AU Small Finance Bank cash flow

Latest FY26

Cash from operations: ₹1,829cr−66.5% on FY25
Cash from investing: −₹5,090cr−₹5,931 cr in FY25
Cash from financing: ₹2,318cr−3.7% on FY25
Capital spending: ₹809cr+205.9% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	409	364	321	277
	—	149	57.8	30.3	20.8
	—	10.3	3.6	1.4	0.7
	—	1,939	2,014	438	149
	—	1,939	2,014	438	149
Cash from operating activities
	4,185	3,474	2,788	1,999	1,865
	—	2,508	2,439	791	447
	—	5,982	5,227	2,790	2,312
	—	−3,180	903	306	3,552
	—	974	668	488	370
	—	1,829	5,462	2,608	5,494
	—	1,829	5,462	2,608	5,494
Cash from investing activities
	—	809	264	346	306
	—	6.8	7.3	8.1	2.3
	—	4,288	5,674	4,516	4,016
	—	−5,090	−5,931	−4,855	−4,320
	—	−5,090	−5,931	−4,855	−4,320
Cash from financing activities
	—	—	61.3	83.8	2,069
	—	181	61.3	83.8	2,069
	—	2,212	2,420	0.0	308
	—	0.0	0.0	819	0.0
	—	74.5	74.3	66.7	31.5
	—	0.0	0.0	0.0	−23.2
	—	2,318	2,407	−802	2,323
	—	2,318	2,407	−802	2,323
	—	−943	1,938	−3,049	3,497
	—	−943	1,938	−3,049	3,497
	—	—	9,466	6,376	9,425
Reference items
	1,020	1,020	5,198	2,262	5,188
	₹13.64	₹13.64	₹69.47	₹30.23	₹69.33
	64.59×	—	—	—	—
	—	0.69×	2.59×	1.70×	3.85×
	—	974	668	488	370

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

AUBANK₹880.70

AU Small Finance Bank Ltd.

· Banking & Finance

₹ CrorePeersEQUITASBNK UJJIVANSFB IDFCFIRSTB BSE INDUSINDBK YESBANK FEDERALBNK ICICIGIMcap ₹65,900 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	277.1	321.3	364.0	409.3	—
+ Share-based Payments	20.8	30.3	57.8	149.4	—
+ Other — Cash Effects are Investing / Financing	0.7	1.4	3.6	10.3	—
Changes in Working Capital
+ Provisions	148.8	437.9	2,013.5	1,939.3	—
Total Working Capital Changes	148.8	437.9	2,013.5	1,939.3	—
Cash from Operating Activities
Profit Before Tax (per I/S)	1,864.6	1,999.4	2,788.1	3,474.0	4,184.5
+ Total Adjustments (incl. Working Capital)	447.3	790.9	2,438.9	2,508.3	—
Cash from Operations (pre-tax)	2,311.9	2,790.4	5,227.0	5,982.4	—
+ Other Inflows / (Outflows) — Operating	3,551.7	306.1	903.1	-3,179.5	—
+ Income Taxes Paid	369.9	488.4	667.7	974.0	—
Cash from Operating — before Extraordinary Items	5,493.6	2,608.1	5,462.4	1,828.9	—
Cash from Operating Activities	5,493.6	2,608.1	5,462.4	1,828.9	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	305.9	346.4	264.4	808.6	—
+ Disp of Fixed Assets	2.3	8.1	7.3	6.8	—
+ Purchase of Investments (Equity / Debt)	4,015.9	4,516.5	5,674.4	4,288.4	—
Cash from Investing — before Extraordinary Items	-4,319.5	-4,854.8	-5,931.5	-5,090.1	—
Cash from Investing Activities	-4,319.5	-4,854.8	-5,931.5	-5,090.1	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	2,069.4	83.8	61.3	—	—
+ Proceeds from Issue of Shares (unclassified)	2,069.4	83.8	61.3	181.2	—
+ Proceeds from Borrowings	307.9	0.0	2,420.3	2,211.6	—
+ Repayment of Borrowings	0.0	819.3	0.0	0.0	—
+ Dividends Paid	31.5	66.7	74.3	74.5	—
+ Other Inflows / (Outflows) — Financing	-23.2	0.0	0.0	0.0	—
Cash from Financing — before Extraordinary Items	2,322.5	-802.1	2,407.3	2,318.3	—
Cash from Financing Activities	2,322.5	-802.1	2,407.3	2,318.3	—
Net Changes in Cash (pre-FX)	3,496.7	-3,048.8	1,938.2	-943.0	—
Net Changes in Cash	3,496.7	-3,048.8	1,938.2	-943.0	—
Closing Cash	9,425.2	6,376.3	9,466.4	—	—
Reference Items
Free Cash Flow (CFO − Capex)	5,187.7	2,261.7	5,198.1	1,020.3	1,020.3
Free Cash Flow per Basic Share	69.33	30.23	69.47	13.64	13.64
Price to Free Cash Flow	—	—	—	—	64.59
Cash Flow to Net Income	3.85	1.70	2.59	0.69	—
Cash Paid for Taxes	369.9	488.4	667.7	974.0	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.