Equitas Small Finance Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	1.7%	1.7%	2.4%	14.4%	12.2%
	0.2%	0.2%	0.3%	2.0%	1.9%
	6.0%	6.0%	6.6%	7.7%	8.2%
	71.7%	71.7%	68.0%	64.5%	63.4%
	2.9%	2.9%	3.4%	1.1%	—
	5.6%	5.6%	5.8%	6.2%	6.6%
	13.6%	13.6%	12.6%	12.7%	—
	91.9%	91.9%	84.0%	85.7%	101.7%
Additional
	23.7%	19.6%	26.1%	24.9%	—
	—	0.0%	77.2%	14.0%	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

EQUITASBNK₹57.17

Equitas Small Finance Bank Ltd.

· Banking & Finance

₹ CrorePeersUJJIVANSFB AUBANK FEDFINA EDELWEISS DCBBANK CSBBANK CRAMC CCAVENUEMcap ₹6,523 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	12.20	14.36	2.44	1.69	1.69
Return on Assets	1.85	1.99	0.30	0.18	0.18
Margins & Efficiency
Net Interest Margin (on assets)	8.22	7.67	6.63	5.98	5.98
Cost to Income	63.41	64.49	67.95	71.67	71.67
Credit Cost (provisions / avg advances)	—	1.11	3.38	2.88	2.88
Operating Expenses / Avg Assets	6.58	6.23	5.76	5.64	5.64
Other Income Share of Total Income	—	12.71	12.62	13.64	13.64
Credit-Deposit Ratio	101.65	85.70	84.00	91.87	91.87
Additional
Effective Tax Rate	—	24.85	26.05	19.55	23.73
Dvd Payout Ratio	—	13.97	77.22	0.01	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.