In ₹ Crore except Per Share Latest Annual	AUBANK FY26	EQUITASBNK FY26	UJJIVANSFB FY26	IDFCFIRSTB FY26	Peer Average
Valuation — at last close
P/E	24.88×	63.52×	◆ 15.72×	38.83×	39.36× -37%
P/B	3.30×	◆ 1.07×	1.60×	1.33×	1.33× +148%
Market Cap	₹65,900 Cr	₹6,523 Cr	₹10,904 Cr	₹63,119 Cr	₹26,849 Cr +145%
Growth
Revenue CAGR 3Y	32.75%	23.65%	◆ 43.90%	21.20%	29.58% +11%
Revenue CAGR 5Y	◆ 27.55%	16.84%	20.86%	21.59%	19.76% +39%
Net Income CAGR 3Y	◆ 22.75%	-43.57%	-14.29%	-13.46%	-23.77% +196%
Revenue YoY (latest Q)	22.17%	◆ 27.69%	26.32%	20.29%	24.77% -10%
Net Income YoY (latest Q)	52.92%	◆ 803.41%	199.91%	201.66%	401.66% -87%
Profitability
NIM (banks)	5.21%	5.98%	◆ 7.36%	5.71%	6.35% -18%
Net Income Margin	◆ 12.22%	1.31%	8.62%	3.33%	4.42% +176%
Return on Common Equity	◆ 14.22%	1.69%	10.74%	3.76%	5.40% +163%
Return on Assets	◆ 1.51%	0.18%	1.32%	0.43%	0.64% +135%
Credit & Quality
Gross NPA (banks)	2.03%	2.60%	2.26%	◆ 1.61%	2.16% -6%
Cost/Income (banks)	◆ 57.91%	71.67%	65.65%	75.30%	70.87% -18%
Scale — latest FY
Revenue / Total Income	₹21,614 Cr	₹7,868 Cr	₹8,039 Cr	₹48,422 Cr	₹21,443 Cr +1%
Net Income	₹2,641 Cr	₹103 Cr	₹693 Cr	₹1,611 Cr	₹802 Cr +229%
Total Assets	₹1.92L Cr	₹60,610 Cr	₹57,541 Cr	₹4.00L Cr	₹1.73L Cr +11%
EPS	₹35.4	₹0.9	₹3.57	₹1.89	₹2.12 +1570%
Book Value per Share	₹266.93	₹53.68	₹35.08	₹55.11	₹47.96 +457%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.