| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 14,044 | 13,260 | +5.9% |
| Net interest income | 4,569 | 4,409 | +3.6% |
| Operating profit | 2,874 | 2,047 | +40.4% |
| Net profit | 1,242 | −437 | — |
| EPS | ₹15.94 | −₹5.61 | — |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 66,302 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 45,484 | 46,251 | 48,668 | 45,748 | 36,368 | ||
| — | −5.0% | +6.4% | +25.8% | — | ||
| 18,187 | 17,982 | 19,031 | 20,616 | 17,592 | ||
| — | −5.5% | −7.7% | +17.2% | — | ||
| 3.3% | 3.3% | 3.6% | 4.2% | 4.1% | ||
| 10,213 | 9,180 | 10,661 | 15,864 | 14,419 | ||
| 3,001 | 889 | 2,575 | 8,977 | 7,443 | ||
| — | −65.5% | −71.3% | +20.6% | — | ||
| ₹38.52 | ₹11.41 | ₹33.06 | ₹115.23 | ₹95.53 | ||
| — | −65.5% | −71.3% | +20.6% | — | ||
| 1.4% | 1.4% | 4.0% | 14.2% | — | ||
Balance sheet & asset quality | ||||||
| 4,28,832 | 3,99,931 | 4,10,862 | 3,84,586 | 3,36,120 | ||
| 3,63,104 | 3,15,871 | 3,45,019 | 3,43,298 | 2,89,924 | ||
| — | 3.4% | 3.1% | 1.9% | — | ||
| — | 1.0% | 1.0% | 0.6% | 0.6% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 66,302.3 | |
| Interest Earned | 36,367.9 | 45,748.2 | 48,667.7 | 46,250.8 | 45,484.2 | |
| Growth %, YoY | — | +25.8 | +6.4 | -5.0 | — | |
| Net Interest Income | 17,592.1 | 20,615.9 | 19,031.3 | 17,982.3 | 18,187.3 | |
| Growth %, YoY | — | +17.2 | -7.7 | -5.5 | — | |
| NIM %, on assets | 4.09 | 4.24 | 3.56 | 3.28 | 3.28 | |
| Operating Profit (PPOP) | 14,419.0 | 15,864.1 | 10,661.4 | 9,179.5 | 10,212.8 | |
| Net Income | 7,443.1 | 8,977.0 | 2,575.4 | 889.2 | 3,000.9 | |
| Growth %, YoY | — | +20.6 | -71.3 | -65.5 | — | |
| EPS, Adj (current shares) | 95.53 | 115.23 | 33.06 | 11.41 | 38.52 | |
| Growth %, YoY | — | +20.6 | -71.3 | -65.5 | — | |
| ROE % | — | 14.20 | 4.02 | 1.36 | 1.36 | |
| Balance Sheet & Asset Quality | ||||||
| Deposits | 3,36,120.2 | 3,84,585.7 | 4,10,862.3 | 3,99,930.8 | 4,28,831.9 | |
| Advances | 2,89,923.7 | 3,43,298.3 | 3,45,018.6 | 3,15,871.4 | 3,63,104.3 | |
| Gross NPA % | — | 1.92 | 3.13 | 3.43 | — | |
| Net NPA % | 0.59 | 0.57 | 0.95 | 1.00 | — | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
IndusInd Bank (NSE: INDUSINDBK) had a market capitalisation of ₹67,629 crore at the 29 October 2026 close (₹868.00 a share), a PE ratio of 22.5 on the last four quarters' profit and a price-to-book ratio of 1.00. In FY26 its standalone net profit was ₹933 crore on net interest income of ₹17,982 crore; in Q2 FY27 (July–September 2026) it was ₹1,176 crore. Gross NPAs were 2.73% of advances on 30 September 2026. Promoters held 15.82% of the shares on 30 September 2026.
IndusInd Bank's PE ratio is 22.5 at the 29 October 2026 close (₹868.00 a share): a market capitalisation of ₹67,629 crore divided by consolidated net profit of ₹3,001 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹889 crore) it is 76.0.
IndusInd Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹67,921 crore on 30 September 2026, up 4.4% from ₹65,058 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹67,629 crore at the 29 October 2026 close.
