AU Small Finance Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income6,3825,224+22.2%
Net interest income2,8202,144+31.5%
Operating profit1,5141,210+25.1%
Net profit858561+52.9%
EPS₹11.44₹7.52+52.1%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
4,7474,5104,2444,0163,7863,6653,5563,4413,2803,0922,2432,123
809751708650644645618569508543470414
36.623.522.623.429.517.022.018.614.813.815.616.3
19.818.145.237.751.151.574.785.2108120101182
5,6125,3035,0194,7274,5114,3784,2714,1133,9113,7692,8292,736
2,7922,6072,4372,3862,3672,3342,1772,0911,9361,8481,4921,411
2,8202,6952,5822,3412,1442,0452,0942,0231,9741,9211,3371,325
770689731724713811761618638546556450
6,3825,9925,7505,4515,2245,1895,0314,7324,5494,3153,3853,186
Operating
1,0941,0641,0451,019919866817755785790556529
983885917831729678745682695688673589
2,0771,9491,9621,8501,6471,5431,5621,4361,4811,4781,2281,117
1,5141,4351,3521,2151,2101,3121,2921,2051,132988664657
359371269331481533635502373319133159
Profit
1,1541,0641,082884729779657703759669455498
29726825021716819815317518816684.1123
858796832668561581504528571503371375
858796832668561581504528571503371375
Per share
₹11.44₹10.63₹11.13₹8.94₹7.52₹7.80₹6.77₹7.10₹7.68₹6.77₹5.54₹5.61
₹11.30₹10.51₹11.01₹8.87₹7.48₹7.78₹6.75₹7.08₹7.65₹6.74₹5.52₹5.58
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹11.44₹10.63₹11.13₹8.94₹7.52₹7.80₹6.77₹7.10₹7.68₹6.77₹5.54₹5.61
₹11.30₹10.51₹11.01₹8.87₹7.48₹7.78₹6.75₹7.08₹7.65₹6.74₹5.52₹5.58
Regulatory disclosures — filed alongside, not part of the P&L
20.7—13.1—13.9—23.7—————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

AUBANK₹880.70

AU Small Finance Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersEQUITASBNKUJJIVANSFBIDFCFIRSTBBSEINDUSINDBKYESBANKFEDERALBNKICICIGIMcap ₹65,900 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills2,123.22,243.13,092.03,279.63,441.23,555.53,664.93,786.24,016.44,243.64,510.54,746.6
+ Income on Investments414.4469.8543.1508.2568.5618.4645.0644.4650.0707.8750.6808.8
+ Interest on RBI / Interbank16.315.613.814.818.622.017.029.523.422.623.536.6
+ Other Interest181.9101.1120.2108.085.274.751.551.137.745.218.119.8
Interest Earned2,735.82,829.53,769.03,910.64,113.54,270.64,378.44,511.34,727.55,019.15,302.75,611.8
Interest Expended1,410.91,492.51,848.51,936.32,090.82,176.72,333.82,366.92,386.22,436.82,607.22,791.7
Net Interest Income1,324.91,337.01,920.61,974.42,022.72,093.92,044.72,144.42,341.32,582.32,695.52,820.1
Other Income449.7555.6545.7638.0618.4760.7810.6712.6723.8731.0689.2770.2
Total Income3,185.53,385.14,314.74,548.64,731.95,031.35,189.05,223.95,451.35,750.15,992.06,382.0
Operating
+ Employee Cost528.7555.9790.1785.5754.7817.5865.5918.71,019.01,044.91,063.91,093.9
+ Other Operating Expenses588.7672.6688.0695.1681.5744.9677.5728.6830.7916.9885.3982.7
Operating Expenses1,117.51,228.51,478.11,480.61,436.21,562.31,543.11,647.31,849.81,961.81,949.22,076.6
Operating Profit (PPOP)657.1664.2988.11,131.81,204.91,292.31,312.21,209.71,215.31,351.51,435.51,513.7
Provisions & Contingencies158.9132.5319.2373.0501.7635.1533.3480.8331.1269.4371.5359.4
Profit
Pretax Income498.1454.8668.9758.8703.2657.1778.9728.9884.21,082.11,064.01,154.3
Tax Expense122.984.1166.3187.6174.8153.5198.0168.0216.5250.2268.0296.6
Net Income375.2370.7502.6571.2528.4503.7580.9560.9667.7831.9796.0857.7
Net Income to Common375.2370.7502.6571.2528.4503.7580.9560.9667.7831.9796.0857.7
Per Share
Basic EPS5.615.546.777.687.106.777.807.528.9411.1310.6311.44
Diluted EPS5.585.526.747.657.086.757.787.488.8711.0110.5111.30
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items5.615.546.777.687.106.777.807.528.9411.1310.6311.44
Diluted EPS before Extraordinary Items5.585.526.747.657.086.757.787.488.8711.0110.5111.30
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————23.7—13.9—13.1—20.7
Other Filed Concepts — mapped but not yet placed in the schedule
Cet1 Ratio0.200.190.190.170.170.180.180.170.170.170.170.19
Exceptional Items0.0-76.80.00.00.00.00.00.00.00.00.00.0
Expenditure Ex Provisions2,528.42,721.03,326.63,416.83,527.03,739.03,876.84,014.14,236.04,398.64,556.54,868.3
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.000.000.000.000.000.000.000.000.000.000.000.00
Gnpa Pct0.020.020.020.020.020.020.020.020.020.020.020.02
Gross Npa1,339.71,237.41,613.21,901.72,335.52,477.02,751.32,835.32,880.52,755.62,948.22,988.3
Net Npa456.2401.0562.6706.7905.6791.3971.31,015.71,091.5989.91,059.61,205.3
Nnpa Pct0.010.010.010.010.010.010.010.010.010.010.010.01
Paid Up Equity Capital668.8669.2743.2743.5744.2744.5745.2746.1747.2748.3749.0751.4
Pat Ordinary375.2370.7502.6571.2528.4503.7580.9560.9667.7831.9796.0857.7
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

