In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Adjustments to Reconcile Profit — Non-cash Items | |||||
| + Depreciation & Amortisation | 15.0 | 15.0 | 11.0 | — | |
| + Impairment Loss / (Reversal) | 18.2 | 16.5 | 68.5 | — | |
| + Finance Costs | 710.4 | 703.0 | 687.0 | — | |
| + Interest Income | -1,042.7 | -1,049.3 | -1,063.3 | — | |
| + Dividend Income | -0.1 | -0.2 | -0.2 | — | |
| + Other Non-cash Items | -8.4 | 6.6 | -5.6 | — | |
| Changes in Working Capital | |||||
| + Other Financial Assets — Current | -4.3 | 15.0 | -55.5 | — | |
| + Other Financial Assets — Non-current | -0.0 | -1.2 | -0.7 | — | |
| + Other Bank Balances | 15.1 | -0.3 | -0.1 | — | |
| + Trade Payables — Current | 2.6 | 0.7 | 5.0 | — | |
| + Other Current Liabilities | 1.1 | 9.7 | 58.8 | — | |
| + Other Non-current Liabilities | 4.4 | 2.0 | 2.5 | — | |
| Cash from Operating Activities | |||||
| Profit Before Tax (per I/S) | 204.2 | 206.7 | 159.2 | 197.3 | |
| + Total Adjustments (incl. Working Capital) | -288.8 | -282.4 | -292.5 | — | |
| Cash from Operations (pre-tax) | -84.6 | -75.7 | -133.3 | — | |
| + Interest Received — Operating | 1,043.2 | 1,047.5 | 1,064.0 | — | |
| + Interest Paid — Operating | 702.4 | 693.2 | 650.1 | — | |
| + Other Inflows / (Outflows) — Operating | 305.7 | -253.5 | -562.7 | — | |
| + Income Taxes Paid | 39.9 | 42.6 | 38.0 | — | |
| Cash from Operating Activities | 522.1 | -17.5 | -320.1 | — | |
| Cash from Investing Activities | |||||
| + Acq of Fixed Assets (Capex) | 2.2 | 1.3 | 1.0 | — | |
| + Acq of Intangible Assets | 1.8 | 1.3 | 4.3 | — | |
| + Disp of Fixed Assets | 0.1 | 0.2 | 0.2 | — | |
| + Dividends Received — Investing | 0.1 | 0.2 | 0.2 | — | |
| + Other Inflows / (Outflows) — Investing | 67.3 | -84.7 | 56.7 | — | |
| Cash from Investing Activities | 63.5 | -87.0 | 51.7 | — | |
| Cash from Financing Activities | |||||
| + Proceeds from Borrowings | 5,395.0 | 7,787.4 | 7,233.7 | — | |
| + Repayment of Borrowings | 5,980.8 | 7,631.5 | 6,944.4 | — | |
| + Payment of Lease Liabilities | 9.4 | 9.3 | 10.4 | — | |
| + Dividends Paid | 24.2 | 24.2 | 24.2 | — | |
| Cash from Financing Activities | -619.4 | 122.5 | 254.7 | — | |
| Net Changes in Cash (pre-FX) | -33.8 | 17.9 | -13.7 | — | |
| Net Changes in Cash | -33.8 | 17.9 | -13.7 | — | |
| Closing Cash | 35.9 | — | — | — | |
| Reference Items | |||||
| EBITDA | 917.0 | 927.7 | 856.1 | 894.8 | |
| EBITDA Margin % | 86.75 | 85.98 | 79.11 | 82.57 | |
| Free Cash Flow (CFO − Capex) | 518.1 | -20.2 | -325.4 | -325.4 | |
| Free Cash Flow per Basic Share | 96.20 | -3.75 | -60.43 | -60.43 | |
| Cash Flow to Net Income | 3.45 | -0.11 | -2.07 | — | |
| Cash Paid for Taxes | 39.9 | 42.6 | 38.0 | — | |