In FY26, IndusInd Bank's return on equity (ROE) was 1.4%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 4.0%.
IndusInd Bank's price-to-book (PB) ratio is 1.00 at the 29 October 2026 close: a market capitalisation of ₹67,629 crore divided by shareholders' equity (book value) of ₹67,921 crore on 30 September 2026. That is a book value of ₹871.75 per share against a share price of ₹868.00.
IndusInd Bank's book value per share was ₹871.75 on 30 September 2026: shareholders' equity of ₹67,921 crore divided by the 77.91 crore shares in issue, up 4.4% from ₹835.07 a year earlier. The share price at the 29 October 2026 close was ₹868.00.
On 30 September 2026, IndusInd Bank's deposits were ₹4,29,038 crore, up 10.1% from a year earlier, and its advances (loans) were ₹3,63,104 crore, up 11.4% from a year earlier.
IndusInd Bank's market capitalisation was ₹67,629 crore at the 29 October 2026 close: 77.91 crore shares at ₹868.00 each.
IndusInd Bank's basic earnings per share (EPS) were ₹11.42 in FY26, against ₹33.07 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹38.52.
IndusInd Bank's common equity tier 1 (CET1) ratio was 15.55% on 30 September 2026.
IndusInd Bank's gross non-performing assets (NPAs) were ₹10,106 crore, 2.73% of gross advances, on 30 September 2026 (3.60% a year earlier). Net NPAs were 0.83% of net advances (1.04% a year earlier).
IndusInd Bank's credit-deposit ratio was 84.6% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.
In 2026, IndusInd Bank has declared one dividend: ₹1.50 with record date 26 June 2026 and ex-date 25 June 2026.
IndusInd Bank's dividend yield is 0.17% at the 29 October 2026 close: dividends of ₹1.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹868.00. They were ₹1.50 on 25 June 2026.
Promoters held 15.82% of IndusInd Bank on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
IndusInd Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On 30 September 2026, IndusInd Bank's shares were held by promoters 15.82%, foreign portfolio investors (FII/FPI) 30.47%, domestic institutions (DII) 41.29% (including mutual funds at 29.42%) and retail and other non-institutional investors 12.43%. Over the year, FII holding was down 3.85 percentage points from 34.32% and DII holding was up 9.34 percentage points from 31.95%.
At the 29 October 2026 closing prices, on FY26 net profit, IndusInd Bank's PE ratio is 76.0, the highest of the four: Axis Bank 14.5, Kotak Mahindra Bank 23.7 and Federal Bank 19.8, a peer average of 19.3. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, IndusInd Bank earned net profit of ₹889 crore, against ₹26,385 crore for Axis Bank. IndusInd Bank's return on equity was 1.4% (Axis Bank 13.2%) and its gross NPA ratio 3.43% (Axis Bank 1.23%). At the 29 October 2026 close, IndusInd Bank's market capitalisation was ₹67,629 crore against ₹3,81,428 crore for Axis Bank, and its PE ratio on FY26 profit 76.0 against 14.5.
IndusInd Bank's latest results are for Q2 FY27 (July–September 2026), filed on 23 October 2026: standalone net profit ₹1,176 crore, against a loss of ₹445 crore in Q2 FY26; net interest income ₹4,569 crore, up 3.6% year on year.
In FY26 (April 2025–March 2026), IndusInd Bank's standalone net profit was ₹933 crore, down 64.7% from ₹2,643 crore in FY25, on net interest income of ₹17,982 crore (down 5.5%). Over three years, from FY23, net profit was down 87.4%.
On FY26 consolidated figures, against Axis Bank, Kotak Mahindra Bank and Federal Bank: IndusInd Bank's return on equity of 1.4% is the lowest of the four (Axis Bank 13.2%, Kotak Mahindra Bank 11.4%, Federal Bank 11.4%; peer average 12.0%); its return on assets of 0.16% is the lowest of the four (Axis Bank 1.46%, Kotak Mahindra Bank 2.05%, Federal Bank 1.18%; peer average 1.56%); its gross NPA ratio of 3.43% is the highest of the four (Axis Bank 1.23%, Kotak Mahindra Bank 1.23%, Federal Bank 1.62%; peer average 1.36%).
From IndusInd Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.