GICHSGFIN136.00

GIC Housing Finance Limited

· Banking & Finance
₹ CrorePeersSRGHFLREPCOHOMEMcap ₹732 Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
GICHSGFIN
FY26
SRGHFL
FY26
REPCOHOME
FY26
Peer
Median
Valuation — at last close
P/E4.73×9.42×4.64×7.03× -33%
P/B0.35×1.03×0.55×0.79× -56%
Market Cap₹732 Cr₹306 Cr₹2,208 Cr₹1,257 Cr -42%
Growth
Revenue CAGR 3Y-0.99%11.76%11.76% -108%
Revenue CAGR 5Y5.46%5.46%
Net Income CAGR 3Y-10.12%14.55%14.55% -170%
Revenue YoY (latest Q)0.53%29.32%7.39%18.36% -97%
Net Income YoY (latest Q)35.85%24.93%5.63%15.28% +135%
Profitability
EBITDA Margin79.11%61.90%89.32%75.61% +5%
Net Income Margin14.31%16.30%26.53%21.41% -33%
Return on Common Equity7.35%10.94%11.77%11.36% -35%
Return on Assets1.37%2.77%2.89%2.83% -52%
Credit & Quality
Interest Coverage1.23×1.51×1.59×1.55× -21%
Scale — latest FY
Revenue / Total Income₹1,082 Cr₹199 Cr₹1,792 Cr₹996 Cr +9%
Net Income₹155 Cr₹32.5 Cr₹475 Cr₹254 Cr -39%
Total Assets₹11,299 Cr₹1,175 Cr₹16,444 Cr₹8,810 Cr +28%
EPS₹28.75₹20.71₹75.99₹48.35 -41%
Book Value per Share₹391.16₹189.1₹645.9₹417.5 -6%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.