Bank of India quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income24,13720,740+16.4%
Net interest income7,1075,992+18.6%
Operating profit5,1323,852+33.2%
Net profit3,2222,526+27.6%
EPS₹7.27₹5.66+28.4%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
15,56414,44414,15213,74513,02512,87113,15212,97812,14312,06411,69311,050
4,8074,5944,4854,4804,5674,6604,4114,5584,3384,0783,6863,541
826679451698785832893754817742731686
17338048512914410323.127.516816214042.1
21,37020,09719,57319,05218,52118,46718,47918,31717,46617,04616,25015,319
14,26313,15612,78512,50412,53012,32112,33312,16611,40310,69310,2429,792
7,1076,9416,7896,5485,9926,1466,1466,1526,0636,3536,0095,527
2,7672,6153,2802,3272,2182,2113,4551,7802,5321,3381,8301,202
24,13722,71222,85321,37920,74020,67821,93420,09819,99818,38418,08016,521
Operating
2,7092,6402,8462,7072,4762,4202,9062,4622,6532,3672,5632,228
2,0341,7782,1411,9121,8811,8671,7781,7071,7411,5971,6301,444
4,7434,4184,9874,6194,3584,2874,6834,1694,3943,9644,1933,671
5,1325,1385,0824,2563,8524,0704,9183,7634,2013,7273,6453,057
8119711,0025824921,1121,3663171,0621,3051,848518
Profit
4,3214,1674,0793,6743,3612,4393,5513,4473,1382,4221,7972,539
1,0991,0281,030924835675904888740688298643
3,2223,1383,0502,7502,5261,7642,6482,5592,3991,7341,4991,895
0.91.41.12.0−1.11.00.31.50.51.6−0.11.0
3,3093,3033,0882,8122,5771,8302,6022,6372,4211,8881,5741,930
Per share
₹7.27₹7.25₹6.78₹6.18₹5.66₹4.02₹5.72₹5.79₹5.32₹4.15₹3.46₹4.59
₹7.27₹7.25₹6.78₹6.18₹5.66₹4.02₹5.72₹5.79₹5.32₹4.15₹3.46₹4.59
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹7.27₹7.25₹6.78₹6.18₹5.66₹4.02₹5.72₹5.79₹5.32₹4.15₹3.46₹4.59
₹7.27₹7.25₹6.78₹6.18₹5.66₹4.02₹5.72₹5.79₹5.32₹4.15₹3.46₹4.59
Regulatory disclosures — filed alongside, not part of the P&L
0.7%0.7%——————————
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

BANKINDIA₹135.70

Bank of India

· Banking & Finance
AnnualQuarterly₹ CrorePeersCANBKUNIONBANKINDIANBSBICARDLICHSGFINMCXPOLICYBZRPAYTMMcap ₹61,790 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills11,050.211,693.212,064.112,142.912,977.813,152.412,871.113,025.413,744.614,152.214,444.415,563.8
+ Income on Investments3,540.63,686.34,077.74,337.64,557.84,410.64,660.54,567.04,480.14,485.04,593.94,807.0
+ Interest on RBI / Interbank685.9731.2741.7816.9754.2892.9831.7785.0698.3450.9678.9826.4
+ Other Interest42.1139.7162.1168.427.523.1103.4144.1128.9485.2379.8172.7
Interest Earned15,318.816,250.517,045.617,465.818,317.318,479.018,466.618,521.519,051.819,573.420,096.921,369.9
Interest Expended9,792.210,241.910,693.011,402.812,165.812,332.612,320.812,529.912,504.212,784.613,155.814,262.7
Net Interest Income5,526.56,008.66,352.76,063.06,151.56,146.36,145.85,991.66,547.66,788.86,941.17,107.2
Other Income1,202.11,829.71,338.02,531.81,780.43,454.62,211.02,218.42,327.43,279.52,615.42,767.4
Total Income16,520.818,080.218,383.719,997.620,097.721,933.620,677.620,739.921,379.222,852.922,712.324,137.3
Operating
+ Employee Cost2,227.62,563.12,366.82,652.72,462.12,905.72,420.12,476.32,707.12,846.22,640.02,708.8
+ Other Operating Expenses1,443.81,630.31,596.91,741.51,706.61,777.71,866.81,881.21,912.32,140.61,778.52,033.9
Operating Expenses3,671.44,193.33,963.74,394.14,168.74,683.44,286.94,357.54,619.44,986.84,418.54,742.7
Operating Profit (PPOP)3,057.23,645.03,727.04,200.63,763.24,917.54,069.93,852.54,255.65,081.55,138.05,131.9
Provisions & Contingencies518.41,847.91,305.01,062.3316.51,366.31,112.1491.7582.11,002.2971.1811.0
Profit
Pretax Income2,538.81,797.12,422.03,138.43,446.73,551.32,439.03,360.83,673.54,079.44,166.94,320.9
Tax Expense643.3298.0687.8739.6887.9903.6675.1835.2923.51,029.71,028.41,098.8
Net Income1,895.51,499.01,734.32,398.72,558.82,647.61,764.02,525.62,750.03,049.73,138.53,222.1
- Minority Interest1.0-0.11.60.51.50.31.0-1.12.01.11.40.9
Net Income to Common1,930.51,573.91,888.32,421.32,636.72,602.01,829.62,576.72,812.33,087.83,302.63,308.8
Per Share
Basic EPS4.593.464.155.325.795.724.025.666.186.787.257.27
Diluted EPS4.593.464.155.325.795.724.025.666.186.787.257.27
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items4.593.464.155.325.795.724.025.666.186.787.257.27
Diluted EPS before Extraordinary Items4.593.464.155.325.795.724.025.666.186.787.257.27
Regulatory Disclosures — filed alongside, not part of the P&L
Government of India Shareholding %——————————0.730.73
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.010.010.010.010.010.010.010.010.010.000.000.00
Cet1 Ratio0.140.160.140.140.140.160.150.140.140.160.170.16
Exceptional Items0.00.00.00.00.00.0-518.80.00.00.00.00.0
Expenditure Ex Provisions13,463.614,435.214,656.615,796.916,334.517,016.016,607.716,887.417,123.617,771.317,574.319,005.4
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Paid Up Equity Capital4,553.44,553.44,553.44,553.44,553.44,553.44,553.44,553.44,553.44,553.44,553.44,553.4
Pat Ordinary1,895.51,499.01,734.32,398.72,558.82,647.61,764.02,525.62,750.03,049.73,138.53,222.1
Share Of Associates36.074.8155.623.079.4-45.366.649.964.339.2165.587.6
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Bank of India Q2 FY27 results (July–September 2026)

