8	76.6
	157	155	160	151	213
	157	155	160	151	213
	11.6	11.0	−0.2	2.4	−0.5
	169	166	160	154	213
	157	155	160	151	213
Per share
	₹29.24	₹28.75	₹29.79	₹28.11	₹39.60
	₹29.24	₹28.75	₹29.79	₹28.11	₹39.60
Other comprehensive income — detail
	11.6	11.0	−0.2	2.4	−0.5
	13.4	12.5	−0.2	3.2	−0.6
	1.8	1.6	−0.1	—	—
	—	—	—	0.8	−0.2
	169	166	160	154	−0.5
	0.0	0.0	0.0	0.0	213
Per share — as-filed variants
	₹29.24	₹28.75	₹29.79	₹28.11	₹39.60
	₹29.24	₹28.75	₹29.79	₹28.11	₹39.60
Adjusted (ex-exceptional items) — derived
	197	159	220	204	290
	0.0	0.0	−13.1	0.0	0.0
	157	155	171	151	213
	₹29.24	₹28.75	₹31.67	₹28.11	₹39.60

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

GICHSGFIN₹125.95

GIC Housing Finance Limited

· Banking & Finance

Annual Quarterly₹ CrorePeersSRGHFL REPCOHOMEMcap ₹678 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Revenue from Operations
+ Interest Income	1,098.6	1,042.7	1,049.3	1,063.3	1,065.2
+ Dividend Income	0.1	0.1	0.2	0.2	0.2
+ Fees & Commission Income	5.3	5.2	5.5	5.4	5.4
Revenue from Operations	1,114.9	1,057.2	1,078.9	1,082.2	1,083.6
Other Income	14.0	12.5	10.0	1.1	1.6
Total Income	1,128.9	1,069.7	1,088.9	1,083.3	1,085.2
Expenses
+ Finance Costs	702.5	710.4	703.0	687.0	686.9
+ Net Loss on Derecognition — Amortised Cost	0.2	0.2	0.3	1.3	1.6
+ Impairment on Financial Instruments	17.4	18.2	16.5	68.5	23.0
+ Employee Benefit Expense	59.9	64.0	74.3	90.4	93.7
+ Depreciation & Amortisation	9.9	15.0	15.0	11.0	12.2
+ Other Expenses	49.1	57.8	60.1	65.9	70.6
Total Expenses	839.1	865.5	869.2	924.1	888.0
Net Interest Income	396.1	332.3	346.3	376.3	378.3
Pre-provision Operating Profit (derived)	307.3	222.4	236.3	227.7	220.3
Profit
PBT before Exceptional Items	289.9	204.2	219.8	159.2	197.3
+ Exceptional Items	0.0	0.0	-13.1	0.0	0.0
Pretax Income	289.9	204.2	206.7	159.2	197.3
+ Current Tax	34.5	42.6	44.6	37.7	37.3
+ Deferred Tax	42.1	10.3	1.7	-33.3	2.5
Tax Expense	76.6	52.8	46.3	4.4	39.8
Net Income	213.3	151.4	160.4	154.8	157.5
+ Net Income — Continuing Ops	213.3	151.4	160.4	154.8	157.5
+ Other Comprehensive Income	-0.5	2.4	-0.2	11.0	11.6
Total Comprehensive Income	212.8	153.8	160.2	165.8	169.1
Net Income to Common	213.3	151.4	160.4	154.8	157.5
Per Share
Basic EPS	39.60	28.11	29.79	28.75	29.24
Diluted EPS	39.60	28.11	29.79	28.75	29.24
Other Comprehensive Income — detail
+ Other Comprehensive Income	-0.5	2.4	-0.2	11.0	11.6
+ Items NOT to be Reclassified to P&L	-0.6	3.2	-0.2	12.5	13.4
+ Tax on Items NOT to be Reclassified	—	—	-0.1	1.6	1.8
+ Tax on Items NOT to be Reclassified — alt tag	-0.2	0.8	—	—	—
Comprehensive Income — Owners of Parent	-0.5	153.8	160.2	165.8	169.1
Comprehensive Income — Non-controlling Interests	212.8	0.0	0.0	0.0	0.0
Per Share — as-filed variants
Basic EPS — Continuing Operations	39.60	28.11	29.79	28.75	29.24
Diluted EPS — Continuing Operations	39.60	28.11	29.79	28.75	29.24
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	289.9	204.2	219.8	159.2	197.3
− Exceptional Items (reconciliation)	0.0	0.0	-13.1	0.0	0.0
Net Income Adj (tax-effected)	213.3	151.4	170.6	154.8	157.5
EPS Adj	39.60	28.11	31.67	28.75	29.24
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00
Filed Debt Equity	—	5.00	4.44	4.30	4.29
Paid Up Equity Capital	53.9	53.9	53.9	53.9	53.9

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.