Bank of India cash flow

Latest FY26

Cash from operations: ₹4,753cr−74.4% on FY25
Cash from investing: −₹329cr−₹854 cr in FY25
Cash from financing: −₹5,672cr₹34.2 cr in FY25
Capital spending: ₹890cr+23.1% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	523	105	656	1,649
	—	463	−159	85.4	−1,575
	—	2,099	1,302	794	697
	—	−12,474	−32,514	−23,347	−30,875
	—	−1,14,372	−91,535	−82,126	−69,354
	—	−5,433	4,480	−3,358	4,621
	—	1,11,167	79,195	68,417	42,213
	—	6,158	40,737	18,814	33,165
	—	3,188	4,332	4,028	6,022
	—	−11,766	4,695	−17,572	−14,206
Cash from operating activities
	16,241	13,553	12,558	10,193	6,099
	—	−8,680	5,943	−16,036	−13,434
	—	4,872	18,501	−5,843	−7,336
	—	−29.5	−30.6	−13.7	−21.3
	—	217	209	180	−44.1
	—	307	145	−1,240	−356
	—	4,753	18,534	−4,437	−7,045
	—	4,753	18,534	−4,437	−7,045
Cash from investing activities
	—	890	723	851	623
	—	44.7	50.0	23.6	99.6
	—	29.5	30.6	13.7	21.3
	—	487	−212	−178	−18.9
	—	−329	−854	−991	−521
	—	−329	−854	−991	−521
Cash from financing activities
	—	−1,852	111	4,982	559
	—	123	0.0	0.0	0.0
	—	0.0	2,500	500	1,500
	—	2,099	1,302	794	697
	—	1,844	1,275	821	821
	—	−0.0	0.0	0.0	0.0
	—	−5,672	34.2	3,868	541
	—	−5,672	34.2	3,868	541
	—	−1,248	17,714	−1,560	−7,026
	—	−1,248	17,714	−1,560	−7,026
	—	—	—	83,123	84,683
Reference items
	—	—	—	—	−1,112
	3,863	3,863	17,811	−5,287	−7,668
	₹8.48	₹8.48	₹39.12	−₹11.61	−₹16.84
	16.00×	—	—	—	—
	—	0.47×	1.98×	−0.69×	−1.81×
	—	307	145	−1,240	−356
	—	2,099	1,302	794	697

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

BANKINDIA₹135.70

Bank of India

· Banking & Finance

₹ CrorePeersCANBK UNIONBANK INDIANB SBICARD LICHSGFIN MCX POLICYBZR PAYTMMcap ₹61,790 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	1,649.2	655.9	104.5	522.7	—
+ Impairment Loss / (Reversal)	-1,574.5	85.4	-159.3	463.4	—
+ Finance Costs	697.2	794.1	1,302.5	2,099.3	—
Changes in Working Capital
+ Inventories	-30,874.6	-23,347.5	-32,514.0	-12,473.9	—
+ Trade Receivables	-69,353.8	-82,125.6	-91,534.6	-1,14,372.0	—
+ Other Current Assets	4,621.1	-3,358.1	4,480.3	-5,433.1	—
+ Trade Payables	42,213.4	68,417.3	79,194.5	1,11,167.4	—
+ Other Current Liabilities	33,165.4	18,813.8	40,736.6	6,157.8	—
+ Provisions	6,022.2	4,028.3	4,332.1	3,188.0	—
Total Working Capital Changes	-14,206.3	-17,571.7	4,695.0	-11,765.7	—
Cash from Operating Activities
Profit Before Tax (per I/S)	6,098.7	10,193.1	12,558.3	13,552.7	16,240.7
+ Total Adjustments (incl. Working Capital)	-13,434.4	-16,036.3	5,942.6	-8,680.3	—
Cash from Operations (pre-tax)	-7,335.7	-5,843.1	18,500.9	4,872.4	—
+ Dividends Received — Operating	-21.3	-13.7	-30.6	-29.5	—
+ Other Inflows / (Outflows) — Operating	-44.1	179.9	208.8	217.0	—
+ Income Taxes Paid	-356.0	-1,239.9	144.7	307.1	—
Cash from Operating — before Extraordinary Items	-7,045.0	-4,436.9	18,534.5	4,752.9	—
Cash from Operating Activities	-7,045.0	-4,436.9	18,534.5	4,752.9	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	623.3	850.5	723.1	890.1	—
+ Disp of Fixed Assets	99.6	23.6	50.0	44.7	—
+ Dividends Received — Investing	21.3	13.7	30.6	29.5	—
+ Other Inflows / (Outflows) — Investing	-18.9	-177.7	-211.9	487.4	—
Cash from Investing — before Extraordinary Items	-521.3	-991.0	-854.5	-328.6	—
Cash from Investing Activities	-521.3	-991.0	-854.5	-328.6	—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)	558.7	4,982.5	111.5	-1,852.0	—
+ Proceeds from Other Equity Instruments	0.0	0.0	0.0	123.1	—
+ Proceeds from Debentures / Notes / Bonds	1,500.0	500.0	2,500.0	0.0	—
+ Interest Paid	697.2	794.1	1,302.5	2,099.3	—
+ Dividends Paid	820.7	820.7	1,274.8	1,843.8	—
+ Other Inflows / (Outflows) — Financing	0.0	0.0	0.0	-0.0	—
Cash from Financing — before Extraordinary Items	540.8	3,867.7	34.2	-5,672.1	—
Cash from Financing Activities	540.8	3,867.7	34.2	-5,672.1	—
Net Changes in Cash (pre-FX)	-7,025.6	-1,560.3	17,714.2	-1,247.8	—
Net Changes in Cash	-7,025.6	-1,560.3	17,714.2	-1,247.8	—
Closing Cash	84,683.3	83,123.0	—	—	—
Reference Items
EBITDA	-1,112.5	—	—	—	—
Free Cash Flow (CFO − Capex)	-7,668.3	-5,287.5	17,811.4	3,862.8	3,862.8
Free Cash Flow per Basic Share	-16.84	-11.61	39.12	8.48	8.48
Price to Free Cash Flow	—	—	—	—	16.00
Cash Flow to Net Income	-1.81	-0.69	1.98	0.47	—
Cash Paid for Taxes	-356.0	-1,239.9	144.7	307.1	—
Cash Paid for Interest	697.2	794.1	1,302.5	2,099.3	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.