Bank of India profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	12.1%	12.1%	12.6%	9.3%	—
	0.9%	0.9%	0.9%	0.7%	—
	2.3%	2.3%	2.5%	2.5%	—
	51.4%	51.4%	50.9%	51.8%	—
	0.5%	0.5%	0.7%	0.7%	—
	1.6%	1.6%	1.7%	1.7%	—
	11.7%	11.7%	11.3%	9.3%	—
	82.1%	82.1%	79.7%	76.5%	—
Additional
	25.1%	25.6%	25.6%	37.4%	36.4%
	—	18.3%	13.6%	12.9%	21.1%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

BANKINDIA₹135.70

Bank of India

· Banking & Finance

₹ CrorePeersCANBK UNIONBANK INDIANB SBICARD LICHSGFIN MCX POLICYBZR PAYTMMcap ₹61,790 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	9.28	12.61	12.08	12.08
Return on Assets	—	0.69	0.94	0.90	0.90
Margins & Efficiency
Net Interest Margin (on assets)	—	2.52	2.50	2.28	2.28
Cost to Income	—	51.80	50.89	51.40	51.40
Credit Cost (provisions / avg advances)	—	0.71	0.66	0.45	0.45
Operating Expenses / Avg Assets	—	1.66	1.74	1.63	1.63
Other Income Share of Total Income	—	9.26	11.32	11.72	11.72
Credit-Deposit Ratio	—	76.51	79.72	82.13	82.13
Additional
Effective Tax Rate	36.35	37.36	25.63	25.56	25.12
Dvd Payout Ratio	21.14	12.85	13.65	18.28	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.