In ₹ Crore except Per Share Latest Annual	GICHSGFIN FY26	SRGHFL FY26	REPCOHOME FY26	Peer Average
Valuation — at last close
P/E	4.26×	4.78×	◆ 4.12×	4.45× -4%
P/B	◆ 0.31×	0.52×	0.49×	0.50× -38%
Market Cap	₹659 Cr	₹155 Cr	₹1,961 Cr	₹1,058 Cr -38%
Growth
Revenue CAGR 3Y	-0.99%	—	◆ 11.76%	11.76% -108%
Revenue CAGR 5Y	—	—	5.46%	5.46%
Net Income CAGR 3Y	-10.12%	—	◆ 14.55%	14.55% -170%
Revenue YoY (latest Q)	0.53%	◆ 29.32%	7.39%	18.36% -97%
Net Income YoY (latest Q)	◆ 35.85%	24.93%	5.63%	15.28% +135%
Profitability
NIM (banks)	3.41%	◆ 9.62%	4.92%	7.27% -53%
Net Income Margin	14.31%	16.30%	◆ 26.53%	21.41% -33%
Return on Common Equity	7.61%	11.59%	◆ 12.73%	12.16% -37%
Return on Assets	1.40%	◆ 3.18%	3.05%	3.12% -55%
Credit & Quality
Total Debt/Equity	4.30×	◆ 2.89×	3.02×	2.96× +46%
Cost/Income (banks)	42.21%	64.51%	◆ 31.93%	48.22% -12%
Scale — latest FY
Revenue / Total Income	₹1,082 Cr	₹199 Cr	₹1,792 Cr	₹996 Cr +9%
Net Income	₹155 Cr	₹32.5 Cr	₹475 Cr	₹254 Cr -39%
Total Assets	₹11,299 Cr	₹1,175 Cr	₹16,444 Cr	₹8,810 Cr +28%
EPS	₹28.75	₹20.71	₹75.99	₹48.35 -41%
Book Value per Share	₹391.16	₹189.1	₹645.9	₹417.5 -6%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.