AU Small Finance Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Saturday, 24 October 2026 at 3:26 pm IST

AU Small Finance Bank (NSE: AUBANK) reported its Q2 FY27 results (July–September 2026) on Saturday, 24 October 2026 at 3:26 pm IST. Standalone net profit was ₹858 crore, up 52.9% from ₹561 crore in Q2 FY26 and up 7.8% from ₹796 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹2,820 crore, up 31.5% on the year.

Q2 FY26 results (a year earlier)
17 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹858 Cr+52.9% vs Q2 FY26+7.8% vs Q1 FY27
Net interest income
₹2,820 Cr+31.5% vs Q2 FY26+4.6% vs Q1 FY27
Operating profit (before provisions)
₹1,514 Cr+25.1% vs Q2 FY26+5.4% vs Q1 FY27
Gross NPA
1.99%2.41% in Q2 FY262.10% in Q1 FY27₹2,988 Cr · net NPA 0.81%
Deposits
₹1,70,460 Cr+28.6% vs Q2 FY26
Advances (loans)
₹1,48,508 Cr+28.4% vs Q2 FY26

Questions

What was AU Small Finance Bank's net profit in Q2 FY27?

Standalone net profit was ₹858 crore, up 52.9% from ₹561 crore in Q2 FY26 and up 7.8% from ₹796 crore in Q1 FY27.

What was AU Small Finance Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹2,820 crore, up 31.5% on the year. Operating profit before provisions was ₹1,514 crore, and provisions were ₹359 crore.

What were AU Small Finance Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹2,988 crore, 1.99% of gross advances, against 2.41% a year earlier and 2.10% in Q1 FY27. Net NPAs were 0.81% of net advances (0.88% a year earlier).

How were AU Small Finance Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 52.9% at ₹858 crore and net interest income was up 31.5% at ₹2,820 crore. Gross NPAs were 1.99% of advances, against 2.41% a year earlier. Against Q1 FY27, net profit was up 7.8% and net interest income up 4.6%.

How much did AU Small Finance Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹1,70,460 crore, up 28.6% from ₹1,32,509 crore a year earlier, and advances (loans) were ₹1,48,508 crore, up 28.4% from ₹1,15,705 crore a year earlier.

What was AU Small Finance Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹1,654 crore, up 44.8% from ₹1,142 crore in the same months a year earlier. Net interest income was ₹5,516 crore, up 31.7%.

What was AU Small Finance Bank's EPS in Q2 FY27?

Basic earnings per share were ₹11.44, against ₹7.52 in Q2 FY26.

What was AU Small Finance Bank's net profit in FY26?

Standalone net profit was ₹2,641 crore in FY26 (April 2025–March 2026), up 25.4% from ₹2,106 crore in FY25. It was ₹1,535 crore in FY24 and ₹1,428 crore in FY23: up 85.0% over three years, 22.8% a year on average.

When did AU Small Finance Bank announce its Q2 FY27 results?

On Saturday, 24 October 2026 at 3:26 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 17 October 2025.

How has AU Small Finance Bank's profit changed over the last four quarters?

Net profit by quarter: ₹668 crore in Q3 FY26, ₹832 crore in Q4 FY26, ₹796 crore in Q1 FY27 and ₹858 crore in Q2 FY27. That is ₹3,153 crore over the four quarters, up 45.0% from ₹2,174 crore in the four quarters before. Net interest income: ₹2,341 crore, ₹2,582 crore, ₹2,695 crore and ₹2,820 crore.

What was AU Small Finance Bank's net interest income in FY26?

Net interest income was ₹9,113 crore in FY26 (April 2025–March 2026), up 13.7% from ₹8,012 crore in FY25. It was ₹5,157 crore in FY24 and ₹4,425 crore in FY23: up 105.9% over three years, 27.2% a year on average.

When will AU Small Finance Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these AU Small Finance Bank figures come from?

From AU Small Finance Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 24 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.