In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 43,125.8 | 50,337.2 | 53,793.3 | 55,366.6 | |
| + Income on Investments | 14,246.4 | 17,383.6 | 18,192.6 | 18,125.9 | |
| + Interest on RBI / Interbank | 2,886.3 | 3,205.8 | 2,765.9 | 2,613.0 | |
| + Other Interest | 814.9 | 381.1 | 861.6 | 1,138.0 | |
| Interest Earned | 61,073.3 | 71,307.7 | 75,613.3 | 77,243.6 | |
| Interest Expended | 37,756.8 | 46,594.2 | 50,139.5 | 50,974.5 | |
| Net Interest Income | 23,316.6 | 24,713.5 | 25,473.8 | 26,269.1 | |
| Other Income | 6,233.1 | 9,104.7 | 10,036.3 | 10,440.7 | |
| Total Income | 67,306.5 | 80,412.4 | 85,649.6 | 87,684.2 | |
| Operating | |||||
| + Employee Cost | 9,262.7 | 10,387.3 | 10,449.7 | 10,669.6 | |
| + Other Operating Expenses | 6,043.5 | 6,822.6 | 7,800.9 | 7,712.5 | |
| Operating Expenses | 15,306.2 | 17,209.9 | 18,250.6 | 18,382.1 | |
| Operating Profit (PPOP) | 14,243.5 | 16,608.4 | 17,259.5 | 18,327.6 | |
| Provisions & Contingencies | 4,050.4 | 4,050.0 | 3,188.0 | 3,047.0 | |
| Profit | |||||
| Pretax Income | 10,193.1 | 12,558.3 | 13,552.7 | 15,280.6 | |
| Tax Expense | 3,808.6 | 3,218.9 | 3,463.4 | 3,816.8 | |
| Net Income | 6,384.5 | 9,339.5 | 10,089.3 | 11,463.8 | |
| - Minority Interest | 2.1 | 3.9 | 3.0 | 3.4 | |
| Net Income to Common | 6,564.5 | 9,548.3 | 10,306.3 | 11,779.3 | |
| Per Share | |||||
| Basic EPS | 15.48 | 20.97 | 22.64 | 25.87 | |
| Diluted EPS | 15.48 | 20.97 | 22.64 | 25.87 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 1,535.4 | 1,247.6 | 3,085.4 | — | |
| + Minority Interest | 2.1 | 3.9 | 3.0 | 3.4 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 15.48 | 20.97 | 22.64 | 25.87 | |
| Diluted EPS before Extraordinary Items | 15.48 | 20.97 | 22.64 | 25.87 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| At1 Ratio | 0.01 | 0.01 | 0.00 | 0.02 | |
| Cet1 Ratio | 0.16 | 0.16 | 0.16 | 0.61 | |
| Exceptional Items | 0.0 | 0.0 | -518.8 | 0.0 | |
| Expenditure Ex Provisions | 53,063.0 | 63,804.1 | 68,390.1 | 69,356.7 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Paid Up Equity Capital | 4,553.4 | 4,553.4 | 4,553.4 | 4,553.4 | |
| Pat Ordinary | 6,384.5 | 9,339.5 | 10,089.3 | 11,463.8 | |
| Pbt Before Exceptional | — | 12,558.3 | 13,552.7 | — | |
| Share Of Associates | 182.0 | 212.7 | 220.0 | 319.0 | |