UTKARSHBNK14.70

Utkarsh Small Finance Bank Limited

· Banking & Finance
₹ CrorePeersSURYODAYCAPITALSFBFINOPBMcap ₹2,616 Cr
ProfitabilityGrowthAsset QualityCapitalYield Analysis
Ratios — % unless marked ×
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Returns
Return on Common Equity16.740.80-41.47-41.47
Return on Assets2.080.08-3.99-3.99
Margins & Efficiency
Net Interest Margin (on assets)7.897.195.125.12
Cost to Income56.3861.6197.0597.05
Credit-Deposit Ratio93.6686.7983.4583.45
Additional
Effective Tax Rate24.5314.2923.6023.33
Dvd Payout Ratio0.00232.15-0.00
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.