Filed with NSE on Friday, 23 October 2026 at 5:02 pm IST

Bank of India (NSE: BANKINDIA) reported its Q2 FY27 results (July–September 2026) on Friday, 23 October 2026 at 5:02 pm IST. Standalone net profit was ₹3,202 crore, up 25.4% from ₹2,555 crore in Q2 FY26 and up 4.4% from ₹3,068 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹7,007 crore, up 18.5% on the year.

Q2 FY26 results (a year earlier)
17 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹3,202 Cr+25.4% vs Q2 FY26+4.4% vs Q1 FY27
Net interest income
₹7,007 Cr+18.5% vs Q2 FY26+2.6% vs Q1 FY27
Operating profit (before provisions)
₹5,089 Cr+33.2% vs Q2 FY26+0.8% vs Q1 FY27
Gross NPA
1.60%2.54% in Q2 FY261.81% in Q1 FY27₹13,648 Cr · net NPA 0.42%
Deposits
₹10,37,530 Cr+21.6% vs Q2 FY26
Advances (loans)
₹8,44,980 Cr+21.5% vs Q2 FY26

Questions

What was Bank of India's net profit in Q2 FY27?

Standalone net profit was ₹3,202 crore, up 25.4% from ₹2,555 crore in Q2 FY26 and up 4.4% from ₹3,068 crore in Q1 FY27.

What were Bank of India's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹13,648 crore, 1.60% of gross advances, against 2.54% a year earlier and 1.81% in Q1 FY27. Net NPAs were 0.42% of net advances (0.65% a year earlier).

What was Bank of India's net profit in FY26?

Standalone net profit was ₹10,527 crore in FY26 (April 2025–March 2026), up 14.2% from ₹9,219 crore in FY25. It was ₹6,318 crore in FY24 and ₹4,023 crore in FY23: up 161.7% over three years, 37.8% a year on average.

What was Bank of India's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹7,007 crore, up 18.5% on the year. Operating profit before provisions was ₹5,089 crore, and provisions were ₹797 crore.

How were Bank of India's Q2 FY27 results?

Both grew from a year earlier: net profit was up 25.4% at ₹3,202 crore and net interest income was up 18.5% at ₹7,007 crore. Gross NPAs were 1.60% of advances, against 2.54% a year earlier. Against Q1 FY27, net profit was up 4.4% and net interest income up 2.6%.

How much did Bank of India's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹10,37,530 crore, up 21.6% from ₹8,53,301 crore a year earlier, and advances (loans) were ₹8,44,980 crore, up 21.5% from ₹6,95,660 crore a year earlier.

What was Bank of India's EPS in Q2 FY27?

Basic earnings per share were ₹7.03, against ₹5.61 in Q2 FY26.

What was Bank of India's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹6,270 crore, up 30.4% from ₹4,807 crore in the same months a year earlier. Net interest income was ₹13,840 crore, up 15.5%.

When did Bank of India announce its Q2 FY27 results?

On Friday, 23 October 2026 at 5:02 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.

How has Bank of India's profit changed over the last four quarters?

Net profit by quarter: ₹2,705 crore in Q3 FY26, ₹3,016 crore in Q4 FY26, ₹3,068 crore in Q1 FY27 and ₹3,202 crore in Q2 FY27. That is ₹11,991 crore over the four quarters, up 20.5% from ₹9,949 crore in the four quarters before. Net interest income: ₹6,461 crore, ₹6,730 crore, ₹6,833 crore and ₹7,007 crore.

What was Bank of India's net interest income in FY26?

Net interest income was ₹25,173 crore in FY26 (April 2025–March 2026), up 3.2% from ₹24,394 crore in FY25. It was ₹23,053 crore in FY24 and ₹20,275 crore in FY23: up 24.2% over three years, 7.5% a year on average.

When will Bank of India announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Bank of India figures come from?

From Bank of India's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 23 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.